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Premium Bond Winner ?

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Comments

  • SouthCoastBoy
    SouthCoastBoy Posts: 1,084 Forumite
    1,000 Posts Fifth Anniversary Name Dropper
    Yes, mine went into my direct saver last week
    It's just my opinion and not advice.
  • Swipe
    Swipe Posts: 5,621 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    SandyN21 said:
    I know we've had the Easter holidays but have you had your winnings credited to your nominated account yet? I'm still waiting for mine
    That doesn't sound good. Should be in there by now. I'd get on to them ASAP.
  • SandyN21
    SandyN21 Posts: 214 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    Swipe said:
    SandyN21 said:
    I know we've had the Easter holidays but have you had your winnings credited to your nominated account yet? I'm still waiting for mine
    That doesn't sound good. Should be in there by now. I'd get on to them ASAP.
    If no show by tomorrow morning then I'll give them a call.  Thanks
  • SVts
    SVts Posts: 173 Forumite
    100 Posts Second Anniversary Name Dropper
    edited 22 April 2023 at 8:37PM
    I'd like to buy 25k of premium bonds so I can qualify for the June draw. 

    How long does it take to process an order? Instantly? Should I purchase now or ok to wait until April 30th?

    Thanks.
  • Ifts
    Ifts Posts: 1,960 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Name Dropper
    edited 23 April 2023 at 3:38AM
    SVts said:
    How long does it take to process an order? Instantly? 
    I use my debit card when I buy PB's (logged into my NS&I account) and it shows the date of the transaction as date of investment - so I would say yes that is instant.
    Should I purchase now or ok to wait until April 30th?

    No need to buy them now.

    When buying PB's I always wait until the last day of the month (only day I have not tried it is on a BH), even if it does fall on a Sunday, the transaction has always gone through - on the transaction receipt the purchase date is shown as the date of investment, i.e. the last day of the month.               

    Never let the perfume of the premium overpower the odour of the risk
  • Lomcevak
    Lomcevak Posts: 1,026 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    SVts said:
    I'd like to buy 25k of premium bonds so I can qualify for the June draw. 

    How long does it take to process an order? Instantly? Should I purchase now or ok to wait until April 30th?

    As Ifts says, last day of the month is ok - although I would check that your bank allows a £25k debit card purchase, mine doesn't (capped at £10k per day). So I had to chunk my purchases up over a couple of days.
  • pbcpdeveloper
    pbcpdeveloper Posts: 121 Forumite
    Fourth Anniversary 100 Posts
    edited 23 April 2023 at 10:59AM
    Are you already registered on their site ? If you are not then there may well be a delay as they may well send you out a pass code in the post  (if they still do this?). 
    Otherwise you can buy them over the phone with a debit card, they say this can be done every day apart from bank holidays, so you should be able to buy them on Sunday 30th.
    If there is a particular advantage to leaving it late then I personally try to go a few days ahead to allow for things going wrong, they do seem to have a few admin problems.
  • justwantedtosay
    justwantedtosay Posts: 137 Forumite
    Ninth Anniversary 100 Posts Name Dropper Combo Breaker
    edited 24 April 2023 at 3:23PM
    El_Torro said:
    Holding stocks over that same period of time would have netted a much better return. 
    Not necessarily. I put money into a fund 23 years ago and it now worth just 86% of the original sum. 

    Yes, obviously, I should have taken it out but it's pretty much the case that whatever I do with my money is wrong [like the 1.25% fix I have money stuck in] so if I had moved it the original fund would have taken off and whatever I moved it to would have slumped. Three other funds of similar age have gained 42%, 144% and 545%. Shame I didn't put it all in the last one - but, of course, that was actually the one that I put least into and has probably only been allowed to do well to mock me for the other choices and would have failed had I put all my money into it.

    Never mind though, I'm going to win the PB £1m next week. Most likely both of them  ;)
  • El_Torro said:
    Holding stocks over that same period of time would have netted a much better return. 
    Not necessarily. I put money into a fund 23 years ago and it now worth just 86% of the original sum. 

    Yes, obviously, I should have taken it out but it's pretty much the case that whatever I do with my money is wrong [like the 1.25% fix I have money stuck in] so if I had moved it the original fund would have taken off and whatever I moved it to would have slumped. Three other funds of similar age have gained 42%, 144% and 545%. Shame I didn't put it all in the last one - but, of course, that was actually the one that I put least into and has probably only been allowed to do well to mock me for the other choices and would have failed had I put all my money into it.

    Never mind though, I'm going to win the PB £1m next week. Most likely both of them  ;)
    Unfortunately You can’t win the £1m prizes next week, Ernie has already allocated them to me!
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