Home Insurance Cost Cutting System/MoneySavingExpert.com Discussion

Gray0103

Received the B&C Insurance renewal in this week £600 / year, followed martins guide and got identical cover (ok I upped the excess from £50 to £250) for £225

Thanks Martin

crossleydd42

I notice that Direct Line have an offer on until 31st August. Take out their buildings insurance and they not only give you contents insurance at half-price, but throw in annual travel insurance free! Sounds like a good deal! Go to:

http://www.directline.com/

scottdrew

Another way to save more on car insurance and home insurance is to go through the site top cashback as currently lloydstsb are given away a referral fee of £90 for car insurance and £60 for home insurance for every policy you take out for this link, i recently did the home insurance myself, and all it cost me for £40,000 of cover was £11.17 after taking the referral into account, AMAZING!! Dont know how they can afford to do this.
Click on link below to join up.

:: No Referral links outside of the referral board please - FM ::

danht

very pleased with deal from barclays which did as promised met my renewal from Norwich Union - which was only £20 more than cheapest quote from confused.com and insuresupermarket.com and will now send cheque for £50 so 3 bed detached house is insured buildings and contents for equivalent of £143 - 40 quid cheaper than best online quote (also tried egg and esure.com).

Luckyleb

coolio wrote:

look at halifax, online their website is screwed so it deducts too much, doesnt add too much on, etc. Just play around with the buttons. The '£39.99 emergency cover' one on the left is quite good because sometimes when yoiu flag it, it doesnt do anything, but when you unflag it takes £39.99 off. Also, the top right hand corner, you can crank that up to the £15,000 and it doesnt do much either. When I first got the quote it said £224 for £75 excess, no accidental damage, and only £5000 high risk cover. Managed to get it for £185., no excess, accidental damage and £15000 high risk.

Having said that, I had a claim for the first time in 5 years last yr with them and they were awful, truly awful. But they are half the price of anywhere else so you pay your chances. Also, I sometimes wonder whether any company is truly perfect and maybe they just dropped the ball with me.

Just saveed 250 moving from Tesco to Halifax using Martin's method, but paring everything down to bare minimum (just had baby, times is tight, what can I say, fingers crossed nothing wrong his yr) However I agree, one minute it wqas quoting 180, pressed a few random buttoms, and then it was 50 quid less, when it sould not have been! Bizarre, but I snapped it up!

Cheers Martin again!!!

Madboffin

Building insurance - I recently followed the advice on getting cheaper building and content insurance and managed to save over £200 on my premium - Well done me! Until that is, my mortgage company stick the knife in... I received a letter from them this morning stating that their new policy is "anyone who doesn't buy their product will be charged £40 as an "administration charge" . How wrong is this? Has anyone come accross this one before and if so how do I tackle it?

bylromarha

Madboffin wrote:

Building insurance - I recently followed the advice on getting cheaper building and content insurance and managed to save over £200 on my premium - Well done me! Until that is, my mortgage company stick the knife in... I received a letter from them this morning stating that their new policy is "anyone who doesn't buy their product will be charged £40 as an "administration charge" . How wrong is this? Has anyone come accross this one before and if so how do I tackle it?

Some insurance companies offer a contribution towards the mortgage admin cost. Worth looking into to see if your new insurance company offer this.

Gingham_Ribbon

Sassie wrote:

Hi

The home insurance cost cutting system link does not work Am looking to how i can fnd home insurance cheaper than i am currently paying so any help please

Thanks. I'll let the team know there are problems on it.

kansas_2

Rather disappointed with results on both 'insuranesupermarket.com' and 'confused.com'.

I entered full details on both sites, received a list of quotes, but then when I applied to an individual company, they were either unable to quote via internet, or the price they quoted differed from original list.

kansas_2

kansas wrote:

I applied to an individual company, they were either unable to quote via internet, or the price they quoted differed from original list.

Should have emphasized that I used the link (Apply) from these two sites.