Aktiv Kapital (UK) - Who Are They?

3kids&thecat

Hi again,

Just read the factsheet. Will give them a ring tomorrow to find out where we stand. Many thanks again fermi.

fermi

3kids&thecat wrote: »

Just read the factsheet. Will give them a ring tomorrow to find out where we stand. Many thanks again fermi.

report back the outcome if you can.

Good luck!

3kids&thecat

Thanks and will definately update asap :A

BAILIFFCHASER

If a judgement is over 6 years and has not been enforced then the creditor has to apply for permission and give a very good reason as to why the court should allow it. also if i am correct the same thing applies to the warrant of execution. However any effect this may have on your credit file has ended and if aktiv kapital still want to persue it then they have to provide you with paperwork to support this. Send the clever people a subject access request with the £10 stat fee and see what their brains can find for you. At the worst you could do them for harassment.

3kids&thecat

Hi BAILIFFCHASER, Hi all,

What is a subject access? Never dealt with any of this before so I'm quite green - learning very quickly though .

As an update to yesterday's post - just rang National Debtline and they advised that as a CCJ has been obtained statute barred does not apply. However, we need to write to Aktiv and ask them what proof they have of this CCJ (which court it was issued from etc) so that we may find out the details for ourselves. Then - Civil Procedure rules may apply as the judgement date was 31/05/01 and it has been way over six years since then. Our previous payment to Aktiv last month doesn't count toward it either as it was out of this time limit.

Does anyone have any suggestions on what to write in a letter to Aktiv about this?

BAILIFFCHASER

3kids&thecat wrote: »

Hi BAILIFFCHASER, Hi all,

What is a subject access? Never dealt with any of this before so I'm quite green - learning very quickly though .

As an update to yesterday's post - just rang National Debtline and they advised that as a CCJ has been obtained statute barred does not apply. However, we need to write to Aktiv and ask them what proof they have of this CCJ (which court it was issued from etc) so that we may find out the details for ourselves. Then - Civil Procedure rules may apply as the judgement date was 31/05/01 and it has been way over six years since then. Our previous payment to Aktiv last month doesn't count toward it either as it was out of this time limit.

Does anyone have any suggestions on what to write in a letter to Aktiv about this?

Adjust this for your cause and send with £10 cheque and clearly write on the back of cheque sar fee only. Not for account payment.



[your address]



[their address]


[DATE]



Data Protection Act 1998
Subject Access Request



Dear Sir/Madam


ACCOUNT NUMBER: xxxxxxxxx (or multiple numbers if more than one account)


Please supply me with a complete list of transactions and charges relating to my banking history with your organisation. Alternatively, a complete set of statements for that period will be acceptable.

Additionally, where there has been any event in my account history over this period which has required manual intervention by any member of your staff, or any other person, I require disclosure of any indication or notes which have either caused or resulted in that manual intervention, or other evidence of that manual intervention in relation to my banking business with you.

If you are unable to supply this data because there has been no such manual intervention, then please be so kind as to confirm this in your response.

I enclose the statutory maximum fee of £10. You have 40 days in which to comply. Furthermore, if I discover that you have levied disproportionate penalties against me, then I shall be reclaiming them, and also reclaiming the enclosed £10 Data Protection Act subject access request fee.

If there is specific information which you require in order to satisfy yourself as to my identity, please let me know by return. However, please note that the above address is the one which you normally use to communicate my private business to me and which you have hitherto found to be acceptable.
I would be happy to collect the Data from my local branch.


Yours faithfully,


enc cheque/po number :


copyright bailiffchaser.co.uk

john_bhoy

Just a point I thought about when reading,if I ask for an original agreement and they cannot produce this in the specific time,are these clowns obliged to repay any money I have paid to them and revert the damage they have done to my credit record?

As ever thanks in advance for any help guys.:T

BAILIFFCHASER

john_bhoy wrote: »

Just a point I thought about when reading,if I ask for an original agreement and they cannot produce this in the specific time,are these clowns obliged to repay any money I have paid to them and revert the damage they have done to my credit record?

As ever thanks in advance for any help guys.:T

You can then sue the pants of them for the amount you have paid them. It is very easy.

3kids&thecat

Hi All!

I have just finished composing this letter to Aktiv (courtesy of BAILIFFCHASER)

Is this ok?


AKtiv's address Our Address


4th March 2008



Data Protection Act 1998
Subject Access Request



Dear Sir/Madam


ACCOUNT NUMBER: *********


Please supply me with all the information you have for this account including proof of the alleged CCJ: Case Number ***** – Date of Judgement 31/05/01.

Additionally, where there has been any event in my account history over this period which has required manual intervention by any member of your staff, or any other person, I require disclosure of any indication or notes which have either caused or resulted in that manual intervention, or other evidence of that manual intervention in relation to this account.

If you are unable to supply this data because there has been no such manual intervention, then please be so kind as to confirm this in your response.

I enclose the statutory maximum fee of £10. You have 40 days in which to comply. Furthermore, if I discover that you have levied disproportionate penalties against me, then I shall be reclaiming them, and also reclaiming the enclosed £10 Data Protection Act subject access request fee.

If there is specific information which you require in order to satisfy yourself as to my identity, please let me know by return. However, please note that the above address is the one which you normally use to communicate my private business to me and which you have hitherto found to be acceptable.



Yours faithfully,


enc cheque/po number :



I jaust wanted to make sure I haven't put in anything that shouldn't be there. Many Thanks to you guys as always:T

rog2

Don't forget to send it by recorded delivery - and check, on Royal Mail website, when it is delivered and who signed for it.