PPI Reclaiming discussion Part II

marshallka

di3004 wrote: »

Okay hun sleep well, you have worked very hard here again throughout the day and night like you do 24/7.....:D .

Now wouldn't that be a dream come true "All PPI complaints covered or not, the FOS will deal with" lol, I wish.:D

Night hun
xxx

Night Di. We will find out more tomorrow. I would put this on the loans thread about dissolving companies ...

Back Tomorrow. x

di3004

marshallka wrote: »

Night Di. We will find out more tomorrow. I would put this on the loans thread about dissolving companies ...

Back Tomorrow. x

Thanks hun and done !:D

Just hope others in the same position post on that actual thread, the more the better I think.;)

Catch you tomorrow then and thanks again for your help.

Night.
xxx

bathgatebuyer

marshallka wrote: »

So you have to meet with their solicitors do you??
Good luck and let us know how you go on..;)

Just a telephone conversation mediated by the Courts Service. Quite honestly, if they give me my money back (now standing at £2,040 which is premiums, plus interest, plus costs thus far) then I think we'd have a deal! Failing that, it's court, and if I win, a complaint going to the FSA over mis-selling with hopefully a substantial fine of the type that have been handed out to other firms guilty of mis-selling!

Next stop, the WORLD!!!! :rotfl:

Nothing as yet in response to my CPR18 request, and also nothing in respect of my letter to customer relations advising that no interest should be accruing on this account while the account is in dispute (as per the PFT guidance) so I've asked for them to backdate £113 into my account reflective of when the dispute started. (I'm only following legislation and good practice guidance!)

If I was the Halifax, I'd just pay up

marshallka

Well another day and lets see what the postie brings now.

Good luck Di with your reply. Perhaps they will today. You never know;)

di3004

Hellooooooo there......:D

yep lets wait and see shall we ?:rolleyes:
Nothing up to now, once I wake up properly we will be making more calls.:D

I did add a thread about dissolving companies last night, its been viewed but not yet replied to....

marshallka

di3004 wrote: »

Hellooooooo there......:D

yep lets wait and see shall we ?:rolleyes:
Nothing up to now, once I wake up properly we will be making more calls.:D

I did add a thread about dissolving companies last night, its been viewed but not yet replied to....

Di add FSCS to the title perhaps.. it may get more people interested. I put one once for Freedom/Bespoke and got of viewers but no posts and yet i read a few people in my position as well.

or even compensation etc....

di3004

marshallka wrote: »

Di add FSCS to the title perhaps.. it may get more people interested. I put one once for Freedom/Bespoke and got of viewers but no posts and yet i read a few people in my position as well.

Arh good idea thanks hun, will do that now then.;)

di3004

I have added a bit more information about the FSCS and the link for these, but I have tried to delete the title to add about the FSCS and nothing... , it does not allow me to change the title, maybe me because puters gets me confused......

marshallka

di3004 wrote: »

I have added a bit more information about the FSCS and the link for these, but I have tried to delete the title to add about the FSCS and nothing... , it does not allow me to change the title, maybe me because puters gets me confused......

Maybe you cannot alter titles Di. I thought if the FSCS was in the title then people in your position may take a look and vent some anger too. Going to pop out a little while but not long. I am dying to know if click reply today. have you called them again yet. They will expect you to give up ringing but i would let them know that you are not going anywhere. Get on their nerves like they have yours.;)

di3004

Here is the Click reply hun and I'm not a happy chappy !!:mad:

Dear

I refer to your recent email regarding your complaint against Click Finance Ltd and recap our previous correspondence. The company has been wound-up and we referred you to the liquidators with regard to your claim. We have been instructed by the Liquidator to take this action whenever there is a query concerning Click Finance Limited as we no longer have any legal capacity in that company and are therefore not able to make any settlement offers on its behalf.

You now appear to be asking Click Financial Ltd to settle a complaint on behalf of another company for which it holds no liability. I am sure that you will appreciate that such an action by management would be unfair on the shareholders of Click Financial Limited and improper.

I would additionally state, however, that Click Finance Limited has never had to settle or recompense a customer for miss-selling and we have no evidence that it miss-sold in this circumstance. Your claim is that you have been miss-sold a Payment Protection Insurance policy but according to the copy letters you have provided, this policy was sold to you in 2004 and you redeemed the associated loan in 2005. We are therefore unable to understand why you did not make a complaint at that time and have waited for almost three years before raising this issue.

I have noted your comments about Click Financial Ltd being a phoenix company and would respectfully point out that you are mistaken in this assumption. The company was actually incorporated before Click Finance Ltd and has always traded in its own right.

My understanding is that Click Finance Ltd was not a member of the GISC.

Regarding the query you raised, any correspondence with Mr Teague should be addressed to this office. I appreciate that this email is not the response you would have liked but nevertheless we feel this is the correct response given the circumstances

Yours sincerely