We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
Premium Bond Winner ?
Comments
-
>>>> The way I look at having bonds and losing potential interest is that a few hundred pounds a year is not going to affect my life but winning a big prize will do, so I'm willing to take that risk.
Me too.
Also, half the money held in Premium Bonds is money I inherited 3 years ago and is earmarked for a new car. Many people would have splashed out on the new car straightaway, and depreciation would have eroded the capital value greatly in the three years. My existing car is adequate, and I still have my capital! Yes, I could get better interest elsewhere but I have a chance of winning a big prize in the meantime (until I really have to get the new car). Having it 'tied up' in PBs delays me rushing to spend it on a car (or anything else!) on a whim. When I eventually get the new car, it should, hopefully, take me X more years into the future that it would if I'd splashed out straightaway.
Everything's relative. I'm happy with my choices!
£100 + £25 for me this time :j , (after a poor 12 months
). First time I've ever seen a £100 ! 
:):D:) 0 -
Checked their website a few days ago after having an email to say I had won a prize, to find I had won 1x £25.
Today 2 X £25 had been paid in to my bank account.
Not that I am complaining.I used to be indecisive but now I am not sure.0 -
2 x £25 for me my first ever win

I have 6300 in bonds, only 6200 in the draw this mth, and the winning tickets where from the 6000 batch I brought in Aug
Aspiring to be financially independent.... from my parents!0 -
1 x £25 win for me this month
Bond £20,000 purchased Feb 2011 11 wins of £25 to date0 -
Three-quarters of a million people are sitting on £40m in unclaimed Premium Bond prizes (one woman is owed £100,000!)
Read more: http://www.thisismoney.co.uk/money/saving/article-2062337/Three-quarters-million-sitting-40m-unclaimed-Premium-Bond-prizes.html#ixzz1dvkxTWk5Never let the perfume of the premium overpower the odour of the risk0 -
I have had various amounts over the past few years, had £10k for a year, won £1200 in total, happy with that. Now have about £1000, won nothing for ages.
Friends mum, I talked her into getting some, bought £5k, first month, wins £100k. Gutted.
Delighted for her of course. But gutted.0 -
I feel your pain.:(I have had various amounts over the past few years, had £10k for a year, won £1200 in total, happy with that. Now have about £1000, won nothing for ages.
Friends mum, I talked her into getting some, bought £5k, first month, wins £100k. Gutted.
Delighted for her of course. But gutted.0 -
Invested £4000 in April, won £25 last month after withdrawing £3000. Quite pleased.
N.Never be afraid to take a profit.
Keep breathing. :eek:
Just because I am surrounded by FOOLS does not make me wise. :j0 -
Higher winner December online http://www.nsandi.com/savings-premium-bonds-high-value-winners
Doesn't show my winnings for October in my prize history. What a site!0 -
Not a high winner this month but still the lower prizes to wait for!
Good luck everyone
:xmastree:Mags - who loves shopping0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.8K Spending & Discounts
- 246.1K Work, Benefits & Business
- 602.2K Mortgages, Homes & Bills
- 177.8K Life & Family
- 260K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards

