HELP PLS. New Car Insurance Job Checker Testing Needed!

redwoodysoup

Nice idea. Didn't really make any difference to my premium or come up with alternative job titles as my occupation in the emmergency services is nearly impossible to redefine in my view. I think it will certainly be useful for some occupations as the tool thinks outside the box.

silvercar

Chartered accountant is £20 cheaper than a finance director!

Thanks!

LesD

Compared with what can be saved by shopping around different companies, the savings through selecting a different occupation seem not worth the time.

Savvy_Sue

tinkerbell84 wrote: »

There are reasons that different risk levels apply to different jobs when looking at insurance - trying to get around that is counter productive.

True, although I thought the varying risk levels were at least intended to relate to different fields of work.

Example: anything theatrical / arty always used to be high risk. So, saying you're an electrician is one level of risk, saying you're a lighting electrician in a theatre makes it a higher risk. However, when quoting at least, insurance companies don't ask who you work for.

And I still don't see why monks and nuns are paying more for their insurance than students! :rotfl:

MarkyMarkD

Presumably (at a guess) because they are far more likely to let lots of other, relatively rarely-driving, fellow monks and nuns drive their car?

Obviously that would be a silly reason if the car wasn't insured for "any driver" - which hardly anyone seems to do these days.

Savvy_Sue

MarkyMarkD wrote: »

Presumably (at a guess) because they are far more likely to let lots of other, relatively rarely-driving, fellow monks and nuns drive their car?

Obviously that would be a silly reason if the car wasn't insured for "any driver" - which hardly anyone seems to do these days.

And even if it IS insured for 'any driver' - which our van at work is - you STILL have to actually NAME all the drivers to them, and send full details of any who don't have a pristine driving licence!

So I still don't quite get it. Must ask the next nun I meet what she's paying ... and does she realise it's over the odds, and could she reasonably be described as a charity worker (if that would make it any cheaper) because all the ones I know ARE charity workers!

Actually, I've just thought that their cars are probably insured by the Order rather than by them personally, because they're not their personal cars AFAIK, more like business use. Still not sure that explains it, however.