Halifax - cant pay bill online immediately?

regularsaver1

Not possible to have a fixed websaver without a variable one first. Again has to be opened online.

I am in the same position as you as don't open these

Mikeyorks

sloughflint wrote: »

can you bypass opening a variable websaver and go for a fixed one if you have the HICA?

This bit from the fixed rate blurb indicates you can't :

but more importantly when your fixed term ends, your savings will be transferred into your variable rate Web Saver

..... but ...... I clearly recollect an exchange from several months ago where an experienced poster was categorically saying he had done so. And the HICA was both used to open the fix ..... and was the nominated account to receive the maturity.

So you can but try? Not going to try and find the thread because I suspect it was one that 'developed'

YorkshireBoy

Mikeyorks wrote: »

..... but ...... I clearly recollect an exchange from several months ago where an experienced poster was categorically saying he had done so. And the HICA was both used to open the fix ..... and was the nominated account to receive the maturity.

This one Mike?...

http://forums.moneysavingexpert.com/showthread.html?t=570791&highlight=halifax+variable+fixed+websaver

Meltdown_2

Or to cut straight to the chase, this particular post?
http://forums.moneysavingexpert.com/showpost.html?p=6532997&postcount=20

Mikeyorks

YorkshireBoy wrote: »

This one Mike?...

Extremely well researched ..... it was precisely (post #20) that one. Remembered the detail ..... but my hit rate with the Search on this site is at an all time low!

cifpower

Another thing I have noticed (it may have been covered in the thread already) is that you can't set a SO to leave the account after 28th of the month. I set up 2 SOs to pay by CC off and wanted them to leave my account on 29th of the month - the day after I get my tax credits. But when I click thru a message appears saying the SOs will be sent on or around the end of the month because I chose a date outside the 1st to 28th of the month. I think that's quite odd.

regularsaver1

I don't understand why it is odd, seeing as there are not 29, 30 or 31 days in every month, hence the reason why tyhe SO must be the 28th or the 1st?

The system will revert as you say to the last working day of the month instead

LittleVoice

I paid in a large cheque last Wednesday. The receipt said funds would be available on Monday. Up to 8 am, the funds were not showing as cleared - but were by 6.30 pm. I was surprised and worried that if I had earlier set up a payment to leave my account today it would have decided I was overdrawn. So effectively it takes 5 working days (including deposit and withdrawal days) to get usable funds.

regularsaver1

Cheques are now available at 9am rather than earlier, hence the reason they say money should be in the account day before a payment is due to leave the account