Eggs new product...what could it be?????????

sicker

This was my offer.

Dear Mr D*****
There's no doubt about it – right now you need to make a move or you'll miss out. We're offering a stunning 3.9% pa fixed until 1 February 2006, and then at 15.9% pa variable, on balances transferred to your Egg Card from now until 30 September 2005.



Transfer a balance

Paul_Herring

sicker wrote:

This was my offer.

Dear Mr D*****
There's no doubt about it – right now you need to make a move or you'll miss out. We're offering a stunning 3.9% pa fixed until 1 February 2006, and then at 15.9% pa variable, on balances transferred to your Egg Card from now until 30 September 2005.

Transfer a balance

Hmm - luckier than me then:

Egg_letter_from_Sept_5th wrote:

Dear Mr Herring

We've noticed you haven't used your green Egg Card for a while now.

This e-mail is to inform you that any balances you transfer to your green Egg Card between now and 30 September 2005 will be at the rate of 5.9% pa fixed until 1 February 2006, and then at 15.9% pa variable.

Select the link below to find out more about this special rate.

5.9% pa balance transfers

WSO

I got an offer from Egg today too... "Get yourself an upgrade at 7.9% APR typical". Thing is I was close to my limit last time I upgraded and if they think I'm going back to 7.9% when I've got 6.9%, they must be deluded...

Fortunately I know this is just an annual mailshot, just last year the rate was lower than my rate at the time and the money was more useful to me!

Marigold123

Speaking to Egg today and someone mentioned that the Blue card was being replaced by a product called the 'Egg Money card'. As my enquiry was about my Blue card I naturally asked about the difference between Blue and the new card. I said was it was anything to do with an offset savings account?

There was a thoughtful pause, and they said they would check to see whether there was any information they were allowed to give me about it. Not surprisingly, there wasn't.

But we've got a name, anyway:

The Egg Money Card

Anyone want to marry that up with the one right guess so far, whatever it is?

max2002ad

I have to say i do like the name of the card i can't wait to c if's any better than the green egg card i have at present.

It's good to see that martin still gets to read some of the posts even though he is busy!
I don't even get chance to read 60% of these boards!!

DesG

sicker wrote:

This was my offer.

Dear Mr D*****
There's no doubt about it – right now you need to make a move or you'll miss out. We're offering a stunning 3.9% pa fixed until 1 February 2006, and then at 15.9% pa variable, on balances transferred to your Egg Card from now until 30 September 2005.

Just wondering, do you by any chance have to pay a 2% balance transfer fee, or are you exempt?

Just wondering why your rate is 2% lower than mine and others?

Cheers, Des.

Marigold123

DesG wrote:

Just wondering, do you by any chance have to pay a 2% balance transfer fee, or are you exempt?

Just wondering why your rate is 2% lower than mine and others?

Cheers, Des.

It depends how long you've had your Egg card. Apparently their T&Cs have been undergoing a few changes.

I've just been told that newer customers, those who applied after March (or maybe it was May?) 2005, will have to pay a 2% BT fee. Those who've had their cards longer won't, whether they are in their anniversary 0% period or not.

Don't know whether the newer customers have a fee-free period for BTs at any time or not.

Hobo_2

AKA post 26,probably just an improved cashback card, select retailers/general spending tiered rates

DesG

Marigold123 wrote:

It depends how long you've had your Egg card. Apparently their T&Cs have been undergoing a few changes.

I've just been told that newer customers, those who applied after March (or maybe it was May?) 2005, will have to pay a 2% BT fee. Those who've had their cards longer won't, whether they are in their anniversary 0% period or not.

Don't know whether the newer customers have a fee-free period for BTs at any time or not.

That is sort of the point of my question, I do not have to pay a 2% fee, but I was wondering if 'sicker' does have to pay the fee, and hence even though I do not have to pay the fee, i am being penalised by getting an apr which is 2% higher?

Cheers, Des.

sicker

I (sicker) have had my card since April 2004. I have just done a £7600 (90%) transfer to my current account with no fee. This will be at 3.9% until February 2006. The difference between this and the 5% from A&L online saver is not much but I have made the effort and having to pay back about £150 a month by dd to egg is just like money in the bank

John

ps I have also just finished my anniversary period with no trans fee and am now hopefully waiting for the same in april 2006.