Hayley's Debt Free by Dec 08 Diary

beanielou

You could always just pop the Littlewoods catalogue in the recycling when you get it~ that might help you resist temptation instead.
Treat yourself to something from Primark instead!

Mrs_Sparkle

Just wanted to say hello Hayley and well done for starting a diary. Good luck with your mission- you sound very determined to me x

thepinklady

beanielou wrote: »

You could always just pop the Littlewoods catalogue in the recycling when you get it~ that might help you resist temptation instead.
Treat yourself to something from Primark instead!

Thats exactly what i do now, chuck them away before i've even had a chance to look, the only way to stop me wanting to order stuff!!

I never used to shop in Primark, now i can't stop shopping in Primark. I buy loads every time i go in and its never ever over £30. The Primark in Oxford St (London) is amazing, who needs House of Fraser when Primark is just as good - okay not quite but i love all the PJ's Primark do

racer256

Hi Hayley, Just wanted to wish you luck. I love Primark too. I just wondered what you planned to do with the extra money once your debt free. I feel if you have a goal it will keep you motivated. Mine was to go on holiday as I desparately needed one and then I brought myself some things I needed.

thepinklady

Thank you Racer256.

Once i am debt free all the extra money i have a month will be going towards starting university next year. I will need all the money i can to get me through 3 years of being a student at the age of 24.

babes21

hayley_bass wrote: »

but i love all the PJ's Primark do

Oooh me too, must make a trip to Primark soon .

thepinklady

:mad: for some reason my Littlewoods bill for next month is more than usual, i can't work out why the amount has gone up, I've not ordered anything in months, and the amount is usually about the same every month. I have now got to find an extra £60 before the 14th April to pay my £241.92 bill.

The only way i can think to come up with the money is take less spending money to Paris next week - bit sad about that as i had saved so i could enjoy myself in Paris and not worry about money.

I don't have anything i could sell on ebay - apart from items i want to keep. I could sell my new ipod as i don't use that often, but its handy to have for when i go running.

thepinklady

I've just had another look at my statement on Littlewoods for April and i've now worked out why its gone up, i had totally forgotten about an item i ordered last year on buy now pay April 08.

I now have to think about how to come up the extra £60 a month for the next 4 months.

thepinklady

Some good news - I've just checked my Quidco account and its showing £71 has been paid on the 21st March - so that should show in my bank account this week. What a great time for Quidco to pay out - that will cover the extra £60 i need for my Littlewoods bill :j:j:j

ferrett

Well done, your doing well.

make sure to keep those costs down at work and just remember that £1 on a bottle of coke at work every day is around £260 a year!

Im doing well aswell, I got abit of a bonus from work also which has helped me pay back all my ccards now so ive just got my loan left in less than 4 months.

p.s. When are you away to Paris?

Im away with my gf on 11th April for 4 days so im really looking forward to that. Its for her b-day.