Premium Bond Winner ?

Nebulous2

SandyN21 said:

SandyN21 said:

Based on max holding of £50K only since  April, my wins for this year total £550... I'm very happy with that.

How would I work out my percentage?

550/50000/3x4 x 100 = 1.47% 

Assuming you were in April's draw.  

The winnings divided by your holding times 100 gives the percentage for a full year. Dividing by 3 and multiplying by 4 gives the annual percentage for 9 months draws (three-quarters of a year) 

kinger101

£150 back over the last 12 months on a ca. £26K holding.  Not a great year.  I'll be moving it into cash ISA and savings account.  Though might invest more again next year as all my interest will probably be taxable at 45% in 2023/2024. 

RedImp_2

£100 (1st ever win of that value) + 2 x £25 on 43k.

A few people with big holdings seem to be winning less than average and are considering ditching for savings I see scanning recent pages.  Hopefully will improve the chances for remainder 😉

gt94sss2

Interest rate increasing to 3%

https://nsandi-corporate.com/news-research/news/new-year-premium-bonds-boost-nsi-increases-rates-across-several-products

eskbanker

gt94sss2 said:

Interest rate increasing to 3%

https://nsandi-corporate.com/news-research/news/new-year-premium-bonds-boost-nsi-increases-rates-across-several-products

There's some analysis and discussion of this on a dedicated thread:

https://forums.moneysavingexpert.com/discussion/6410711/ns-i-raises-savings-rates-and-premium-bond-prize

Edit: that link no longer works as the thread was unceremoniously absorbed into the 'official' MSE one:

https://forums.moneysavingexpert.com/discussion/6410812/ns-i-to-increase-the-premium-bond-prize-rate-to-3-heres-all-you-need-to-know/p1

SandyN21

Nebulous2 said:

SandyN21 said:

SandyN21 said:

Based on max holding of £50K only since  April, my wins for this year total £550... I'm very happy with that.

How would I work out my percentage?

550/50000/3x4 x 100 = 1.47% 

Assuming you were in April's draw.  

The winnings divided by your holding times 100 gives the percentage for a full year. Dividing by 3 and multiplying by 4 gives the annual percentage for 9 months draws (three-quarters of a year) 

Thank you

lr1277

3rd month in a row with zero winnings on a £32k holding.

kuepper

I got the max amount of £50 k a year ago when interest rates were v dire, but disappointingly I've only won £450 in that time ie 0.9%

S_uk

I'm wondering if anyone else has put their holders number in the prize checker webpage today and got the "sorry no luck this time" message? I wondered if they've updated it a day earlier than expected? I won a prize last month so I'm wondering why it's now changed to this message today?

RG2015

S_uk said:

I'm wondering if anyone else has put their holders number in the prize checker webpage today and got the "sorry no luck this time" message? I wondered if they've updated it a day earlier than expected? I won a prize last month so I'm wondering why it's now changed to this message today?

Mine says 2 days until the next results on 4 January.