Live on £4000 for a year - Part 2

shaz_mum_of__2

Hi charliesangel uses for eggs:

egg and lentil curry(delia recipe)
quiche
fritatta
lemon curd
meringue (you can do them in microwave)
homemade custard
eggs florentine (spinach in a ramekin with an egg on top bake in a water bath in oven then topped with cheese sauce)
souffle
coconut macaroons(yum)
piperade (a kind of scrambled egg with peppers in)

my personal fave

Corned beef hash
fry onion,diced potatoes and peppers in a frying pan until cooked add a few tomatoes (diced) and a can of corned beef cut into small diceheat through gently,then make a well in the mixture and crack an egg into it sprinkle over a little grated cheese then bake in the oven until egg is set

great with ketchup


Shaz

broke_mum_of_three

Two DD's out today for phone and TV license. Taking the kids out today with my Tesco Clubcard Deals. I am going to make a big picnic with lots of drinks so I won't have to spend anything when I am out.
Have a great today everyone whatever you are up to.

lingojingo

Hi all and well done for still being here! You're all very inspirational:T

I've just done all my number crunching and I'm £311.37 over budget for the first quarter:eek: despite cutting down drastically on grocery.

I've just changed insurer and reduced buildings and contents by more than half, starting from this month:jcan't believe I used to pay so much more for the same cover. I wouldn't have thought of looking into that before joining this challenge.

BlueFleur

Janey51 wrote: »

Anyone been caught out for April Fool's Day yet?

The flying penguins on the BBC did cause some debate in this house :rotfl:

Hoping for another NSD today as I'm mumsitting and can't go out. Uni starts again on Monday, and I'm dreading it. I'm worried that all the stress and temptation will ruin all my good intentions. I'm looking forward to getting my sl in though, as then I'll be able to make some payments on my CCs.

mumzyof2

DOH!! didnt think about the label things lol i bought some ribbon for 50p. will do 2 suitcases.

Im back anyways DS cried n screamed all the way round Mr M and market so i come home. as soon as i got home he was fine He is now eating chicken tikka i made yesterday and me and DD have just had homemade pizza
I will update as i spent today as needed bread and cordial to last till friday. Refunded my chat magazine as i got the special one yesterday and wanted the normal one, so shop refunding me 92p back to my card (magazine paid for, as should of been refunded £1.70 if had not got magazine)

))))))))))))))

Frugaldom

Kittikins wrote: »

Hello everyone, after mulling it over, doing sums and getting a headache, I'd like to throw my hat into the ring and say 'sign me up, buttercup' (or NYK)

WELCOME to Frugalsville, Kittikins! I have now updated post one of this thread so that it includes the original challenger list and have allocated you a challenger number (except I have now forgotten what that number was, so you'll need to check post one :rotfl: ).

Interest Beaters Mini-Challenge
Whatever your annual amount was for this challenge, then that's the amount you calculate for interest. The Chancellor of the ex-chequebook has been very generous with his calculations and has allowed a full 6.5%, as per the following examples:

£3000 x 6.5% = £195
£4000 x 6.5% = £260
£5000 x 6.5% = £325

Just work out 6.5% of you full year's budget and that's the minimum amount of interest that your personal 'Frugalville Financial Institute' would like you to earn between now and December 31st.

How frugal can that be? It will be nice to have the interest in the bank at the end of the year without having had the money in there to earn it in the first place! I think. :rotfl:

I'm still working out how to generate the 'interest beater' cash, but will let you know as soon as I have decided. Has anyone else had time to think about it yet?

mumzyof2

I guess money that people drop on the floor could go towards it. Im sat here thinking but im not that good at it. i started at 5k so i need £325 by dec!! arghhhhh

NYK How are you today? up to anything nice? I think im coming down with something i feel as though i have something stuck in my throat but it wont go away and getting a headache

Frugaldom

Mumzy, please read your PM I just sent. Thanks

mumzyof2

nykmedia wrote: »

Mumzy, please read your PM I just sent. Thanks

Have done and i sent one back

Penny2myName

Well the way I see it is that the change in budget doesn't start till this month anyhow, so only 9mth of the 4k budget to gather interest on, which means £3k so £195 to get into bank. I will do what I did last year, and the amount my money has gone up by I will have set as a SO to go into a savings account (last years went into my daughter's 10% interest, savings account)