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Comments

  • eskbanker
    eskbanker Posts: 38,850 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    It appears from reading posts on here that quite a lot of people are taking money out from PB’s this month. Hopefully it may encourage NS&I to increase their prize rates, to encourage people back in.
    The facts don't tend to support the sentiment expressed by grumpy unsuccessful punters on here - every month there are indignant complaints about this, and defiant intentions to withdraw, but the bigger picture is that the total number of bonds in each draw rarely drops significantly, if at all.  There were over 100 million fewer bonds in this draw than the previous one, but anyone feeling that this would give NS&I a bloody nose might be better to observe that the August draw still involved over 99.9% of the number of bonds in July, i.e. it's just trivial rounding errors in the general scheme of things....
  • Me £775 on max (£500 + 2 x £100 + £50 + £25)
    Wife £250 on max

    Total last 4 months (both) of £2275.
     
  • becky_rtw
    becky_rtw Posts: 8,393 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    £125 for me on circa 47k
    £225 for OH on FH

    I'm at almost £1,500 from the last 6 draws which feels pretty decent to me. We use pbs as cash savings while we wait for some other funds to finalise so they make sense for us. We may rethink our holdings later in the year, but for now we need the reassurance of having them available should we need them. 
  • Full holding for last 7 months. Total winnings of £575 over 7 months. Return = 1.97%  Truly abysmal. Withdrawing all bar £100
  • Swipe
    Swipe Posts: 6,000 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Finally a decent win:

    £300 on max holding
  • zxspeccy
    zxspeccy Posts: 180 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    edited 2 August 2023 at 12:22PM
    £50 on max holding. Only once in the last 18 months have I won an "above average" win, with all other months winning just one prize (£50, £25) or nothing at all. Seriously thinking of taking all my money out and putting into a one year fixed for a £250 a month guaranteed return.
  • LeafGreen
    LeafGreen Posts: 569 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    £75 on max, coincidentally had an unexpected bill of £75 today!!  you win some you lose some!
  • RedImp_2
    RedImp_2 Posts: 589 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    1 x £100, 2 x £50 on max.  £1700 for 2023 to date which I reckon is about 5% (and have to take into account what rates were in January) so ahead of the curve so perhaps have to brace myself for some blank months 
  • PixelPound
    PixelPound Posts: 3,094 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    ColdIron said:
    I can't see the point of this thread, just random people posting wins or grumbles about no wins
    But I won £750 this month. Woo Hoo. Hurrah. Yay :pB)<3
    Yes, that's exactly what this thread is for.
  • Eirambler
    Eirambler Posts: 155 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    £475 off £49k this month (4x£100, 1x£50, 1x£25). Follows on from £100, £125 and £150 the last three months so a nice upswing this month.


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