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Premium Bond Winner ?
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Second month after dropping from FH to £15k, and I've won £150. Very happy with that, given that my default expectation is now nothing1
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Very poor on FH! A miserable £25Mags - who loves shopping0
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£100 on a full holding, and £50 on £20.4k. Rolling annual return up again slightly at 2.45% and 3.35%.
We have used all our savings allowances so would be taxed if this was interest, so these equate to returns of 3.1% and 4.2%. Which we could beat….
Fashion on the Ration
2024 - 43/66 coupons used, carry forward 23
2025 - 62/892 -
I didn't win anything, although tbh, I've only got a handful left. At one pint I held 10k worth of PB and never won a bean for 3 years!
Whilst some said, well you should have won something by now, apparently, it's not that unusal:
Needless to say, I withdrew my 10k and put into a child's ISA where it has been gaining 5% a year since! That's good enough for me & I'm winning every month with interest - Enough said!~ NSD 2025 - NSD August 13/20 (7 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - Ongoing - 1 x £25 Voucher Redeemed, 20 FREE Books of RM Stamps & Presentation Packs.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £212.50 / £2025 (4) 💯💯💯# No.12 Save £2 a Day 2025 2025: £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £16,543.30 / £12,000 💯 - Continuing1 -
2 x £50 on FH1
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I've had £10,000 in Premium Bonds for the last 5 draws. In that time I've won £100. A 2.4% annualised return isn't terrible but here's hoping that my luck improves in the next few draws.1
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£150 (1x£50 & 1x£100) win. £10k holding.£450 YTD winnings.1
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4th month on the trot with no wins and a holding of £22k0
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£100 on FH. It's been a rubbish year (so far).
Jan - £175
Feb - 0
March £100
April £100
May £50
June £25
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My recent winnings are
May £125
June £25
July £100
Total £250
I think I must have above average luck. I have about £15kI worked out an ISA would have give me ~ £185 over the same period1
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