Premium Bond Winner ?

Dan29

Lea37 wrote: »

He won a £500 at some point last year too. He's way luckier than me.

Didn't he win £100,000 a couple of years ago? I guess that makes him luckier than any of us here

Gazza666

£100.00 for me this month.

yearly prize total so far £5,150.00 ..... holding £17,100.00 all wins reinvested as I live abroad I cant get ISA account .... will let them build for at least 3 years before I decide to sell or not.

maria340

I've had £1600 worth for 9 years and £200 for 33years,
Never won a penny.
Cashing them in this week. Will probably leave £100 in there.

mayb_2

Lets hope that's going to be your lucky £100 Maria!

Lea37

Dan29 wrote: »

Didn't he win £100,000 a couple of years ago? I guess that makes him luckier than any of us here

Yep.

I suppose I was hoping it would rub off on me but no such luck.

:rotfl:

mayb_2

The thing is you never know when Lady Luck will chose you - that's why I hang in there with my PBs. There may be more chances on other bets but this one at least hasn't actually cost you anything to take part. I do know it is very possibly losing compared to putting your money in the latest high interest account, but if I ever win big that will kick them into touch and if I don't well it served its purpose for me anyway.

Jonbvn

mayb wrote: »

The thing is you never know when Lady Luck will chose you - that's why I hang in there with my PBs. There may be more chances on other bets but this one at least hasn't actually cost you anything to take part. I do know it is very possibly losing compared to putting your money in the latest high interest account, but if I ever win big that will kick them into touch and if I don't well it served its purpose for me anyway.

Yes it does cost you something to take part - the loss of interest you would have got in a high interest account. With a 30k holding that equates to 1,800 per year, or 150 per month.

Of course, if you win big then it more than outweighs any interest. However, that isn't saving - that's gambling!

mayb_2

Thanks Jonbovn but I don't have a £30,000 holding just £3500 and I can't be bothered to do the maths on that, because it equates to 3500 £1 lottery tickets, which equates to about 10 years of lottery tickets and not winning a penny. On the other hand I have had a fair return from PB's most years so far and feel it is worth the gamble as I have said before.;)

I am aware it is gambling but it is without the loss of your stake, which needs to be taken into account when looking at these things. I do not gamble on anything else and in any other way. So in the long run I think I could have lost £3500 in wasted lottery tickets. Which, of course, other savers may spend in that period of time outside of their savings. Either way if I win big it all becomes immaterial as you say. So here's to that possibility :beer:

Tye_Twad

Quite worrying that there dosent seem to be many big winners (over 5k) given the amount of people with max holdings.
i have £25k in p.bonds built up over 2-3 yrs, and have never won more than £200 in a month.
normally get between £50 & £200, and about 1 in 5 draws get nothing.
as long as i keep getting about 5% return i'll keep the money in. and i do enjoy checking the numbers every month, even though it normally ends in dissapointment.

mayb_2

Love the name tye twad - I think I must be a relation!!