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PPI Reclaiming discussion Part II

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  • maxdp
    maxdp Posts: 3,873 Forumite
    Laini wrote: »
    thanks Max

    hows the gardening ?
    can you see the wood for the trees?

    Yes sort of those bloomin spiders as soon as I get my broom out and swipe them they build more webs. Have tried to get kids interested in helping me but they just think I am sad. (They are 14 and 16)/ I keep telling them that it will help with their science and biology but me screaming in the garden is not cool. Oh dear. LOL
    :mad:
  • di3004
    di3004 Posts: 42,579 Forumite
    Just got back from the hospital folks and the staff were cool tonight, not rushing us out then I think on weekends they are pretty lenient.;)
    Dad in law doing good.;)

    So will try to catch up here lol.

    Wow Laini, well done hunni, this is it now hun, now that cash will come rolling in from all directions........:j :beer: , brilliant.:D
    The one and only "Dizzy Di" :D
  • marshallka
    marshallka Posts: 14,585 Forumite
    Laini wrote: »
    its not a complaint about the sale in 2000

    its about the unfair rebate in 2003
    Laini, my second complaint was only about the unfair rebate and settlement and they wrote and told me that it was outside their jurisdiction as they only came into their jurisdiction in 2005 when in fact they were members of the GISC in 2001. I think they may have made a mistake?? I made two complaints at first, one for misselling, a long shot as they did not sell it so they said (LOL) but my other was for settlement. I have now worded it as unfair rebate but Di has had here form pre filled in for unfair rebate/settlement so where did i go wrong with my other complaint. Should GISC have come into that complaint too??

    I really need to shut up about this as i have done all i can for now and have to just wait again.


    Sorry for going on folks.
  • di3004
    di3004 Posts: 42,579 Forumite
    marshallka wrote: »
    Laini, my second complaint was only about the unfair rebate and settlement and they wrote and told me that it was outside their jurisdiction as they only came into their jurisdiction in 2005 when in fact they were members of the GISC in 2001. I think they may have made a mistake?? I made two complaints at first, one for misselling, a long shot as they did not sell it so they said (LOL) but my other was for settlement. I have now worded it as unfair rebate but Di has had here form pre filled in for unfair rebate/settlement so where did i go wrong with my other complaint. Should GISC have come into that complaint too??

    I really need to shut up about this as i have done all i can for now and have to just wait again.


    Sorry for going on folks.


    Don't worry about it hun, remember me with mine lol, days of it lol......:o , this is very frustrating for you and i can understand that......;) and i still have a way to go with mine too lol......:D .
    The one and only "Dizzy Di" :D
  • di3004
    di3004 Posts: 42,579 Forumite
    marshallka wrote: »
    Surely if Clicks records were not in order then that alone proves them (the directors) to be not fit.
    http://66.102.9.104/search?q=cache:18GcnMdQ6DoJ:www.croner.co.uk/Croner/Attachment/20040430/brc00024.pdf+how+long+should+limited+company+keep+records+for+liquidation&hl=en&ct=clnk&cd=9&gl=uk

    ""Remember that your claim is against the limited company and not against the directors.""

    That is all keep reading on all this stuff.

    Yeah, right, they are not to blame.:rolleyes:


    Thanks for adding this and is very interesting, yes your right it was limited a company and the claim is against that limited company, they have enough of them, so they are not short of funds surely ??:rolleyes: .

    How they will not take any responsibilty beats me, they should feel guilty but they just don't care - just as long as they continue to make more money to keep filling their pockets.:mad:

    (My sister is here now and am showing her the sites lol, she will be registering the way its going) lol........:rotfl:
    The one and only "Dizzy Di" :D
  • marshallka
    marshallka Posts: 14,585 Forumite
    di3004 wrote: »
    Thanks for adding this and is very interesting, yes your right it was limited a company and the claim is against that limited company, they have enough of them, so they are not short of funds surely ??:rolleyes: .

    How they will not take any responsibilty beats me, they should feel guilty but they just don't care - just as long as they continue to make more money to keep filling their pockets.:mad:

    (My sister is here now and am showing her the sites lol, she will be registering the way its going) lol........:rotfl:
    Hi Di's sister:D
  • di3004
    di3004 Posts: 42,579 Forumite
    marshallka wrote: »
    Hi Di's sister:D

    hiya, nice to meet you, and don't you wrk really hard?

    I ave just been lookin through and I see what di means, your ere for every1.

    good one.
    The one and only "Dizzy Di" :D
  • di3004
    di3004 Posts: 42,579 Forumite
    lol, it had take her ages to type that hun lol........:rotfl: :rotfl: , think she should get back to the opticians and get her glasses changed lol......:rotfl: .

    She said she will get back to this site again some time.;)

    Will get her addicted next I think lol......:D
    The one and only "Dizzy Di" :D
  • di3004
    di3004 Posts: 42,579 Forumite
    Now I need to find other complainants with Click and Twopart/Eloan.....:rolleyes: .

    Do you think I should add and ask this on another thread perhaps ??

    Now how would I head that in the title ???:confused:
    The one and only "Dizzy Di" :D
  • marshallka
    marshallka Posts: 14,585 Forumite
    Everyone, I know why my complaint against Firstplus is complicated again. I did it this time against Barclays trading as Firstplus. Just looked back at my complaint form and it is that I have gone for as I think this unfair rebate complaint is classed under unfair contract terms whereby you only get a small refund if you cancel or pay up and also where you are paying interest on a PPI policy which is no longer of any use to you so that is my reason for the other being thrown out. GISC did not come into the unfair contracts one, it was only when the firm was registered with the FSA which was January, 2005. :beer: :j

    I am such a fool and so blummin confused. I even said to the FOS the other day about my Firstplus complaint too. I hope they don't throw it out again. I have had to try this way due to dates and I will not let this drop as they really put us in the ground in 2003. I had other things to deal with too and I am just hoping and praying they look into this this time.
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