Partners Income down by 2/3s due to credit crunch

epsilondraconis

Lisadp1970 wrote: »

I have double and treble checked, change of circumstance means that our CTC goes upto this figure. They work out on previous years earnings but if you give them an ESTIMATE of this years income they adjust the CTC accordingly. Yes we have had proper advice now and not someone sitting there guessing which considering the nature of the problem is very poor practice indeed.

So it appears the "guesses" proposed on this forum turned out to be fairly accurate - well certainly moreso than the initial figures quoted by the tax credit system that Lisadp1970 received.

Humble pie anyone...

mitchaa

Lisadp1970 wrote: »

When you make mistakes of a magnitude that can badly affect peoples lives then I would think that these, of all people, would be careful to make sure that everything is 100% accurate before awarding anything, harsh it might be but that is life. I wouldn't have been very happy if I had ended up owing £1000's back to the Tax office because they screwed up. Thankfully I was checking this board as well as talking to them so I realised something was wrong in time to prevent a disaster.

thanks again all.

By all accounts, they 'screw up' quite a lot and i agree with you. Thats the reason people should do research and question it if they think it is wrong.

Owing thousands back because of an imbeciles mistake does and will affect your life.

Seems to be pretty common which is the worrying thing.

bestpud

epsilondraconis wrote: »

So it appears the "guesses" proposed on this forum turned out to be fairly accurate - well certainly moreso than the initial figures quoted by the tax credit system that Lisadp1970 received.

Humble pie anyone...

In fairness to the OP, she has at least admitted it was wrong - many on here would not! I don't think it is helpful to start a row about it.

Lisadp1970

epsilondraconis wrote: »

So it appears the "guesses" proposed on this forum turned out to be fairly accurate - well certainly moreso than the initial figures quoted by the tax credit system that Lisadp1970 received.

Humble pie anyone...

Not really as most of the guesses were aimed at around £10PW so humble pie I don't think so.

This is why double checking and treble checking are important as the only person that seemed to be after the CORRECT figure was myself. So between £10PW and £172PW we have finally got to the right number through sheer perserverance. Humble pie, no, a pat on the back for a couple of people here, Yes.

bestpud

Lisadp1970 wrote: »

Not really as most of the guesses were aimed at around £10PW so humble pie I don't think so.

This is why double checking and treble checking are important as the only person that seemed to be after the CORRECT figure was myself. So between £10PW and £172PW we have finally got to the right number through sheer perserverance. Humble pie, no, a pat on the back for a couple of people here, Yes.

That's how things are on open forums - you will rarely get a definitive answer straight away.

Lisadp1970

bestpud wrote: »

That's how things are on open forums - you will rarely get a definitive answer straight away.

I agree but we got there in the end and that is all that matters. I find it strange that if we hadn't worked last year that we would get £172PW but as he did work (and pay a lot of money in tax) that we get £53 and that is based on exactly the same income for this year. The system is strange and frightening esp for people like us that have never claimed a penny before. not even the CTC that we were due.

epsilondraconis

I think we should take our hat off to the Lisadp1970 that she acknowledged the useful help she received on this forum.

Sorry I arrived too late to add anything useful, however its good to see that everything was resolved in the end.

Lisadp1970 I hope everything gets sorted for you and even though the tax credit money isn't as much as was first anticipated, at least you know you wont have to pay any of it back.

Just out of interest, if you are also looking for help with budgetting and other money saving tips, there are a number of other useful threads in this forum that may be able to help as you.

Good luck with everything...

P.S. Sorry about the humble pie comment. I have a habit of putting my foot in it sometimes.

[Deleted User]

Lisadp1970 wrote: »

We wanted help with what we would be entitled to and some of you are simply guessing, guessing is very very wrong and can affect peoples lives. As I didn't get an answer on here (apart from one) that wasn't a guess I phoned the expensive phone number and spoke to them.

i`m not sure what you expect of a forum like this one,or many others for that matter,people will try to help as best they can,but for 100% facts you need to speak to the tax credit people etc,or at least do a little research on the web,after all its all out there:cool:

[Deleted User]

Lisadp1970 wrote: »

I agree but we got there in the end and that is all that matters. I find it strange that if we hadn't worked last year that we would get £172PW but as he did work (and pay a lot of money in tax) that we get £53 and that is based on exactly the same income for this year. The system is strange and frightening esp for people like us that have never claimed a penny before. not even the CTC that we were due.

welcome to the real world !

averageguy11

Ouch..dont u just feel the lurve...''their problem'' ..lol..in view of the numerous problems with tax credits...it just might become your problem...still i wish u well..and sympathise with your plight....trying to find out exact figures and budget accordingly can b darn difficult and emotive!