Premium Bond Winner ?

lr1277

£0 on a £11.6k holding.

So that is a recent history of:

Jun 2025 - £0

May 2025 - £25

Apr 2025 - £25

Mar 2025 - £25

Feb 2025 - £100

Jan 2025 - £25

Dec 2024 - £50

njkmr

£150 on FH this month.
Happy enough with that.

Pucky89

£150 on FH. Since starting:

Apr £250
May £700
Jun £150

Afourteen

Total this year to date £250 on a £49K holding - just hoping for a bigger win to compensate. 

Mr.Mean

A disappointing £zero this month for a £30k holding. Best prize ever won has been £1k, Overall return has been close to advertised rate so can’t really complain, if someone’s going to win the million, a lot of people have to win nothing at all, always disappointing when the nil win is yours though.

ukbren

£25 for me on just over £8k. Second month running.
The impressive stat is that the win came on a £150 block purchased two years ago that also yielded a £100 win last November. I wouldn't mind a few more £150 blocks like that

fearbeag

justwantedtosay said:

MrsArtsandCrafts said:

Full holding:

Jan £300
Feb £325
Mar £225
Apr £250

Total £5,400 over 22 months

Good grief! What's the trick? On my full holding it's been;

Jan £0

Feb £250 - my best ever month

Mar £0

Apr £125

May £0

Total £2,600 over 22 months - less than half your winnings!

Since I started keeping a record I've never been ahead of what you'd expect "with average luck" just on prizes up to £100 - I doubt I'll ever win anything more than that. I should have put it in a long fix when they were over 6% - I've been burned too badly on stocks and shares to go down that path again. Trouble is, I keep kidding myself that just maybe I'll win a big prize...

I know that this may sound stupid as all the number picked are random however, my wife and I have full holding and I deliberately bought both sets at the same time giving us two sets of consecutive numbers. In the past when we didn't have consecutive numbers we didn't have as many winners. Coincidence ?. One way to test this would be to cash them out, put your money in a high interest easy access account for a few weeks and just before the end of the month buy back in again in one go which all will be consecutive. You will miss out on one month but this will be mitigated by some interest earned. Yesterday we checked and my wife had three winners totaling £100 and I had six winners totaling £350 so £450 in total from two full holdings. Good Luck    

eskbanker

fearbeag said:

I know that this may sound stupid as all the number picked are random however, my wife and I have full holding and I deliberately bought both sets at the same time giving us two sets of consecutive numbers. In the past when we didn't have consecutive numbers we didn't have as many winners. Coincidence ?. One way to test this would be to cash them out, put your money in a high interest easy access account for a few weeks and just before the end of the month buy back in again in one go which all will be consecutive. You will miss out on one month but this will be mitigated by some interest earned. Yesterday we checked and my wife had three winners totaling £100 and I had six winners totaling £350 so £450 in total from two full holdings. Good Luck    

Yes, coincidence - the draw is random and having consecutive numbers makes no difference to the odds of winning.  If you had better results after selling non-consecutive ones and buying consecutive ones, it's human nature to believe that it's because you bought the latter (or that it's because they're newer ones, another myth) but there is no such correlation.

jackrack

njkmr said:

£150 on FH this month.
Happy enough with that.

Happy with 3.6% (£150 on £50k) really? Best easy access ISA is 4.85% So that would have been £202.08 per month (excluding compounding!) 

GrubbyGirl_2

jackrack said:

njkmr said:

£150 on FH this month.
Happy enough with that.

Happy with 3.6% (£150 on £50k) really? Best easy access ISA is 4.85% So that would have been £202.08 per month (excluding compounding!) 

Many people who have a full holding are already maxed out on their ISA limit, I know I am.  If you're a 40% tax payer that £202 you quote drops to £121 so the premium bonds were a much better bet.  And no ISA is ever going to potentially pay you £1million for your £50k investment!