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PPI Reclaiming discussion Part II

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Comments

  • oscar52
    oscar52 Posts: 2,272 Forumite
    marshallka wrote: »
    They were only fined for telephone sales during that period... was yours a phone sale..??

    Let us know what happens and good luck

    It was indeed a phone sale - had to be as i needed a settlement figure on the original loan as well
    No Longer works for MBNA as of August 2010 - redundancy money will be nice though.

    Proud to be a Friend of Niddy.
    no idea what my nerdnumber is - i am now officially nerd 229, no idea on my debt free date
  • marshallka
    marshallka Posts: 14,585 Forumite
    oscar52 wrote: »
    It was indeed a phone sale - had to be as i needed a settlement figure on the original loan as well
    They should be paying these back automatically but I would write as well in case it slips their systems:rolleyes: .
  • di3004
    di3004 Posts: 42,579 Forumite
    marshallka wrote: »
    Yeah but my body clock has gone the opposite here. Mind you was up til past 1 last night and this rebate thing..I was just knacked..

    I'm not surprised, you haven't stopped hun.......:eek: , how do you feel now ?

    I finally went to sleep about 3am but I should be used to that really because my son is up and down all hours, he does get the odd good night in.:D ;)
    The one and only "Dizzy Di" :D
  • oscar52
    oscar52 Posts: 2,272 Forumite
    marshallka wrote: »
    They should be paying these back automatically but I would write as well in case it slips their systems:rolleyes: .

    or minds, or the person that was dealing with it no longer works here.....
    No Longer works for MBNA as of August 2010 - redundancy money will be nice though.

    Proud to be a Friend of Niddy.
    no idea what my nerdnumber is - i am now officially nerd 229, no idea on my debt free date
  • di3004
    di3004 Posts: 42,579 Forumite
    Oscar you have a very stong case here and you should get your money back without a fight.;)
    Was your phone sale before or after Jan 2005 ? (sorry if you have already mentioned this - still trying to wake up)......:o , lol.
    The one and only "Dizzy Di" :D
  • dreamer33
    dreamer33 Posts: 1,475 Forumite
    di3004 wrote: »
    Yep that's right, I have just checked one of mine out now too, thanks hun.
    Dreamer so if you see this check where oscar have said.;)

    Hee Hee Hee lol :rotfl: :rotfl: :rotfl:

    I am calling myself a complete donkey and laughing out loud, the receipt I had in front of me was my receipt for my card payment and showed all the items sent and charged for. hee hee

    I found the other 5 receipts and have checked, freedom finance, firstplus and the fsa have theirs. These companies must be getting to me now lol. I thought it was a bit strange that I didn't have any tracking numbers oooops
    :wave:
  • oscar52
    oscar52 Posts: 2,272 Forumite
    di3004 wrote: »
    Oscar you have a very stong case here and you should get your money back without a fight.;)
    Was your phone sale before or after Jan 2005 ? (sorry if you have already mentioned this - still trying to wake up)......:o , lol.

    it was in jan 05
    No Longer works for MBNA as of August 2010 - redundancy money will be nice though.

    Proud to be a Friend of Niddy.
    no idea what my nerdnumber is - i am now officially nerd 229, no idea on my debt free date
  • di3004
    di3004 Posts: 42,579 Forumite
    dreamer33 wrote: »
    Hee Hee Hee lol :rotfl: :rotfl: :rotfl:

    I am calling myself a complete donkey and laughing out loud, the receipt I had in front of me was my receipt for my card payment and showed all the items sent and charged for. hee hee

    I found the other 5 receipts and have checked, freedom finance, firstplus and the fsa have theirs. These companies must be getting to me now lol. I thought it was a bit strange that I didn't have any tracking numbers oooops

    :rotfl: :rotfl: :rotfl: :rotfl: pmsl, sorry I am laughing out loud too lol.....:rotfl: :rotfl: , we will excuse you this time, meaning's the clocks have knocked the majority of us back as well......:rotfl: :rotfl: :o:D , lol.
    The one and only "Dizzy Di" :D
  • di3004
    di3004 Posts: 42,579 Forumite
    oscar52 wrote: »
    it was in jan 05


    Wow, looking good then.......:D :j , right have they not wrote to you hun ?
    The one and only "Dizzy Di" :D
  • oscar52
    oscar52 Posts: 2,272 Forumite
    Would you trust a bank to write to you??

    a query though, how are the refunds being done? - Will it be taken out of the loan, or will i be sent a cheque? - I would have thought with it being a mis-sale it would be the latter.
    No Longer works for MBNA as of August 2010 - redundancy money will be nice though.

    Proud to be a Friend of Niddy.
    no idea what my nerdnumber is - i am now officially nerd 229, no idea on my debt free date
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