PPI Reclaiming discussion Part II

marshallka

di3004 wrote: »

Hope you receive this hun, its been a long time hasn't it ?
Isn't there a letter template to request this ? without charge of course.;)
Its okay for her to say it didn't look like there was PPI added, she should see the evidence right in front of her.....:mad: .
I think these companies know what we're getting at now, like when requesting for some information they like to know why we want the info, Endeavour did with me :mad: , so I wrote back and told the compliance guy, because it is my rights if I request for this and especially if a payment of mine is involved.....:D and said if I want it then I should receive it without questions being asked.....;)
Yep write back to them hun, insist you need this.;)
Good luck !!

Should of known better than to request it by phone. I have now written and am posting today.:D

Just thought with being with a bank for over 14 years they would do it without delay. Just goes to show "never trust a banker"

di3004

marshallka wrote: »

Should of known better than to request it by phone. I have now written and am posting today.:D

Just thought with being with a bank for over 14 years they would do it without delay. Just goes to show "never trust a banker"

Good luck hun and I agree, that we should not trust these, I have been with mine for 18 years or more and they have played dirty with us for most of them as it seems.......:eek: .

marshallka

Should get a reply to me letter with Bespoke at the end of this week. Received email to say they would reply by end of week hopefully. :mad: This has been going on 3 months now. Its really getting to me now. I need a break from it all. Its wearing me out. All i want is my money back. I keep waiting and waiting for the same response. Its beyond a joke now. Its making me ill.

Just ranting to myself.

di3004

marshallka wrote: »

Should get a reply to me letter with Bespoke at the end of this week. Received email to say they would reply by end of week hopefully. :mad: This has been going on 3 months now. Its really getting to me now. I need a break from it all. Its wearing me out. All i want is my money back. I keep waiting and waiting for the same response. Its beyond a joke now. Its making me ill.

Just ranting to myself.

Good luck then hun, hope they keep their word and hope they resolve this once and for all.;)
I know what you mean, its very distressing isn't it ?........:mad:
You can rant to me if you want to hun lol......:D

marshallka

di3004 wrote: »

Good luck then hun, hope they keep their word and hope they resolve this once and for all.;)
I know what you mean, its very distressing isn't it ?........:mad:
You can rant to me if you want to hun lol......:D

I think everyone has gone away on holidays. Its so quiet on here now. Just you Di, me and Laini. I hope Tiggrae is ok. She has not been around either. Probably getting on with some other work as its quiet on here.;)

di3004

marshallka wrote: »

I think everyone has gone away on holidays. Its so quiet on here now. Just you Di, me and Laini. I hope Tiggrae is ok. She has not been around either. Probably getting on with some other work as its quiet on here.;)

Yes I noticed its been very quiet hun.....:rolleyes: , maybe holidays like you said.....:rolleyes: , hmmm alright for some lol......:D , would love a holiday, have not had one for over 5 years..... . Bet you could too hun ?;)
I hope Tiggrae's alright as well .

Laini

marshallka wrote: »

Laini, does anyone ever hear from Kaia now. She has not been on since winning her claim with Freedom Finance. I bet she has to be confidential about it and there was Marluc too. . I have just been reading marlucs posts about a letter of offer she received "without prejudice save as to costs" and a confidentiality thing. I bet they are not allowed. (LOL).

come to think of it no I have nt heard from Kaia -it is quiet on here
been looking for a car and job today -no luck yet:mad:

stvgrsty

Hi All, sorry to jump in! (New Today) My ppi reclaim started last November with all the templates flying back and forth between myself, Loans.co.uk (who brokered the loan) and GE Money (Lender). £25K over 25 years to allow home modernisation before selling. After reading MSE post looked back to check paperwork and guess what? £3800 PPI which would cost me over £9K if the loan went its full term (it didnt, only 22 months) After templates were sent I went to FOS in February and after many letters stating we are waiting to place your complaint with a caseworker, finally received a letter last week stating that the FOS adjudicator had reached the conclusion that we wouldnt have taken out ppi if we had all the facts. She recommended they refunded all costs incured by ppi and 8% interest! Loans.co.uk simply stated in reply we had signed the loan agreement etc and could the case go to an ombudsman! No evidence or anything (phone calls etc) so I am waiting for the case to be heard by an ombudsman and cant stop biting my nails thinking how much if any will I get back?
Hang in there, I hope its worth it!!
Steve

Laini

stvgrsty wrote: »

Hi All, sorry to jump in! (New Today) My ppi reclaim started last November with all the templates flying back and forth between myself, Loans.co.uk (who brokered the loan) and GE Money (Lender). £25K over 25 years to allow home modernisation before selling. After reading MSE post looked back to check paperwork and guess what? £3800 PPI which would cost me over £9K if the loan went its full term (it didnt, only 22 months) After templates were sent I went to FOS in February and after many letters stating we are waiting to place your complaint with a caseworker, finally received a letter last week stating that the FOS adjudicator had reached the conclusion that we wouldnt have taken out ppi if we had all the facts. She recommended they refunded all costs incured by ppi and 8% interest! Loans.co.uk simply stated in reply we had signed the loan agreement etc and could the case go to an ombudsman! No evidence or anything (phone calls etc) so I am waiting for the case to be heard by an ombudsman and cant stop biting my nails thinking how much if any will I get back?
Hang in there, I hope its worth it!!
Steve

I am waitiing for the Ombudsman too!! concerning our NEMO complaint
I recieved my PPI from FIRST PLUS through FOS adjudicator
the FOS can check the figures for you when the decision is made in your favour.

di3004

stvgrsty wrote: »

Hi All, sorry to jump in! (New Today) My ppi reclaim started last November with all the templates flying back and forth between myself, Loans.co.uk (who brokered the loan) and GE Money (Lender). £25K over 25 years to allow home modernisation before selling. After reading MSE post looked back to check paperwork and guess what? £3800 PPI which would cost me over £9K if the loan went its full term (it didnt, only 22 months) After templates were sent I went to FOS in February and after many letters stating we are waiting to place your complaint with a caseworker, finally received a letter last week stating that the FOS adjudicator had reached the conclusion that we wouldnt have taken out ppi if we had all the facts. She recommended they refunded all costs incured by ppi and 8% interest! Loans.co.uk simply stated in reply we had signed the loan agreement etc and could the case go to an ombudsman! No evidence or anything (phone calls etc) so I am waiting for the case to be heard by an ombudsman and cant stop biting my nails thinking how much if any will I get back?
Hang in there, I hope its worth it!!
Steve

Hi Steve, good luck then hun.;)

I had won a case last year, seems like everything is under control for you.;)
I'm sure you will be surprised with the amount you will get back, think of it as if you had not taken PPI, you will receive that amount plus interest, and also 8% of what a court would award on top, so all the best hunni.

Like Laini said once its finalised you can then request for the calculations from the FOS.;)

Keep us posted Steve, that will be great.
Everything crossed here.

Di.
xxx