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Live on £4000 for a year - Part 2

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Comments

  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    nykmedia wrote: »
    Slowlyfading - hope you are alright, that was the last thing you needed in the final run-up to an exam. Try to relax and get a good night's sleep and I wish you every success tomorrow!

    Thanks, I went to bed at 9:30PM :rotfl:so I've had a good night's sleep. Just wish i wasn't so nervous now!
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Marru wrote: »
    Slowlyfading – I hope you are ok. What a thing to happen!!
    I know, its madness! :rotfl:
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • bails
    bails Posts: 3,196 Forumite
    I think the cleaner is a great idea Marru. It may seem like an extravagance to some but I have been having exactly the same thoughts - my hourly rate means my energy is more cost-effectively spent earning and then paying for a cleaner. Psychologically it would make a massive difference too so I say, fab idea and let me know if you find anyone good lol! Mollymop, you sure you don't fancy a move to the West Country, you'd have 2 clients already! ;)
    SophiesMum, I can hear your excitement in your post! Hope you have a fantastic time in Malta, do pop in if you get a chance.

    And here's my news - Amelie353.jpg IMG%5D
    The 1,000 Day Challenge:
    Feb 16, 2016
    500/30,000
    1.67%
  • bails
    bails Posts: 3,196 Forumite
    Ooh, good luck SF, really hope it goes well for you!
    The 1,000 Day Challenge:
    Feb 16, 2016
    500/30,000
    1.67%
  • MrDT
    MrDT Posts: 951 Forumite
    Penny2myName wrote: »
    I'm going to break two cardinal rules to my £4k challenge and becoming debt free. I will be spending an estimated extra £500 and spending it via my Credit Card:o. This is because I am likely to move within the next month, and no longer have transportation available to me now, so will have to use a removal firm:mad:. Also I have just bought on my CC some removal boxes.
    My question is, do I add the Removal expenses into this challenge, or keep them separate, since they are being done on CC not cash, which is how the rest of my £4k is being done, with actual cash and the occasional dip into the O/D.

    I wouldn't add the removal costs to this challenge either. We're not counting rent, mortgage, or council tax, so I reckon you can get away with not counting removals as it's a neccessary expense if you want to keep a roof over your head :)

    If I buy a house this year I won't count solicitors fees or mortgage setup fees etc, if I did my chances of success would be exactly zero!!



    aaaaand, good luck slowlyfading :D and have a great hol sophiesmum :D and keep at it mumzy :D and, err, anyone else I missed? ;)
  • mumzyof2
    mumzyof2 Posts: 3,343 Forumite
    Bails that picture is well cute! I love kittens and of course cats. I went to visit my friend last week and saw her 3 week old kittens they are so small i nearlt stood on one!
    Sealed Pot dec 08 - dec 09 so far £27.67, Live off £4k Spent £330.20 GC £1,200 for 2009 Spent £50.78 PaD so far £650.07
    Debts: L/woods £154.00 C/One PAID O/D £649.90 Next £299.95 O/D PAID Gas £72.60 Electric £155.73 Mum £640.00 Orange £490.32
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    bails wrote: »
    Ooh, good luck SF, really hope it goes well for you!
    MrDT wrote: »
    aaaaand, good luck slowlyfading :D

    Thanks!! xx
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • mumzyof2
    mumzyof2 Posts: 3,343 Forumite
    Good Luck for today slowlyfading, i hope it goes ok for you.
    Sealed Pot dec 08 - dec 09 so far £27.67, Live off £4k Spent £330.20 GC £1,200 for 2009 Spent £50.78 PaD so far £650.07
    Debts: L/woods £154.00 C/One PAID O/D £649.90 Next £299.95 O/D PAID Gas £72.60 Electric £155.73 Mum £640.00 Orange £490.32
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    mumzyof2 wrote: »
    Good Luck for today slowlyfading, i hope it goes ok for you.
    Thanks, I'll need it! xx
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • mumzyof2
    mumzyof2 Posts: 3,343 Forumite
    Slowlyfading - what time is your exam?

    Iam pretty sure that my health visitor is coming tomorrow and not today..i have a feeling i have got the wrong day !!
    Sealed Pot dec 08 - dec 09 so far £27.67, Live off £4k Spent £330.20 GC £1,200 for 2009 Spent £50.78 PaD so far £650.07
    Debts: L/woods £154.00 C/One PAID O/D £649.90 Next £299.95 O/D PAID Gas £72.60 Electric £155.73 Mum £640.00 Orange £490.32
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