We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Premium Bond Winner ?

18028038058078081109

Comments

  • poppystar
    poppystar Posts: 1,728 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    £75 (£25 + £50) on max holding this month. One bond purchased 20 years ago, the other almost 30 years ago. Return this year 1.6%. Not too bad as interest rate was much lower for the first part of the year - but the wins I get seem to have generally gone down as the interest rate has risen! 
  • £50 x 2, plus £100 on a £45k. holding.    (£400 prizes in year to date, which is £25 shy of my prize total for the whole of 2022)

    Wealth consists not in having great possessions, but in having few wants  (Epictetus)
  • dwsjarcmcd
    dwsjarcmcd Posts: 1,857 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Diddly squat for either myself or my wife on holdings of over £31k each  
  • Gem-gem
    Gem-gem Posts: 4,775 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    £0 for me with £5050 holdings. 
    £0 for another family member with £35k holdings. 

    2025 Fashion on a ration 0/66 coupons
    2025 Frugal challenge
  • becky_rtw
    becky_rtw Posts: 8,393 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    3 x £100 for me on 42k ish this month
    £25 for OH on around £36k

    Ive not been able to top mine up to full holding the last few weeks so I'm hoping the draw will mean I can do this tomorrow. It keeps saying I'm full but I only have 46k 🤔
  • SJMALBA
    SJMALBA Posts: 1,148 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    Me (40k) - £50  :(

    Mum (FH) - £600 (5 x £100, 2 x £50) - Her best month by far.  :)
  • inflationbuster
    inflationbuster Posts: 254 Forumite
    Tenth Anniversary 100 Posts Name Dropper Combo Breaker
    edited 2 March 2023 at 3:47PM
    Just 2 x £25.   Another month of terrible returns.  

    Premium bond  Returns
    Invested Total prize Yield Tax Year
    £50,000.00 £525 1.05% 22-23
    £50,000.00 £425 0.85% 21-22
    £50,000.00 £775 1.55% 20-21 
    £50,000.00 £725 1.45% 19-20 
    £50,000.00 £950 1.9% 18-19
    £50,000.00 £450 0.9% 17-18 starting  Nov
  • 3 x £100 & 2 x £50 on full holding. Very pleased and it’s definitely clear to see the prize fund is ticking up.
  • linz
    linz Posts: 1,988 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Nice to see some decent wind this month. Just £50 for me on FH.
    #39 - Save £12k in 2025
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.8K Spending & Discounts
  • 246.1K Work, Benefits & Business
  • 602.2K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 260K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.