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Live on £4000 for a year - Part 2

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  • sophiesmum_2
    sophiesmum_2 Posts: 4,965 Forumite
    Good morning fellow frugallers:D

    Lovely day here today:D
    My new chest freezer is being delivered this afternoon so will be able to increase my batch cooking and baking efforts. Doing a couple of hours babysitting tonight so will be making £20 for my interest beater challenge:j creeping towards the £300 mark now.Not much else planned for the day will just see how it develops.

    Was hoping for a no spend day but need to order some more sausage casings so will make it a spend day and put my electric money away too.Will update totals later.

    Have a good day everyone:j
    Reduce,re-use, recycle.






  • Hi everyone! :D My student loan went in today so I'm RICH, RICH I tells ya ... just gotta pay the rent then make it last till October now... Haven't been posting much recently as my head has been buried in revision books but I've been keeping up with the posts during my breaks. I forgot to bring a few things up so I had to spend some money last week :eek: and I have a couple of end-of-year dinners and stuff to pay for so this term isn't working out quite as cheaply as I had hoped. Ooohh well, onwards and upwards eh!

    Re: the price increases... I bought 3 bottles of wine for £10 and then did some grocery shopping, promising myself that it would come to under a fiver. Trouble was, I went round adding it up using the *old* prices and looked a bit silly when I handed over a £10 and a £5 and didn't understand for a few moments why the assistant wanted more! :o

    I hope everyone's well :cool: good on you for looking after the tabby, bails, and good luck with surviving the party, janey! jumble-bee, hope you feel better :)nyk, you're starting to scare me with the number of side-challenges you have going on at any one time! :p You're starting to make me think I should re-activate my gala account, though; I've lost my password and have to ring them up to get it back. I joined through quidco, getting £30 cashback, and won £24.90 from playing through the £10 I had to deposit, so it's a site that I've already done OK out of!
    Live on £4000 a Year Challenge member
    Target: £3000 for academic year 2009/10
    Spent: £845.61; Remaining: 2154.39 :rolleyes:
  • Mollymop5
    Mollymop5 Posts: 2,095 Forumite
    Good news everyone. Mumzy's back from her holidays.She's not quite sorted with her internet yet as she has limited ussage.She has asked me to say hello and that she will be back to catch up with everyone soon.

    I wonder how many pages she will have to read to catch up lol.
    lost my way but now I'm back ! roll on 2013
    spc member 72

  • Frugaldom
    Frugaldom Posts: 7,137 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Morning everyone, lovely day here too and I woke to the sound of the swallows twittering on the telephone wites outside the window! That's the first day I have heard them, so they must only have arrived back after their winter break :) Summer is really on its way now! And we definitley have 2 Ospreys back, they have both been photographed on the nest site err... 'being very friendly with one another' this week :rotfl:

    Molly, pass on our best wishes to Mumzi, hope she had a great time and hops she stayed off the cigs, got a suntan and came home solvent! :D

    Sophiesmum, hope your new freezer arrives safely, try not to fill it too soon or you'll need another one and end up like the lady with the 5 freezers in her garage :rotfl:

    Andromache - all the challenges are what stop me from spending on stuff I don't need. :o And then my plans get changed and my savings end up being used elsewhere and my supposed housefund depletes annually instead of increasing. If I look at what I buy, the prices have gone up about 30% to 50%, but there's no way my income has kept pace with that, so I'm back at the drawing board every time there's a price change that seriously impacts on my frugal budget.

    Got a load of work to do today plus a trip to the postie (postage has also increased), a trip to the bank to pay in cheque from my latest eBid sale and a trip to sign my time sheets for council hours, so I guess I had better get a move on and stop rading posts :D Catch up with you all again this afternoon. I am not planning on spending any money for the rest of this month, not even milk! They can drink powdered if the 8 pints in the fridge get used up too soon! :rolleyes: (I only just noticed that the Mr T carton from yesterday's £10 shop holds 6 pints! I did wonder when the receipt said £1.96 for milk.)
    I reserve the right not to spend.
    The less I spend, the more I can afford.


