Premium Bond Winner ?

cymruchris · 2 August 2023 at 12:42AM

Aug 22 - £ No win

Sep 22 - £75
Oct 22 - £75
Nov 22 - £75
Dec 22 - £75
Jan 23 -£225
Feb 23 - £50
Mar 23 - £125
Apr 23 - £225
May 23 - £150
Jun 23 - £25
Jul 23 - £150
Aug 23 - £ No win

No win this month - £1250 for the rolling year - My last no win was this month last year. Full holding. 2.5% on the year.

55ryan · 2 August 2023 at 12:42AM

abgrad said:

Well I got £100 which I think is better than nothing obviously but not good on £50k (along with the last few months poor performance) so I’ll be taking a good chunk out to put in an ISA and maybe add more to my savings.

I've only got 8k. Had them 23 months. Never won anything. I only did it as a punt, but adding up recent interest amounts now the rates have improved from diddly squat, i'm losing in effect over 20 quid a month. I'll be shifting it too. I only hung on because of the 'increased prizes'. One more chance...

I read something the other day which says 75% of Premium Bond holders never win anything....I found the link https://www.thisismoney.co.uk/money/saving/article-9612261/Three-quarters-Britains-21-4m-Premium-Bond-holders-won-14-years.html

cymruchris · 2 August 2023 at 12:47AM

55ryan said:

abgrad said:

Well I got £100 which I think is better than nothing obviously but not good on £50k (along with the last few months poor performance) so I’ll be taking a good chunk out to put in an ISA and maybe add more to my savings.

I've only got 8k. Had them 23 months. Never won anything. I only did it as a punt, but adding up recent interest amounts now the rates have improved from diddly squat, i'm losing in effect over 20 quid a month. I'll be shifting it too. I only hung on because of the 'increased prizes'. One more chance...

I read something the other day which says 75% of Premium Bond holders never win anything....I found the link https://www.thisismoney.co.uk/money/saving/article-9612261/Three-quarters-Britains-21-4m-Premium-Bond-holders-won-14-years.html

There'll be a lot of individuals with very small holdings - that'll skew the figures slightly - if you've got £50k in, you're much more likely to win a prize than someone who has £100 worth (or less). The article doesn't give a breakdown the percentage of holders that say have full holding/£25k-49k/£1k-£25k/<£1k - that would give it more context. I can't imagine there being many £50k holdings that have won nothing for 14 years.

Futuristic · 2 August 2023 at 1:12AM

£200 last month (was highest), now just got £450 on £50k. Prev months have been terrible with £0,25,50. Need to go back and calculate what I'm averaging now. Feel better after this months!