PPI Reclaiming discussion Part II

marshallka

di3004 wrote: »

Hi there folks, I'm late signing in today....;) , lots on.:rolleyes:

Anyway, now going back to Endeavour, I was thinking what Tiggrae said a few pages back, I could go to these on the unfair settlement, as it was calculated by these when settled as lender who click arranged.

Now just to double check the FOS will not look at the complaint:rolleyes: if not covered by the FSA, but because its Click I will be complaining to of the mis selling, it will be about the rebate on Endeavour, am I correct in saying the FOS will look at the unfair rebate side of things even if Endeavour were not covered ?

I know Tiggrae also left a link on one of these pages somewhere, this is about about unfair settlements etc in 2005, will try to seek it, but if anyone else knows where this is, please could you let me know, thanks folks.;)

Di.
xx

Tiggrae also says about section 75 of the CCA on equal liability so you could try for the ppi also with these. Have a look what she says on other posts. Might be worth a try Di.

di3004

ANY_CHANCE wrote: »

Hi hope you are all well,

I havnt posted on this thread for a while as i am waiting to hear from FOS re first plus unfair rebate

I am also waiting for halifax to write back re my second letter of complaint on single premium ppi they wrote on 12th june to say they will reply when they have investigated (again!):rolleyes:

That gives them till the end of this week is that correct?

Hi there AC........:D , it does seem like it drags but I'm sure you will hear from them when you least expect to hunni....;) .

Hope your okay hun.

Di.
xxx

di3004

marshallka wrote: »

Tiggrae also says about section 75 of the CCA on equal liability so you could try for the ppi also with these. Have a look what she says on other posts. Might be worth a try Di.

Thx hun.;)

I did unfortunately receive the final response on these (Endeavour abouit mis selling) about 2 months ago, and then told to go back to the brokers (Click)..... , but I know what your saying though hun, thanks, I have also printed out the documents what tiggrae added, so maybe worth another try.;) Especially unfair rebate wise.

I have not actually posted the letter off to click yet, wonder if it will hurt if I posted to both Endeavour again and these, or see what Click comes back with first..... , confusing again isn't it ? lol.....:rolleyes: Thanks hun.;)

marshallka

di3004 wrote: »

Thx hun.;)

I did unfortunately receive the final response on these (Endeavour abouit mis selling) about 2 months ago, and then told to go back to the brokers (Click)..... , but I know what your saying though hun, thanks, I have also printed out the documents what tiggrae added, so maybe worth another try.;) Especially unfair rebate wise.

I have not actually posted the letter off to click yet, wonder if it will hurt if I posted to both Endeavour again and these, or see what Click comes back with first..... , confusing again isn't it ? lol.....:rolleyes: Thanks hun.;)

Di, get some of your letters sent off as the limitations act will apply if you leave it much longer:eek:

No really send them today. You can only be told "no sorry cannot do anything" and then at least you know.

di3004

marshallka wrote: »

Di, get some of your letters sent off as the limitations act will apply if you leave it much longer:eek:

No really send them today. You can only be told "no sorry cannot do anything" and then at least you know.

Thank hun, will do, and will do it quick, will send off first thing 1st class recorded del in the morning.
Do ya think I should write back to Endeavour even though they have supplied me with the final response but add that document (section75) ?
Will then get cracking.:D .

Thx hun, I had better get going with this lot then.;)

marshallka

di3004 wrote: »

Thank hun, will do, and will do it quick, will send off first thing 1st class recorded del in the morning.
Do ya think I should write back to Endeavour even though they have supplied me with the final response but add that document (section75) ?
Will then get cracking.:D .

Thx hun, I had better get going with this lot then.;)

I did that to Firstplus after i had a final response and they did reply again but not of any help. They actually denied section 75 applied to credit and said it was only to credit cards. It can't do any harm and they don't have to reply but it keeps your options open. You haven't got much choice with this click thing. BRB later. x

di3004

marshallka wrote: »

I did that to Firstplus after i had a final response and they did reply again but not of any help. They actually denied section 75 applied to credit and said it was only to credit cards. It can't do any harm and they don't have to reply but it keeps your options open. You haven't got much choice with this click thing. BRB later. x

Thanks hun, I will of course highlight as Tiggrae recommended on the two paragraphs, will do same on both of these letters.;)
Thanks for your feedback on this hun, catch ya a little lata.;)

Di.
xxx

di3004

Early settlement Info by the OFT

http://www.oft.gov.uk/advice_and_resources/resource_base/legal/cca/Earlysettlement

marshallka

Still no news from Bespoke Finance yet:mad: End of the week and then that is it. Solicitors here I come (and anyone else that wants to help:D ). I already feel like a bear with a sore head at the moment. (More like a croc really. Snappy ). I just thought this would be sorted by now. I should be awarded damages for my health as its really taking its toll on me. I want my money back now....

(sorry for shouting but its makes me feel better)

di3004

marshallka wrote: »

Still no news from Bespoke Finance yet:mad: End of the week and then that is it. Solicitors here I come (and anyone else that wants to help:D ). I already feel like a bear with a sore head at the moment. (More like a croc really. Snappy ). I just thought this would be sorted by now. I should be awarded damages for my health as its really taking its toll on me. I want my money back now....

(sorry for shouting but its makes me feel better)

Sorry you have not heard from those lot yet hun....:mad: , I'm not surprised your feeling like you do hun....:mad: , they are being very slack haven't they !!!!
I would also go for getting some extra compo for health reasons hunni, go for it, .
Don't be sorry for shouting, I get those days too hunni...... , best get it off your chest.;) .