    Frugal living challenge - living on little in 2025 while frugalling towards retirement.
  • bails
    bails Posts: 3,196 Forumite
    Morning/afternoon frugallers, not quite the sunny day the weatherman promised but it's brightening up every minute :j

    My second batch of pepper seeds started going mouldy again :confused: so OH just told me to plant the ones that hadn't and see what happens - I have no idea if this is a complete waste of time buy hey ho, another tub of soil to stare at :rotfl:My broccoli seedlings are shooting up so I'm going to !!!!! them out and repot them for a couple more weeks. Have 4 or 5 leek seedlings now, still only one basil though. I'm hoping my mum will have some free time soon to come and help me make a couple more veg patches (OH is snowed under with final push on end of year project, only surfaces for green tea and munchies).

    Tabby is doing well, getting bigger every day, the only trouble is that Zacc has comandeered her birthing bed for himself! She's currently warming herself in the greenhouse (part of OH's project, the greenhouse not the cat cooking :D).

    I'm lacking motivation at the moment so I need to rework my weekly timetable to reinspire myself. Trouble is, I can't be bothered! :rotfl:

    Have a great day all x

    EDIT: ha ha, my innocent post got censored, didn't think about that!
    The 1,000 Day Challenge:
    Feb 16, 2016
    500/30,000
    1.67%
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Okay, so I've updated my total in my sig, and its looking a bit scary! :eek: I've worked out that I have £87.36 left to spend in April to stay under budget for the year. Hopefully I can do that, all I need is some food :) lol. I am snowed under with work at the moment, but a week on friday, and all my essays and dissertation will be handed in! woop! hope everyone's having a good day :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • Marru
    Marru Posts: 4,126 Forumite
    Bails, I tried to send you PM but your box is full. Can you please email me, you hopefully still have my email address. Thanks!

    Marru
    "Everything will be alright in the end. If it's not alright, it's not the end."

  • System
    System Posts: 178,353 Community Admin
    10,000 Posts Photogenic Name Dropper
    well, its another sofa day for me, but so-fa so good :o sorry couldnt help myself

    grrrrr i checked the accounts and isa i had an appointment to open on sat, and they are no longer available!!!!! lloyds monthly saver has gone from 8% to something rubbish like 4.5%!!!!!:eek::eek::eek:

    so i have cancelled that and worked out a new plan - it took quite a while cos it wasnt so obvious anymore what would work out best for me, but iv kept in fairly simple, just got to get it all applied for then up and running

    bails - i cant work out what got censored! heehee we were playing 'guess gala swear words' last week - apparently cockaleekie soup is very offensive in bingo land
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • bails
    bails Posts: 3,196 Forumite
    Ha ha, it was p-r-i-c-k with reference to removing the seedlings from one tray and into a bigger one!

    Sorry Marru, will clear a bit of space in my PM box and also email you as soon as I find your address!
    The 1,000 Day Challenge:
    Feb 16, 2016
    500/30,000
    1.67%
  • Frugaldom
    Frugaldom Posts: 7,137 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Slowlyfading, you may now join the ranks of 'we're scared, frugalling is much more expensive that we first thought' gang, welcome to the club. I'm getting scared to even look at the longterm forecast but cheers for saying what a lot of us [STRIKE]are[/STRIKE] may be thinking :beer: :rotfl:

    Bails - I wondered what the censored word was too! And yes, I am guilty of having played the 'game' on Gala, as it broke the monotony of waiting for free tickets to appear. :D I have also been losing my motivation and the cottage style industry has not been very industrial of late. To be honest, the glue gun is STILL in its box and the cupboard clearance is still in bags!

    Jumble - hope you are feeling alright by Thursday! We don't want anyone having to resort to the 'sick note' line as described last week.:rotfl: Are you completely HOUSE bound?

    Sun still shining here and joy of joys, my onion and carrot seeds have decided to sprout! :j I'd almost given up on the onions, but there they are, just tiny green specs pushing through, at last. Still no signs of the garlic chives and not yet got around to planting the broccoli, cherry toms and assorted herbs, but I'll make a point of doing that tomorrow after the paperwork/post is done. I will, I will, I will... I hope :o

    DD has just left, party invites now close to 200, but guessing half won't make it as they are from further afield. Cold buffet of sannies and finger foods sounds fine by her, so that's one problem solved. A mega shop could be fun. I also suggested I 'design & print nice customised invites' and that way they won't be the same as every other invite that others buy from stationers (if you get my drift ). DD thinks this sounds extravagent as anything specially made costs extra, but I think that the personal touch is much better than buying mass produced shop stuff, don't you think? ;)
    I reserve the right not to spend.
    The less I spend, the more I can afford.


    Frugal living challenge - living on little in 2025 while frugalling towards retirement.
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