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PPI Reclaiming discussion Part II

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  • please see below
    light bulb moment: 30.08.08!!
  • Morning Di and co!

    I reecived a letter this morning from Northern Rock stating that I shouldnt have to pay PPI and offering me a refund!! whoo hoo

    bad news, they are saying my account is in arrrears (this months payment due on 31.09.08) and that they will deduct the £105.00 from mt refund. But its paid on DD and so should be taken from the bank.

    What does this mean?

    If they take it from the refund and then take the DD also I will be paying twice for the same months payment.

    Or will they not take the direct debit this month? I'm sure they are just trying to confuse me!

    Thanks Simone

    Ps. still no new from 'Bespoke fianace'. will keep you updated on that one!
    light bulb moment: 30.08.08!!
  • di3004
    di3004 Posts: 42,579 Forumite
    simone83 wrote: »
    Morning Di and co!

    I reecived a letter this morning from Northern Rock stating that I shouldnt have to pay PPI and offering me a refund!! whoo hoo

    bad news, they are saying my account is in arrrears (this months payment due on 31.09.08) and that they will deduct the £105.00 from mt refund. But its paid on DD and so should be taken from the bank.

    What does this mean?

    If they take it from the refund and then take the DD also I will be paying twice for the same months payment.

    Or will they not take the direct debit this month? I'm sure they are just trying to confuse me!

    Thanks Simone

    Ps. still no new from 'Bespoke fianace'. will keep you updated on that one!


    Hi there Simone

    Good news Simone on the refund side of it.

    If you request the paperwork breakdown for this, give them a ring and ask them to send this in a written form.
    You could add it here and someone will be able to work this out for you just to make sure you will not be paying twice.;)

    You have the right to ask for the figures hunni.

    Well done anyway.;) :beer:

    Di.
    x
    The one and only "Dizzy Di" :D
  • maxdp
    maxdp Posts: 3,873 Forumite
    Hi Di

    Beautiful weather here again, sun is out, birds are singing and I am now going to do the ironing.:D

    Julimp post was interesting, wonder who they are:rolleyes:
    :mad:
  • di3004
    di3004 Posts: 42,579 Forumite
    maxdp wrote: »
    Hi Di

    Beautiful weather here again, sun is out, birds are singing and I am now going to do the ironing.:D

    Julimp post was interesting, wonder who they are:rolleyes:

    Good morning Maxdp hunni.:j
    Yes the weather beautiful here too, so I have stripped the beds and will have a stack load of ironing to get on with later, in-fact I'm so tempted to go and iron in the garden lol.....:D .

    Yes that post from Julimp was very interesting, me wondering too :rolleyes: .
    The one and only "Dizzy Di" :D
  • di3004
    di3004 Posts: 42,579 Forumite
    Marshallka think I missed you hun, but how are you feeling today ?;)

    Better I hope.;)
    The one and only "Dizzy Di" :D
  • marshallka
    marshallka Posts: 14,585 Forumite
    di3004 wrote: »
    Good morning Maxdp hunni.:j
    Yes the weather beautiful here too, so I have stripped the beds and will have a stack load of ironing to get on with later, in-fact I'm so tempted to go and iron in the garden lol.....:D .

    Yes that post from Julimp was very interesting, me wondering too :rolleyes: .
    I always do when the weather is nice so i can catch tan as well:D
  • marshallka
    marshallka Posts: 14,585 Forumite
    MILKYBHOYO wrote: »
    Just what I like to hear. My Mis-sold PPI with Firstplus is nearly 6 years old and in the early stages of claim back.
    I suppose, even if I'm not successful, due to timescales, then I can go for reclaim of unfair rebate. (I got none).:T
    Thats what i have done.!!!!
  • di3004
    di3004 Posts: 42,579 Forumite
    I added those figures on here last night again.....:rolleyes: , and it all comes down to how they have calculated the rebate, it all adds up to that of the amount of the PPI, and shows the amounts separately such as so much of it went on the LASU commission and so on minus the cancellation amount.
    Think that is right anyway......:confused:
    The one and only "Dizzy Di" :D
  • di3004
    di3004 Posts: 42,579 Forumite
    Not seen Tron_ess for a little while........:confused:

    Hope Tron_ess is okay.:rolleyes:
    The one and only "Dizzy Di" :D
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