Live on £4000 for a year - Part 2

slowlyfading

nykmedia wrote: »

Slowlyfading - hope you are alright, that was the last thing you needed in the final run-up to an exam. Try to relax and get a good night's sleep and I wish you every success tomorrow!

Thanks, I went to bed at 9:30PM :rotfl:so I've had a good night's sleep. Just wish i wasn't so nervous now!

slowlyfading

Marru wrote: »

Slowlyfading – I hope you are ok. What a thing to happen!!

I know, its madness! :rotfl:

bails

I think the cleaner is a great idea Marru. It may seem like an extravagance to some but I have been having exactly the same thoughts - my hourly rate means my energy is more cost-effectively spent earning and then paying for a cleaner. Psychologically it would make a massive difference too so I say, fab idea and let me know if you find anyone good lol! Mollymop, you sure you don't fancy a move to the West Country, you'd have 2 clients already!
SophiesMum, I can hear your excitement in your post! Hope you have a fantastic time in Malta, do pop in if you get a chance.

And here's my news -

bails

Ooh, good luck SF, really hope it goes well for you!

MrDT

Penny2myName wrote: »

I'm going to break two cardinal rules to my £4k challenge and becoming debt free. I will be spending an estimated extra £500 and spending it via my Credit Card:o. This is because I am likely to move within the next month, and no longer have transportation available to me now, so will have to use a removal firm:mad:. Also I have just bought on my CC some removal boxes.
My question is, do I add the Removal expenses into this challenge, or keep them separate, since they are being done on CC not cash, which is how the rest of my £4k is being done, with actual cash and the occasional dip into the O/D.

I wouldn't add the removal costs to this challenge either. We're not counting rent, mortgage, or council tax, so I reckon you can get away with not counting removals as it's a neccessary expense if you want to keep a roof over your head

If I buy a house this year I won't count solicitors fees or mortgage setup fees etc, if I did my chances of success would be exactly zero!!



aaaaand, good luck slowlyfading and have a great hol sophiesmum and keep at it mumzy and, err, anyone else I missed?

mumzyof2

Bails that picture is well cute! I love kittens and of course cats. I went to visit my friend last week and saw her 3 week old kittens they are so small i nearlt stood on one!

slowlyfading

bails wrote: »

Ooh, good luck SF, really hope it goes well for you!

MrDT wrote: »

aaaaand, good luck slowlyfading

Thanks!! xx

mumzyof2

Good Luck for today slowlyfading, i hope it goes ok for you.

slowlyfading

mumzyof2 wrote: »

Good Luck for today slowlyfading, i hope it goes ok for you.

Thanks, I'll need it! xx

mumzyof2

Slowlyfading - what time is your exam?

Iam pretty sure that my health visitor is coming tomorrow and not today..i have a feeling i have got the wrong day !!