PPI Reclaiming discussion Part II

marshallka

Pinknico, if you are around i sussed out why they told you about the GE money and 2007 thing. They have dealt with the complaint as a Consumer credit type and this only became under the jurisdiction of the FOS in April, 2007.



The biggest change to the Financial Ombudsman Services system came on April 6, 2007. The FOS can now look at most complaints that involve a consumer credit transaction.

pinknico

di3004 wrote: »

lol, I wish there were more "Clickers" here meanings Click Finance lol....:D

I wish there were more pickers here (picture financial):rotfl:

Can I cover the companies in Default angle in your new company?!!:D

marshallka

di3004 wrote: »

If you do not cancel then most definately !!

My loan was with Nemo personal finance, the loan advance total including ppi was almost £67K.......:eek: , its pathetic, and yet even though we cancelled this just missed the cooling period, we remortgaged, but still had to pay that same amount when settled.
And yes was successful after a hard time of 14 months fighting these, with the help of the FOS of course !!!

Poor Laini on here is having the hassle from these now......:mad: and she dealt with First plus too.

Laini won with Barclays Firstplus and got her money no probs.

Oh sorry Di, you are talking about Nemo.

sue149

do you think barclays firstplus will be fined for all this mis sold ppi s

di3004

marshallka wrote: »

Pinknico, if you are around i sussed out why they told you about the GE money and 2007 thing. They have dealt with the complaint as a Consumer credit type and this only became under the jurisdiction of the FOS in April, 2007.



The biggest change to the Financial Ombudsman Services system came on April 6, 2007. The FOS can now look at most complaints that involve a consumer credit transaction.

Will look out for pinknico for this hun but now I am wondering if this will be the same for my son then ?

He was a uni student, well just before he started uni after finishing his A levels in the 6th form, and while looking for a prom suit, he went into Burtons and was sucked into buying a burtons store card with added ppi :mad: , this would not have covered him being a student or not working then !!!
He has paid them off now, in fact last month was his last payment, just have not had the chance to deal with his claim yet, but the statement are those of GE Capital bank !!!:rolleyes:

marshallka

sue149 wrote: »

is the goverment not doing anything about this

A ban is likely.

http://www.competition-commission.org.uk/inquiries/ref2007/ppi/pdf/response_pf_fisa.pdf

marshallka

di3004 wrote: »

Will look out for pinknico for this hun but now I am wondering if this will be the same for my son then ?

He was a uni student, well just before he started uni after finishing his A levels in the 6th form, and while looking for a prom suit, he went into Burtons and was sucked into buying a burtons store card with added ppi :mad: , this would not have covered him being a student or not working then !!!
He has paid them off now, in fact last month was his last payment, just have not had the chance to deal with his claim yet, but the statement are those of GE Capital bank !!!:rolleyes:

pinknico answered before that her claim was for penalty charges for late payments so your son should be ok.

di3004

Hi there Pinknico you must have heard us calling you lol......:D

Marshallka has left you a post hun, and I expect by the time I finish writing this you would have already noticed lol....:D

marshallka

sue149 wrote: »

do you think barclays firstplus will be fined for all this mis sold ppi s

Straight answer - yep i do.

di3004

marshallka wrote: »

pinknico answered before that her claim was for penalty charges for late payments so your son should be ok.

He will be happy if I can manage to help him through this, thanks hun.;) :beer: