Aktiv Kapital (UK) - Who Are They?

BAILIFFCHASER

If you are being harassed on the phone send them this letter as well.

Company Name
Road
Town
City / County
Postcode

Re: Harassment by telephone


ACCOUNT NUMBER: XXXXXXX

Dear Sirs

I am writing in relation to the quantity and frequency of telephone calls that I have received from your company, which I deem to be personally harassing.

I have verbally requested that these stop, but I am still receiving calls. (Delete if necessary)

I now require all further correspondence from your company to be made in writing only.

I am of the view that your continued harassment of me by telephone puts you in breach of Section 40 of the Administration of Justice Act 1970, and the Protection from Harassment Act 1997.

If you continue to harass me by telephone, you will also be in breach of the Wireless Telegraphy Act (1949) and I will report you to both Trading Standards and The Office of Fair Trading, meaning that you will be liable to a substantial fine.

Be advised that any further telephone calls from your company will be recorded. (**Even if you don‘t yet have recording equipment!!**)


Yours faithfully,



NAME HERE

************************************************
-Copyright of bailiffchaser.co.uk


Will put a nice stop to their phone calls.

chal

I think you're all giving Wescot a hard time - they're an ethical and approachable company. Well, that's what it says on their website anyway, and if you can't trust someone in a garish purple t-shirt with "HELPFUL" written on it, who can you trust? :rolleyes: (http://www.wescot.co.uk/contact.html)

I've never had to deal with debt collectors, but reading this thread has been a *real* education!

rog2

chal wrote: »

I think you're all giving Wescot a hard time - they're an ethical and approachable company.

Nice one, chal. :rotfl: :rotfl:

Wescot wouldn't know the meaning of the words 'ethical' and 'approachable' if you bought them a dictionary.

Graham66

I received a letter this morning from a debt management compnay acting on behalf of Aktiv Kapital. The letter says that I have to respond to the debt management company and not Aktiv Kapital. I have never heard of this company Aktiv Kapital should I still send the letter to them as advised below. Thanks Graham

rog2

Graham66 wrote: »

I received a letter this morning from a debt management compnay acting on behalf of Aktiv Kapital. The letter says that I have to respond to the debt management company and not Aktiv Kapital. I have never heard of this company Aktiv Kapital should I still send the letter to them as advised below. Thanks Graham

What 'Name' does this 'Debt Management Company' claim to trade under?

BAILIFFCHASER

Graham66 wrote: »

I received a letter this morning from a debt management compnay acting on behalf of Aktiv Kapital. The letter says that I have to respond to the debt management company and not Aktiv Kapital. I have never heard of this company Aktiv Kapital should I still send the letter to them as advised below. Thanks Graham

look at their adresses probably another in house dc.

pretty_mumma

I am yet another poor person being harassed by Debt Management on behalf of Aktiv. Got my first threat today!
Ive got the letter ready to send, but just want to clarify that I send it with the £1 postal order to DM not AK as they are the ones writing to me? And do I send anything at all to AK?

3kids&thecat

Hi All...

We have received a reply from Aktiv - it says..

Recent communications refer.

We writer to advise that your comments have been noted and we are now able to advise as follows.

Upon review of your account the information we hold is that there is a CCJ on the accountand the details are as follows : Case Number ******** - Date of Judgement 31/05/01. In view of this the account is not time barred.

In addition you telephoned us on 6/02/08 and offered monthly repayments on your account. This would be deemed your admission of liability on the account.

We trust that your repayment proposals will now be forwarded to ourselves by return.

Yours faithfully,
Aktiv Kapital (UK) Ltd

I just want to recap that it was I, and not my partner who made the actual payment although it was he who spoke to them when he rang. Also I went to the bank and got them to cancel the card that the payment was made on.

However, does this letter mean we are stuffed? I've never dealt with a CCJ before so i don't know what happens and although it's at his previous address we really need to sort this.

Any advice would as always be greatly appreciated

fermi

Because the judgement is over six years old, they would need the courts permission before they could enforce or renew it.

This is not guaranteed, and the court would want a very good reason why the original judgement was not enforced.

Read though this factsheet then perhaps call them up for advice.

Tel: 0808 808 4000 | Monday to Friday 9am to 9pm | Saturday 9.30am to 1pm

Link: Factsheet | Liability for Debts and the Limitation Act (England/Wales)

County Court Judgments

INFORMATION

If the creditor has been to court and there is a county court judgment outstanding, then you cannot use the Limitation Act to dispute you owe the debt. It does not matter how many years ago the creditor went to court; the county court judgment will still exist. However, the creditor may not be able to enforce the judgment without the court's permission if the judgment is over six years old. Phone us for advice.

3kids&thecat

Hi fermi!

I was just reading about ccj's somewhere else and wanted to add that from what I know OH didn't receive any letters about this to list his outgoings, income etc back then. He would have told me back then as were trying to sort the debts out. I would have definately heard about it from one of the other members of his family as it concerned his mum's address.