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Daily chat thread 18th March

Morning everyone! Has anyone else had their tax credits go in today instead of tomorrow? Checked the bank this morning and mine had gone in... very strange but very welcome as we're literally down to fumes in the car! lol!

Anyone up to anything nice today?
Total 'Failed Business' Debt £29,043
Que sera, sera. <3
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Comments

  • penguin83
    penguin83 Posts: 4,817 Forumite
    Part of the Furniture Combo Breaker
    Morning IA and everyone else.

    I am off work today yeay! Got my daughters first ever parents evening tonight so I am now officially a grown up.

    OH and I off for lunch today. We havent been out just the 2 of us for ages so its a little treat but it wont be expensive.

    Other than that just catching up on housework and paperwork and enjoying not going to work!

    x x
    Pay Debt by Xmas 16 - 0/12000
    There is something about the outside of a horse that is good for the inside of a man.
  • floss2
    floss2 Posts: 8,030 Forumite
    It will probably be because of the bank holiday.....you may get next week's early too (but don't spend it early:))

    Bloomin' cold on the Lancashire coast today - gritters were out all day yesterday in the blazing sunshine but it was cloudy overnight so no frost & road salt everywhere :rolleyes:

    Got lots of minutes to type up today :(
    Ironing waiting at home, along with vaccing & mopping the floors :(
    Tesco delivery man brought our wine order - doubled up the value of our vouchers so spent half the usual amount :)
    AND brought Computers for Schools vouchers for the full value :D
    Only 2 more days in work after today until 31/3 :)

    Have a good day everyone :wave:

    Floss x
  • bank_of_slate
    bank_of_slate Posts: 12,922 Forumite
    10,000 Posts Combo Breaker
    I'm at home all day because my daughter isn't well (currently snuggled up on sofa watching Wonderpets)
    ...Linda xx
    It's easy to give in to that negative voice that chants "cant do it" BUT we lift each other up.
    We dont count all the runners ahead of us & feel intimidated.
    Instead we look back proudly at our journey, our personal struggle & determination & remember that there are those that never even attempt to reach the starting line.
  • penguin83
    penguin83 Posts: 4,817 Forumite
    Part of the Furniture Combo Breaker
    Hugs for your littleun Linda

    ps I think wonderpets qualifies as the most annoying programme ever! All together now ...the phone is ringing! x x
    Pay Debt by Xmas 16 - 0/12000
    There is something about the outside of a horse that is good for the inside of a man.
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    Morning all,

    Was in a right rush to get everything ready for uni this morning, then thought, best just check my emails and a bloody Amazon book sold so I've had to run around looking for it, printing the delivery note, finding a jiffy bag.
    So now I think sod it, I'll be a bit late, I need a cuppa!
    No longer using this account for new posts from 2013
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    lol gemmz what a busy start to the morning!
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • bank_of_slate
    bank_of_slate Posts: 12,922 Forumite
    10,000 Posts Combo Breaker
    Chill Gemmzie before your head explodes!
    sit down with that cuppa
    ...Linda xx
    It's easy to give in to that negative voice that chants "cant do it" BUT we lift each other up.
    We dont count all the runners ahead of us & feel intimidated.
    Instead we look back proudly at our journey, our personal struggle & determination & remember that there are those that never even attempt to reach the starting line.
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    More hassle than I needed before 10am but it's a more expensive book so should make all of about £1.50 for my efforts :rotfl:
    No longer using this account for new posts from 2013
  • bank_of_slate
    bank_of_slate Posts: 12,922 Forumite
    10,000 Posts Combo Breaker
    I just ordered Scrubs series 3 on DVD from CD wow with my evoucher earned from Toluna surveys!
    *Offers round the biscuits*
    ...Linda xx
    It's easy to give in to that negative voice that chants "cant do it" BUT we lift each other up.
    We dont count all the runners ahead of us & feel intimidated.
    Instead we look back proudly at our journey, our personal struggle & determination & remember that there are those that never even attempt to reach the starting line.
  • Toto
    Toto Posts: 6,680 Forumite
    Part of the Furniture Combo Breaker
    Morning everyone. I'm still a bit undecided about the house. We had the mortgage AIP yesterday which is a start. Hmmm oh I dunno, I have a list of reasons why this place isn't the best for us and the only reason I've got for not buying the other house is I'm worried about the state of the housing market. I've got the 'what ifs' going on. We can afford the morgage easily but what if we need to move because of work in a year or two and the markets have dropped and what if there is a major resession and the music industry grinds to a halt. I honestly really don't know what to do. I keep telling myself that I'd carry on saving, all be it half of what I can save here and rather than overpay for the time being we'd leave it in ISAs for an emergency fund.

    I guess the debt free lifestyle has become so ingrained I'm finding it really hard to get into debt again, even if it is a mortgage.
    :A
    :A
    "Everyone is a genius. But if you judge a fish on its ability to climb a tree, it will live its whole life believing that it is stupid" - Albert Einstein
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