PPI Reclaiming discussion Part II

di3004

Twopart/Eloan.co.uk in voluntary liquidation: MAY 2008

Liquidators confirms on phone today that the company of:
Essex County Loans Limited had then run the group, even though Twopart liquidated.

They also informed me that the Essex company had now gone into liquidation.
They have not been authorised long either, here..............but this is what I found on Companies House:

ACTIVE: 06330574
1/08/2007
ESSEX COUNTY LOANS LIMITED
.................................................................................................
FSA REGISTER

AUTHORISED 04/01/2008

474937

1ST FLOOR
46 ALEXANDRA STREET
SOUTHEND ON SEA
ESSEX
SS1 1BJ

TEL 0800 881 8600

www.firstlineloans.co.uk

marshallka

di3004 wrote: »

Has anyone heard of Essex County Loans ?
Apparently when Twopart/Eloan.co.uk went into liquidation in May of this year I was informed by its liquidators when I rang them earlier today that these had taken over from twopart, but also liquidated themselves now.:rolleyes:

I think it will be a good while yet that twopart will be declared in default with the FSCS, not heard anything yet anyway.

CCA Search :: CCA Search Results :: Licence Details


Application / Licence Details




Licence Number:0606810
Licence Status:Current

Current Applicant / Licensee:

Business NameCompany Registration NumberEssex County Loans Limited06330574

Categories:

Consumer credit Credit brokerage Credit reference agency Debt Adjusting/Counselling

Right To Canvass Off Trade Premises:Yes


Trading Name(s) (Current):

Activate e-loan.co.uk eloans.co.uk e-loans.co.uk emortgage.co.uk Essex County Loans Essex County Loans Ltd Essex County Mortgages Just - Money

Issued Date: 06-Oct-2007
Expiry Date: 06-Oct-2012


Legal Formation:

Body Corporate (incorporated inside UK)

Current Individuals that run the organisation:

NamePositiondavid Gary VanpraaghOfficerMartin David RansomOfficer

Nature of Business:

Mortgage Brokers

Current Address(es):

Address TypeAddressAccept Notices/Documents105, Hamlet Court Road, Westcliff on sea, Southend On Sea, Essex, SS0 7ES, United KingdomCorrespondence105, Hamlet Court Road, Westcliff on Sea, Southend on Sea, Essex, SS0 7ESPrincipal Place Of Business105, Hamlet Court Road, Westcliff-On-Sea, Essex, SS0 7ES, United KingdomRegistered OfficeLynwood House, 373-375, Station Road, Harrow, Middlesex, HA1 2AW, United Kingdom

pinknico

singlep wrote: »

Hi, complaints are accelerating every day at FOS and the Competition Commission will report within a matter of days. The brokers are struggling to pay for complaints as new business falls in the credit crunch. Some will not survive but could FSCS then cope, in view of FOS experience? This should be good news but may take time to sort out.

Sorry but which bit is good news and what will take time to sort out?

marshallka

singlep wrote: »

Hi, complaints are accelerating every day at FOS and the Competition Commission will report within a matter of days. The brokers are struggling to pay for complaints as new business falls in the credit crunch. Some will not survive but could FSCS then cope, in view of FOS experience? This should be good news but may take time to sort out.

So who foots the bill for the FSCS then?? Also you never get your money back in full when a company goes bump. Often there is no money to get back. Its not that good news for us. These directors will just liquidate the companies and then start another cause they are ALLOWED to. How can this be good news to us wanting money back??

Its good that they are going under after ripping people off for years but it only ever seems to affect the company and never the directors. They still seem to be living in luxury after a new company is started or sometimes like "Click" its already there waiting so they cannot be called a phoenix firm and then they get their licence from the OFT just before the other one going under and then trade from the "old" one (that was a company but did not have a CCL) like nothing ever happened.

marshallka

ESSEX COUNTY LOANS LIMITED

(t/a Just Money)
(Company Number 06330574)
Notice is hereby given, pursuant to section 98 of the Insolvency Act
1986, that a Meeting of the Creditors of the above-named Company
will be held at The Old Exchange, 234 Southchurch Road, Southendon-
Sea, Essex SS1 2EG, on 8 October 2008, at 11.00 am, for the
purposes mentioned in sections 99 to 101 of the Act. Creditors wishing
to vote at the Meeting must lodge their proxy, together with a
statement of their claim at the offices of Begbies Traynor Begbies
Traynor (South) LLP, The Old Exchange, 234 Southchurch Road,
Southend-on-Sea, Essex SS1 2EG, not later than 12.00 noon on day
prior to the Meeting. Notice is further given, pursuant to section
98(2)(a) of the Act, that Lloyd Biscoe of Begbies Traynor (South)
LLP, The Old Exchange, 234 Southchurch Road, Southend-on-Sea,
Essex SS1 2EG is a qualified Insolvency Practitioner who will furnish
Creditors with such information as they may reasonably require during
the period before the day on which the Meeting is to be held.
By Order of the Board.
Director

15 September 2008.

di3004

Thanks for all that above Marshallka hun, its appreciated, I will take another look now shortly.

