Premium Bond Winner ?

Deru

£25 in June.
£25 in July
£10K holding. Only topped up to 10K a few months before.

tunde10

garmeg said:

tunde10 said:

No win for me again this month
Holding of £15,500 since Dec 2019. Been in 9 draws now and only won £50 in total.
Terrible luck, decided to move £5.5k to the Income Bond (at least get some interests!) and leave £10k in Premium Bonds...

The app is only showing my July win at the moment, its too early for the August result yet ...

I see! Yes, you were right. Turns out i won £50 so not so unlucky this month haha.
If i win again in Sept, maybe my £5,500 will go back in!

AnotherJoe

JGB1955 said:

A measly £75 between OH and me on £100K.  Good news last month when my youngest grandchild (aged 2) got her first £25. I think she has about £2k in bonds, so a good result. 3 out of 4 grandchildren have won £25 in the past 6 draws - I'm not sure that ever happened for me in my first 50 years of bond ownership (first £1 bond bought in 1956... I'll never cash it in...just in hope)

I've always thought its a bit dodgy buying PB's for children/grandchildren. What happens if one wins a REALLY big sum and the others dont (which is the most likely scenario if there is a big winner) ?  That could be very divisive.

Better to hold them yourself if its small amounts you would buy them.

fly-catchers

3 x £25 for August. Total £175 on original £15000 holding for a year so the MSE calculator is spot on!

lr1277

4 x £25 on 32k.
Haven’t posted for a few months as I have either won the minimum or nothing.

Sea_Shell

AnotherJoe said:

JGB1955 said:

A measly £75 between OH and me on £100K.  Good news last month when my youngest grandchild (aged 2) got her first £25. I think she has about £2k in bonds, so a good result. 3 out of 4 grandchildren have won £25 in the past 6 draws - I'm not sure that ever happened for me in my first 50 years of bond ownership (first £1 bond bought in 1956... I'll never cash it in...just in hope)

I've always thought its a bit dodgy buying PB's for children/grandchildren. What happens if one wins a REALLY big sum and the others dont (which is the most likely scenario if there is a big winner) ?  That could be very divisive.

Better to hold them yourself if its small amounts you would buy them.

It'll be a very good lesson about the unfairness of life!!!    Or if they've been brought up to "share" then maybe they would.

Quite what would happen in the real world if a child or teenage won BIG?, as reading these forums it seems a lot of parents and grandparents seem to have a fit at the thought of the "children" having choice and control over their own money.  Even wanting to control it from beyond the grave!!

I wouldn't put it past some coming out with the line of " I bought these bonds for you, so I should be the one to "look after the money" for you, there's a good kid"

AnotherJoe

I read a story recently,  cheapskate aunt bought nephew ten quids worth of scratchcard lottery tickets for a birthday present.

One of them won big, maybe £25k or £50k i forget,  and the aunt turned up at house demanding half of it on the grounds "it was her money that bought them" !!

AnotherJoe

Sea_Shell said:

AnotherJoe said:

JGB1955 said:

A measly £75 between OH and me on £100K.  Good news last month when my youngest grandchild (aged 2) got her first £25. I think she has about £2k in bonds, so a good result. 3 out of 4 grandchildren have won £25 in the past 6 draws - I'm not sure that ever happened for me in my first 50 years of bond ownership (first £1 bond bought in 1956... I'll never cash it in...just in hope)

I've always thought its a bit dodgy buying PB's for children/grandchildren. What happens if one wins a REALLY big sum and the others dont (which is the most likely scenario if there is a big winner) ?  That could be very divisive.

Better to hold them yourself if its small amounts you would buy them.

It'll be a very good lesson about the unfairness of life!!!    Or if they've been brought up to "share" then maybe they would.

Hmm, so would say giving one of them a slice of chocolate cake but not the others and then saying "this is to teach you that life isn't fair" 

This is why my grandkids have got pretty much the same shares in their JISAs,  I dont want one to have a Tesla whilst the other has a Woodford.

Sea_Shell

AnotherJoe said:

Sea_Shell said:

AnotherJoe said:

JGB1955 said:

A measly £75 between OH and me on £100K.  Good news last month when my youngest grandchild (aged 2) got her first £25. I think she has about £2k in bonds, so a good result. 3 out of 4 grandchildren have won £25 in the past 6 draws - I'm not sure that ever happened for me in my first 50 years of bond ownership (first £1 bond bought in 1956... I'll never cash it in...just in hope)

I've always thought its a bit dodgy buying PB's for children/grandchildren. What happens if one wins a REALLY big sum and the others dont (which is the most likely scenario if there is a big winner) ?  That could be very divisive.

Better to hold them yourself if its small amounts you would buy them.

It'll be a very good lesson about the unfairness of life!!!    Or if they've been brought up to "share" then maybe they would.

Hmm, so would say giving one of them a slice of chocolate cake but not the others and then saying "this is to teach you that life isn't fair" 

This is why my grandkids have got pretty much the same shares in their JISAs,  I dont want one to have a Tesla whilst the other has a Woodford.

Ignore me, I'm just bitter because having been promised half the cake, the whole cake is being given away!!

I might be left with a few crumbs!!

But hey, at least I won't get fat on that cake (or be indepted to the cake provider!)

Primrose

There are so many PB holders who have never won anything despite holding bonds for years.  It would probably be an administrative nightmare but maybe for period during the Coronavirus recession they should breakdown one of the two Million Pound Winners and split it into £50 prizes so that a lot more people have a chance of winning something !