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Premium Bond Winner ?

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Comments

  • iron_bored
    iron_bored Posts: 40 Forumite
    WhiteHorse wrote: »
    Yes, I really can't understand why people would play the Lottery when they can buy Premium Bonds and keep their original stake.

    Is it the excitement that appeals to them? If so, then bet on a random horse, the odds are better, and so is the buzz.

    I would totally agree with this idea. I think many people distinguish "gambling" on a horse race or football match with "playing" the national lottery.
  • partlydave
    partlydave Posts: 19,646 Forumite
    Uncertain wrote: »
    Remember, with premium bonds you are losing the interest your money would earn.

    Even now you can get 4.25% (taxable) for a five year deposit. So on a thousand pounds that is £35 a year after tax.

    So, the true alternative is to buy £35 of lottery tickets.

    The way I look at having bonds and losing potential interest is that a few hundred pounds a year is not going to affect my life but winning a big prize will do, so I'm willing to take that risk.
    I've won 4 x £25 this month:T
    Justice for the 96 YNWA
    Silver linings are the best
    Do not regret growing older, it is a privilege denied to many.
    If I lay here, If I just lay here
    will you lie with me and just forget the world ;)
  • Notadamsmith
    Notadamsmith Posts: 126 Forumite
    2X£25 this month.
  • Notadamsmith
    Notadamsmith Posts: 126 Forumite
    altocumulus wrote: »
    Both my kids have at least £100, and in 25 years, neither have won anything (yet !)
    We bought £100 for grand-child 16 years ago - nowt won.
    By "lots" I meant some ks.
  • seven-day-weekend
    seven-day-weekend Posts: 36,755 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    £25 for me! :)

    We have £6k between us and usually win at least five times a year, sometimes more.
    (AKA HRH_MUngo)
    Member #10 of £2 savers club
    Imagine someone holding forth on biology whose only knowledge of the subject is the Book of British Birds, and you have a rough idea of what it feels like to read Richard Dawkins on theology: Terry Eagleton
  • kolibri
    kolibri Posts: 471 Forumite
    2x £25 for me. 30,000.00 holding
    I must be unlucky as I only won £150 (in total) since March... :o
  • Valli
    Valli Posts: 25,507 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The Valligirl (DD) (£300 holding) has won £25
    Don't put it DOWN; put it AWAY
    "I would like more sisters, that the taking out of one, might not leave such stillness" Emily Dickinson
    :heart:Janice 1964-2016:heart:

    Thank you Honey Bear
  • cathh70
    cathh70 Posts: 165 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Woohoo, my first win!
    I have held £100 sine 1996, and bought another couple of hundred in each of June, August & October, not forgetting my £1 that was given to me in 1970!
    Winnings of £25 from August 2011 purchase.

    I can see online that I have a win, but can someone tell me when it will be added to my account balance?
    _____________________________________________Mortgage 1 £80k paid off july 2014Mortgage 2 £213k paid off May 2021
  • dasherman
    dasherman Posts: 252 Forumite
    Part of the Furniture 100 Posts Photogenic Combo Breaker
    cathh70 wrote: »
    I can see online that I have a win, but can someone tell me when it will be added to my account balance?
    It will only be added to your other bonds if you have requested 'reinvestment' - you will recieve a statement in a week or two. Otherwise you will get a cheque sometime this month.
    FIRE !!!
  • Magnolia
    Magnolia Posts: 1,299 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    2x25 for me bliss2.gif

    I am easily pleased :o

    £21000 holding.
    Mags - who loves shopping
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