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Premium Bond Winner ?

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  • inflationbuster
    inflationbuster Posts: 254 Forumite
    Tenth Anniversary 100 Posts Name Dropper Combo Breaker
    edited 2 March 2023 at 4:47PM
    Just 2 x £25.   Another month of terrible returns.  

    Premium bond  Returns
    Invested Total prize Yield Tax Year
    £50,000.00 £525 1.05% 22-23
    £50,000.00 £425 0.85% 21-22
    £50,000.00 £775 1.55% 20-21 
    £50,000.00 £725 1.45% 19-20 
    £50,000.00 £950 1.9% 18-19
    £50,000.00 £450 0.9% 17-18 starting  Nov
  • 3 x £100 & 2 x £50 on full holding. Very pleased and it’s definitely clear to see the prize fund is ticking up.
  • linz
    linz Posts: 1,971 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Nice to see some decent wind this month. Just £50 for me on FH.
    #39 - Save £12k in 2025
  • Just £25 on full holding for me this month 
  • JGB1955
    JGB1955 Posts: 3,861 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    There seem to be a lot more £100 wins being reported.  Crunch time for me will be the April draw.  (At the moment) I can get a guaranteed 4% return on a £20K ISA... the past 12 months of PBs has returned the same £800 on £50K.  I acknowledge that interest rates have gone up in the past year but...time to diversify!
    #2 Saving for Christmas 2024 - £1 a day challenge. £325 of £366
  • Gers
    Gers Posts: 13,198 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 2 March 2023 at 7:30PM
    3 x £100.00
    1 x £25.00 on FH.


  • After limping to the 2022 finish line with a 1% return on £50k, I came out of the 2023 blocks with my laces tied together. Luckily Feb and March Draws have got me to £325.
    becky_rtw said:
    Ive not been able to top mine up to full holding the last few weeks so I'm hoping the draw will mean I can do this tomorrow. It keeps saying I'm full but I only have 46k 🤔
    This happened to me, I had less than the total but was blocked from buying buy more as it said it would take me over the max amount. What happened was one of my previous online purchases failed mid-transaction, but the failed amount still got added to my running total behind the scenes. You will probably need to, preferably email them about it to investigate, or call them up.


  • Slinky
    Slinky Posts: 11,045 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    6 x prizes this month totalling £275 on maximum holding:

    1 x £100
    2 x £50
    3 x £25

    That’s the most prizes I have won in a month!

     :) 
    Some context from this month's winnings:

    £100 from a £5,400 batch purchased in 2015 - 29 prizes won // £950 total winnings
    £50 from a £100 batch purchased 2001 - 1st prize won // £50 total winnings
    £50 from a £10,500 batch purchased in 2021 - 8 prizes won // £300 total winnings
    £25 from a £4,000 batch purchased in 2020 - 8 prizes won // £200 total winnings
    £25 from a £500 batch purchased in 1995 - 4 prizes won // £1,100 total winnings - I won £1,000 six months after I bought this batch back in 1995 - highest amount I have ever won
    £25 from a £100 batch purchased in 2001 - 5 prizes won // £150 total winnings

    Many years ago my dad and I used to track our winnings in a similar manner. We would also reinvest the winnings and create little trees showing the winnings from the subsequent bonds. He had a particular block of £300 worth which were prolific in generating prizes, and the subsequent purchases would also add to it.

    I've had miserable luck over the past 5 months, £100, no more than £25 in a month. OH by contrast has had £725 in that time. Both on max holdings.
    Make £2025 in 2025
    Prolific £229.82, Octopoints £4.27, Topcashback £290.85, Tesco Clubcard challenges £60, Misc Sales £321, Airtime £10.
    Total £915.94/£2025 45.2%

    Make £2024 in 2024
    Prolific £907.37, Chase Intt £59.97, Chase roundup int £3.55, Chase CB £122.88, Roadkill £1.30, Octopus referral reward £50, Octopoints £70.46, Topcashback £112.03, Shopmium referral £3, Iceland bonus £4, Ipsos survey £20, Misc Sales £55.44
    Total £1410/£2024  70%

    Make £2023 in 2023  Total: £2606.33/£2023  128.8%



  • becky_rtw
    becky_rtw Posts: 8,393 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    After limping to the 2022 finish line with a 1% return on £50k, I came out of the 2023 blocks with my laces tied together. Luckily Feb and March Draws have got me to £325.
    becky_rtw said:
    Ive not been able to top mine up to full holding the last few weeks so I'm hoping the draw will mean I can do this tomorrow. It keeps saying I'm full but I only have 46k 🤔
    This happened to me, I had less than the total but was blocked from buying buy more as it said it would take me over the max amount. What happened was one of my previous online purchases failed mid-transaction, but the failed amount still got added to my running total behind the scenes. You will probably need to, preferably email them about it to investigate, or call them up.


    Thanks for this I did have some failed transactions a few months ago. I will give them a call in the next few days. 
  • Swipe
    Swipe Posts: 5,648 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    becky_rtw said:
    After limping to the 2022 finish line with a 1% return on £50k, I came out of the 2023 blocks with my laces tied together. Luckily Feb and March Draws have got me to £325.
    becky_rtw said:
    Ive not been able to top mine up to full holding the last few weeks so I'm hoping the draw will mean I can do this tomorrow. It keeps saying I'm full but I only have 46k 🤔
    This happened to me, I had less than the total but was blocked from buying buy more as it said it would take me over the max amount. What happened was one of my previous online purchases failed mid-transaction, but the failed amount still got added to my running total behind the scenes. You will probably need to, preferably email them about it to investigate, or call them up.


    Thanks for this I did have some failed transactions a few months ago. I will give them a call in the next few days
    Good luck with that and their stupid phone bot. Just keep repeating you need a human and make sure you have something to occupy yourself with for the next 45 mins
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