PPI Reclaiming discussion Part II

di3004

maxdp wrote: »

Hi Di

You have been very busy with all. Sorry have been busy today but as always you have been fab/

x:D

Aww thanks hunni.......:D , to be honest its been pretty quiet here really, so I have just been posting away between the housework chores .;)

di3004

pinknico wrote: »

But they are still saying contact the FOS who can't help in all instances, especially before regulation.

Just a thought, I would contact the FOS consultant about this and tell them, see what they have to say.

Some cases are re-submitted, so may be worth checking just in case.;)

Financial Ombudsman Service helpline number: 0845 080 1800

di3004

This here is quite handy, various consumer complaints, also FAQ's.

http://www.bbc.co.uk/consumer/how_to_complain/

di3004

I know many of you know by now how to make a complaint, but here is a simple guide anyway as shown in MoneyMadeClear.;)

http://www.moneymadeclear.fsa.gov.uk/guides/complaints/making_a_complaint_step_1.html

di3004

Can't remember if I have already added this but its helpful.
Rules of mis selling before 2005.

http://www.which.co.uk/advice/how-to-tell-if-youve-been-mis-sold-ppi/ppi---rules-before-2005/index.jsp

di3004

Early settlement information.


http://www.oft.gov.uk/advice_and_resources/resource_base/legal/cca/Earlysettlement

marshallka

angelwillow wrote: »

I asked the FO about both but possibly as mine were before 2005 is why they couldn't help - mine were 2003.

If the sale was before 2005 then maybe that is the reason but have you checked if they were members of the gisc before that??

If not then maybe this is right.

marshallka

di3004 wrote: »

Aww thanks hunni.......:D , to be honest its been pretty quiet here really, so I have just been posting away between the housework chores .;)

You've been great Di. I am out again this afternoon but will be on evening time.

di3004

marshallka wrote: »

You've been great Di. I am out again this afternoon but will be on evening time.

Aww thanks hun, you have a lovey day hun and look forward to seeing you later.;)
Hope your daughter had a lovely day yesterday :j , of course she did.:beer: .

Catch you later.
Di.
x

di3004

Am I right or wrong here folks please?
Were all banks members of GISC before the FSA taken over in Jan 2005?

I assumed they were but do not want to advise the wrong info to anyone if it's not the case here.

Now on another thread, its states that Black Horse were not members of GISC, and to my knowledge I take it these are linked with Lloyds TSB who were members of GISC before the change of the FSA??:rolleyes: