Premium Bond Winner ?

eskbanker

SallySunshine said:

I love the randomness of winning bonds
these were taken from some this months winners in Daily Mail -Money- Savings &

Investment section
1m bought  in 10k block bought in June 2020
100k on a £25 bond bought in 2018
10k on a £50 bond bought in 2002

Anyone wishing to access this info directly from the horse's mouth can do so at https://www.nsandi.com/prize-checker/winners without needing to buy the Daily Mail (or having their browser history contaminated with a visit to its site)....

concorde1966

I have £20,630 invested now. 2 blocks worth £6,000 each, another block worth £4000 and I now have 121 blocks in total which are nearly all  £25’s. From now on though all my purchases will be £25’s and see what happens. I have won £150 in the last four draws which I don’t think is too bad.
I think of the draw as a dart board so the more I have scattered around the more chance the dart will land on one of mine....lol.

Senseicads

Another £25 came through this morning! It makes me feel like I am playing monopoly!

wiseonesomeofthetime

I have found that my five figure block of premium bonds has provided ALL of my winnings since purchased 12 months ago.

Older, smaller batch bonds have won zilch, nada, nowt.

Read into that what you will.

rothers

First draw, £50k one £25 win. 

virenque

I wonder if bonds older than 20 years even get entered into the random computer selector robot?

eskbanker

virenque said:

I wonder if bonds older than 20 years even get entered into the random computer selector robot?

Not sure if that's a serious question, but if so, the answer is the same as last month:
https://forums.moneysavingexpert.com/discussion/comment/77746754#Comment_77746754

This month's winners' list linked earlier includes a £5,000 prize for a bond bought in 1968....

Edit: and another earlier reference to this misconception:

eskbanker said:

And for another take on the perception that new bonds seem luckier, https://nsandi-corporate.com/media-resources/premium-bonds-factsheet states:

Newer Bonds seem luckier because over 95% of those currently held have been purchase since 2000.

Frogletina

I've one 6 times. What's the betting that I'll win something from the ones I bought earliest again...that was back in 1996. 1 got £50 on the first £100 so I bought another £200 in 1999 and won £50 again.

Then I didn't win again until 2017, when I got £25 from the early ones again.

The last 3 wins were from bonds I bought in 2018, each for £25, when I had a total of £4000 in bonds.

Since then my holding has increased and next month I'll be at the max, so I'm hoping it might be my turn again soon.

epm-84

eskbanker said:

SallySunshine said:

I love the randomness of winning bonds
these were taken from some this months winners in Daily Mail -Money- Savings &

Investment section
1m bought  in 10k block bought in June 2020
100k on a £25 bond bought in 2018
10k on a £50 bond bought in 2002

Anyone wishing to access this info directly from the horse's mouth can do so at https://www.nsandi.com/prize-checker/winners without needing to buy the Daily Mail (or having their browser history contaminated with a visit to its site)....

You can easily delete history from the past one hour without deleting everything.  However, the Daily Mail website contains an excessive amount of adverts on every page so simply by visiting one page on their site you're generating revenue for them and that isn't undone by deleting your Internet history.

tunde10

eskbanker said:

redpete said:

tunde10 said:

Nothing on £11k, AVG holding last 12m of about £14k & returned only £100 this year. Terrible luck.

MSE Premium Bond prize calculator says that with a holding of £14k the prizes over a year would come to £100 with average luck - so you've not had terrible luck.

As usual the calculator doesn't tell the full story, and £125 would actually be a more realistic expectation for £14K (it's just that £100 is more likely than £150, without the middle option being presented), but in any case it's been reset to look forward with the new odds, so a 0.7% return over the past year (at better odds) is definitely below par....

Thank you. The whole year i've had it is obviously with the 1.4% headline rate. So realistically, i should have made £175 so only just over half of that is terrible luck.