My Shiny New Diary!!

embarrassed_about_my_debt

Getting there, my abbey card offered me a 0% on bt's till April 09 so transferred the mint card onto the empty abbey card.

Just waiting for everything to go through and then will close the mint card down! :j

Now going to concentrate on the barclaycard but it wont let me make payments at the minute, but that is a long story(see my diary, its easier than repeating it all! :rotfl: )

So Barclay card will be going down by another £150 this week apart from that, dont think there is alot else!

**Amy**

Oooo thats great about the 0% on BTs. That will help get the amount down. :beer:

And £150 paid off this week as well, sounds fab.

I will check out your diary re the non-payment but.

(ebayer still hasnt paid... :rotfl: )

x

embarrassed_about_my_debt

Yea the 0% was good news as the mint 0% ran out in a couple of months!

£150 is the payment i try to make every week (although it doesnt always work out that way :rotfl: ) aswell as my monthly amounts.

**Amy**

Wow thats a massive over payment! :T

I just cant wait until im debt free... it still annoys me that Im paying all this money out and with nowt to show for it (my own fault... i know, but still annoying )

x

embarrassed_about_my_debt

**Amy** wrote: »

Wow thats a massive over payment! :T

Im lucky that i still live at home with very low rent and not many other out goings, my car is my only real "expense" along with my hobbies but i can roughly make payments totaling £1k a month to my debt and still go out a couple of times a week :beer: but that is only down to a large payrise i received in April

I just cant wait until im debt free... it still annoys me that Im paying all this money out and with nowt to show for it (my own fault... i know, but still annoying )
x

Sounds so much like me its untrue :rotfl:

djdymond

amy..

have you got the money from your phone yet!!??

**Amy**

:hello:

Not yet, i keep checking. I think they must of done an autobid and probably havent got access to their PC yet. If i dont get it by tomorrow evening there will be ructions! :rotfl:

x

thepinklady

Hiya Amy :hello:

I love having lazy Sundays watching DVD's and doing absolutely nothing.

Briliant news about the phone on ebay, i hope they pay soon. Thats a great amount to chuck at your debts.

I feel exactly the same as you, its horrible paying out so much of your wages a month on debt that you have nothing to show for it. Mine was mostly all on driving lessons and being a bit silly with money when i was 18. I'm now 23 and only last year did i have a LBM and realise i need to start paying back my debt. I feel better for it though, even though it is depressing working all month and having nothing at the end of it.


Hayleyx

**Amy**

:hello:

Hayley - Lazy sundays are so great. I wish i was off today. Apparantly going to be the hottest day of the year. :rolleyes:

Im not even really sure what i spent my money on. I know i bought a car for £400 and the cats cost me £500 (yes more than my car :rotfl: ). But the rest was just spent on not a lot from 18 to around 6 months ago. :rotfl: Im glad I have had my LBM but it really shocks me to think i was struggling on what i was earning a few years ago (which wasnt that much less than now)... god knows where it all went.

The phone person still hasnt paid. Im going to wait until tonight, then send them an email, if they dont pay by the weekend im going to give a 2nd chance offer to someone. :rolleyes:

Soooooooooooo dont want to be here today, rubbish nights sleep and Im going to be so busy today. :cool:

**Amy**

:hello:

Well good news, the guy has paid for the mobile. So i will be sending it tomorrow, special delivery. :j I have transferred that money from paypal into my bank account and will be paying onto my credit card as soon as I can. Looks like im well on my way to the target of £600 off the CC this month.

Got a letter re: my pet insurance yesterday, it has gone up £3 per cat per month. :rolleyes: But its a good cover thing, and i used it a lot last year, so will deffo keep it up.

Probably going to be very busy again today at work. :T

xxx