I have wrote the draft letter, and will pm you soon hun to see what you think and if you think I should add anything else, thanks hun.;) xxx

marshallka

di3004 wrote: »

Right before I start I need to make sure I have the correct ref number, so been back onto Companies house and I am sure this is the one for mine, can you recall on this Marshallka hun please ?;)

Reg number for my dissolved Click Finance - 04239176
........................................................................................

Now did you also add this one earlier hun, the other one that have just dissolved here::::I assume this is their liquidators address??

Name & Registered Office:
CLICK FINANCE UK LIMITED
6 CIRRUS GARDENS
HAMBLE
SOUTHAMPTON
HAMPSHIRE
SO31 4RH
Company No. 04863869

Status: Dissolved 27/08/2008
Date of Incorporation: 12/08/2003

Country of Origin: United Kingdom
Company Type: Private Limited Company
Nature of Business (SIC(03)):
6523 - Other financial intermediation
7230 - Data processing
Accounting Reference Date: 31/08
Last Accounts Made Up To: 31/08/2004 (TOTAL EXEMPTION FULL)
Next Accounts Due:
Last Return Made Up To: 12/08/2007
Next Return Due:
Last Members List: 12/08/2007
......................................................................................................................
And this is the one still active

Name & Registered Office:
CLICK FINANCIAL LIMITED
CLICK HOUSE, BEAR LANE
FARNHAM
SURREY
GU9 7LG
Company No. 04183791

Status: Active
Date of Incorporation: 21/03/2001

Country of Origin: United Kingdom
Company Type: Private Limited Company
Nature of Business (SIC(03)):
6523 - Other financial intermediation
6601 - Life insurance/reinsurance
Accounting Reference Date: 31/05
Last Accounts Made Up To: 31/05/2006 (FULL)
Next Accounts Due: 31/03/2008 OVERDUE
Last Return Made Up To: 21/03/2008
Next Return Due: 18/04/2009
Last Members List: 21/03/2008
Previous Names:Date of changePrevious Name14/05/20031 CLICK (UK) LIMITED

The company number for your click is 04239176 as you have stated. Correct.

The 3 officers of this company are
Raymond FlanneryOFFICER
Richard Joseph PlewkaOFFICER
Stevens Robert TeagueOFFICER

Have you got registered office as

Registered OfficeBridge House, South Street, Farnham, Surrey, GU9 7RS

Their licence number for the OFT is 0506811
Lapsed on 04/08/2006

marshallka

di3004 wrote: »

Right before I start I need to make sure I have the correct ref number, so been back onto Companies house and I am sure this is the one for mine, can you recall on this Marshallka hun please ?;)

Reg number for my dissolved Click Finance - 04239176
........................................................................................

Now did you also add this one earlier hun, the other one that have just dissolved here::::I assume this is their liquidators address??

Name & Registered Office:
CLICK FINANCE UK LIMITED
6 CIRRUS GARDENS
HAMBLE
SOUTHAMPTON
HAMPSHIRE
SO31 4RH
Company No. 04863869

Status: Dissolved 27/08/2008
Date of Incorporation: 12/08/2003

Country of Origin: United Kingdom
Company Type: Private Limited Company
Nature of Business (SIC(03)):
6523 - Other financial intermediation
7230 - Data processing
Accounting Reference Date: 31/08
Last Accounts Made Up To: 31/08/2004 (TOTAL EXEMPTION FULL)
Next Accounts Due:
Last Return Made Up To: 12/08/2007
Next Return Due:
Last Members List: 12/08/2007
......................................................................................................................

This one is not on the OFT register?? I can't see that these had a licence??

This was the most recent on the FSA register
Basic details for:

488981 - Click Ltd

functionCurrent status:Appointed RepresentativeEffective Date:16/09/2008Tied Agent:Undertakes Insurance Mediation:Registered under Money Laundering Regulations:Address:Click House
Bear Lane
Farnham
Surrey
GU9 7LG
Phone:
Fax:
Email:
Website:
44 01252 728800
44 01252 728844

di3004

Marshallka, have pm'd ya ....:D

debs16

Please Please help me , i have tried to reclaim my ppi from the company endeavour personal finance but they said that at the time i took out the loan with them but it was loans co.uk who sold me my ppi policy so epf sent my complaint to loans co uk and then they sent me a letter back saying they are looking into my complaint.
then today after 7 weeks loans co uk telphoned me and said that they did not sell me the ppi that they are only epf brokers and that i have to claim from epf i am so so confused i dont even know now who i got the ppi from ,and i dont know who to claim through .
are they just passing the buck and confusing me because it is working !!!!
i got the loan 4 years ago and paid a single premium but have lost my paperwork but will be ringing the company tommorw for a copy can anyone please give me advice.
i have the loan for a total of 10 years and borrowed 25,000


please please please help x:o