Budget Planner Discussion Area

schmad27

Does anyone know how to change the budget planner to US dollars? I'm in the US.

Thanks.

LydiaJ

ram_murdock wrote: »

Hi i am interested in hearing other ppls thoughts on what they think ofmy weekly budget. I'm a 22 year old student/apprentice who lives alone. I have a £100 p.w. budget which includes £50 petrol which is needed for going to work and £15 food. That leaves me £35 for everything else each week i.e. electric, phone, university materials,bday presents. I'm finding it really really hard to stick to the budget but am managing. Is my budget a little bit too low?

The trouble with your list of things that your £35 is supposed to cover is that they aren't the sort of things that fit into a weekly kind of budget.

You need to have somewhere to save the surplus in the good weeks, so that when a utility bill arrives, or someone close has a birthday, you've got a reserve to draw on. Then you won't feel you've failed if this week's spend is over £35, as long as you had enough in your reserve to cover it.

That means, of course, that you need plenty of weeks when you don't spend as much as £35, so that you can build the reserve up ready for when you need it.

Good luck!
Lydia

daks

its a great idea butttttttttttt:rolleyes:

MJ

Can anyone give me the link to the Monthly Food Planner please?

Maciej_Zagozda

cj2005 wrote: »

Hi, I have an imac and cannot get the budget planner to work any one know how ? cheers

You can try one of the Spending Tracker tools. They're essentially the same thing, but with extra functionality. Some of the tools are totally web-browser based, just Google them, as I'm not allowed to mention my favourite one here.

pinarelloman

Can anyone give me the link to the Monthly Food Planner please?:j
Thanks
Newbie

beadle_2

MisterMonty wrote: »

Forget my last.

I think I found the answer.

I discovered today that I can add e-savings accounts through online banking. I now need to discover whether I can pay people from these accounts. They have account numbers and sort codes, so I can't see why not.

Then I need to see if I can work out how to give them a meaningful name, like 'Mortgage' or 'Electricity'.

I also need to read up on exactly how many of these e-saving accounts I can have. So far, It looks like I could easily use around TWENTY! Realistically I think I may have to lump a few categories into the same account.

Regards

Monty

another idea is using prepayment cards which you can pay money on and use to pay bills with as well.

highlandstar38

Hello..
I hope everyone is well?
Can you please tell me how to get a hold of the budget food planner please?
It would be really appreciated...
Thanks :-)

kilasuit

Hi there Everyone.

I made use of the budget planner and found that it didnt exactly meet my needs so i set about to change the spreadsheet so it was more suited but along the way i thought i'll start from stratch.

In my haste and possibly boredom (as had been unemployed for a while now and wanted something logical and useful to do to keep the mind active) i set about to work out what the possible NI and Tax that would be paid on different incomes either per week per month or per annum.

So i set about and got a copy of the current and planned personall allowances for next year so i could work out what i would be earning (roughly) as to start paying off debt and also saving fo my upcoming child.

Main reason for doing this is so that i could evalutae yearly monthly and weekly (if applicable) m,y pay should be after Tax and NI.

Especially as when the 10p tax was in force i was being charged the basic rate which was 22p and ended up getting roughly about a £100 Pcm written off my wages. All because of a lost P45 and then another lost P46 at the employer i was at at the time.


Anyhow if anybody is interested in either helping out with this to make it more usable or if it is you just want to have a look then PM me.

Thanks

wanna_save_my_money

Hey All, I am new at these forums but like everyone else and trying to save some extra pennies and see where I am spending my money. I found this site called mymunnyminder.com that is free to use right now. It only asks for a little bit of personal information like name and and a password to log in and then you customize your budget to you. I found it really easy to use and the nice thing is I can access it even when I am not at home.
Hope this helps some of you others who are like me...trying to just keep track.