📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Hypno's "bursting with energy" diary.......

1253254256258259305

Comments

  • Seaxwyn
    Seaxwyn Posts: 4,896 Forumite
    Good for OH. I'm sure being happy in his work will give him the energy he needs to bring in the extra money. And with two salaries (even if one is low) you are better off than you were most of last year.

    How infuriating about the bank charges. £30 a time??? I thought a ceiling had been set at £12.
    Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.62



  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Re bank charges - it is the credit card charges that are capped at £12....the banks are still able to get away with daylight robbery sadly. I still have my claim in for £4000 (and ever rising) but of course that is in the hands of the courts now.......:mad:

    Re the job, yes, it is a definite start - at least I can sit down and work out the new SOA and do some really harsh budgets. My brainstorming pad will get a bashing tonight (inbetween free b!ngo buying, and checking items ending on ebay of course :rolleyes: )

    We may be able to squeeze some useful bits out of it, such as the fact that he will be working in the city, so we could share a car in, if that is cheaper than getting the bus......he will have parking at work, so nothing to pay there, just the petrol to get in and out.
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • PigginSkint
    PigginSkint Posts: 2,706 Forumite
    Part of the Furniture Combo Breaker
    Hi Hypno

    Good news (I think!) about your OH's job! Like you say, at least it is SOMETHING! (Could do with some of that in my house!!)

    Good luck to him with finding something else to supplement it!
    PigginSkint's debt free diary
    DFW Nerd 1049 Amazon Sellers Club member 54
    Total mortgage debt: 30/4/17 £14090.77 (Last payment: September 2021)
    LTSB Loan 30/4/17 £6633.71 (reduction by 48%)
    Total credit cards: 30/4/17 £25971.91 :eek:
    Total non-mortgage debt: 30/4/17 £32876.49 :eek:
  • taxi73
    taxi73 Posts: 20,815 Forumite
    What a relief for you everything sounds so much better than this morning.I'm so pleased you have something to work with x
  • peb
    peb Posts: 1,965 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    It seems that as everyone is tightening their belts there simply isn't the same amount of work out there. Hugs to you and best wishes towards your DH and Pigginskints OH. They do both seem to be trying...........

    I was looking for another job (want to do something totally different) but decided to stay put for as long as I possibly can.
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    oh, yes, peb, they are trying........very trying :rolleyes:
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    big fat jammie dodger shaped hugs for you my dear.

    I've just been trying to catch up and it all sounds really pooey for you at the moment.

    I've no words of wisdom but just to say, you are so very strong and determined and lets hope that the positive step of OH getting a new job will be the start of better things 2 come.....

    and big fat raspberries (not the tasty ones either!) to the banks who are just downright evil for this kind of behaviour!
    Wealth is not measured by currency
  • peb
    peb Posts: 1,965 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Jammie Dodgers CAFCGirl - It's all Jaffa Cakes on MSE now.

    You must have been away longer than I thought!
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    ooh, jammie dodgers.........yum :D

    I think the problems over the last few weeks are because I am a bit of a control freak.....just a bit.....and this situation was out of my control. Normally when something goes wrong, or not according to plan, I can work through it on a practical level.....but of course only HE could sort himself out a job, and an income, and I just had to wait.....and nag.....and wait a bit more......and try the silent treatment......and blah blah blah!!!!

    So, now that he has something, especially something he WANTS to do, I can get back to controlling things again...

    it is a shame that being a control freak does not extend to my housework......one area of my life I cannot control :o
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Well that sounds positive Hypno. As you say you now have definite figures to work with, not the figures you'd like, but definite. How much less will the new salary be, ie what sort of "shortfall" as compared to the old job? If you don't mind the question. (Obviously ignore if you do)!

    What you really need now is a court ruling against the banks re charges. Any chance of sweettalking the banks into reducing or removing the 2 x £30 charges? Or could you get the language school topay early or at least an advance? But you probably don't want to do that and would have done so already if you did.
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.