A&L Premier / Premier Plus accounts (Merged Threads)

fruityslh

As you do not use the mobile insurance or the airport lounge i'm assuming you use the AA cover and the travel insurance. The alliance & leicester account will offer you the travel insurance with a 0% O/D for 12 months (i've just got the A&L account and it opened and I had the OD on the A&L before I shut down my old bank account so I just paid a cheque into my old account to get my O/D at 0%), A&L also match the O/D level on your old account if you want, just have to send them some proof of your OD level.

Are you paying £15 or £10 for the platinum account? as if you have a privilege account manager they will reduce the monthly fee to £10, so £120 a year, can you get the AA cover for cheaper than that? (Bet you can)

Good luck in choosing, I've not had any further problems with obtaining credit since I moved bank accounts.

phoebe03cat

Well, I never knew about the account manager payment, especially annoying as we have logged with them that we don't want to be continually rung up and they don't contact us any more! Bet I'm still paying the fee though! Wot a load of ****Will give it a month to get the virgin transfer shaken down, use the egg card as a mule to shift the dregs over and then look at A&L. Cor...Thanks

loobs40

Re the £1000 pay in rule, since the A&L is not my main account, I move £1000 in and then out again from another of my accounts just to satisy this requirement

laurat

Ah that's brilliant Loobs - think will do that then! Thanks

phoebe03cat

Have just been into LLoyds who say at the desk that they know nothing about the £10 reduction for not using the privilege a/c manager. In the next breath they ask me if I would like to make an appointment with my personal a/c manager! I explain to them that I just don't want it to be highjacked as a vehicle for selling more of their products so they cut my time down to half an hour from an hour. GRRRR. Looks like changeover time....

mrsw

Anyone know iif you have to keep paying into the account once the referral incentive has been paid, and for how long?

grumbler

Have a look to this thread: A&L transfer money question
*I think* you can lose travel insurance too.

jo_b_2

mrsw wrote:

Anyone know iif you have to keep paying into the account once the referral incentive has been paid, and for how long?

Yes, you need to pay in a minimum of £1000 (Premier Plus) or £500 (Premier) EVERY MONTH or they will charge you a fee.

KTF

jo_b wrote:

Yes, you need to pay in a minimum of £1000 (Premier Plus) or £500 (Premier) EVERY MONTH or they will charge you a fee.

I cant see reference to a fee in any of the t&cs.

grumbler

KTF wrote:

I cant see reference to a fee in any of the t&cs.

Terms & Conditions : 32.5
Interest Rates & Charges: