Council house entitlement!!!

MissMoneypenny

MrsE "Minimum wage will bring in around 10.5k for a full time job (my friend & I worked it out this morning), two adults earning that wouldn't be left with any more than 17K after tax.

Minimum wage is £5.52?
£5.52 x 40 (hours per week) = £220.80 x 52 (weeks in the year) = £11,481.60

multiply by 2 (for both adults) = £22,963.20pa
plus child benefit
plus child tax credits?
plus whatever other benefits they qualify for.

MrsE_2

MissMoneypenny wrote: »

MrsE "Minimum wage will bring in around 10.5k for a full time job (my friend & I worked it out this morning), two adults earning that wouldn't be left with any more than 17K after tax.

Minimum wage is £5.52?
£5.52 x 40 (hours per week) = £220.80 x 52 (weeks in the year) = £11,481.60

multiply by 2 (for both adults) = £22,963.20pa
plus child benefit
plus child tax credits?
plus whatever other benefits they qualify for.

Try 37 hours per week.
More realistic

immoral_angeluk

MrsE wrote: »

I have a bee in my bonet because of this......

They are tax payers, paying their way.
They are council rent payers, paying their way.

NOW why don't you go & have a go at a family that are happy to sit on benefits (eitheron "the sick" or job seekers or whatever) & get EVERYTHING paid for them & this this financially struggling family alone.

Oh, I know why, because its not PC to say anything to the benefit takers, so lets hammer this woman who has a council home (she pays rent for) instead.

Also being from the south, I understand there is a massive problem for families & couples on "normal" wages every being able to get on the propery ladder.

Houses are NOT 35K down here you know:rolleyes:

:T :T :T :T :T :T :T :T couldn't agree more.

RoxieW

MrsE wrote: »

I have a bee in my bonet because of this......

They are tax payers, paying their way.
They are council rent payers, paying their way.

NOW why don't you go & have a go at a family that are happy to sit on benefits (eitheron "the sick" or job seekers or whatever) & get EVERYTHING paid for them & this this financially struggling family alone.

Oh, I know why, because its not PC to say anything to the benefit takers, so lets hammer this woman who has a council home (she pays rent for) instead.

Also being from the south, I understand there is a massive problem for families & couples on "normal" wages every being able to get on the propery ladder.

Houses are NOT 35K down here you know:rolleyes:

Well if you are going to be rude then I'll alter my tone then shall I!

Houses are not 35K up here either- what an ignorant comment to make. If you cant afford to live where you live - I certainly couldn't, as much as it would have suited me - then MOVE! Its not rocket science. Why does the world owe you your ideal??

It's not my intention to 'hammer' anyone. I was giving my opinion, as you have given yours. I know what it's like to struggle on a low wage, lady. When we had our first child, hubby was still studying. As such, we were not entitled to claim any benefits and struggled on student loans and overdraft - all of which have to be paid back. We found a tiny place to rent on a grotty street. It was all our circumstances could afford. If you want something different then you have to change your situation, not expect it to be given.

Why would I have a go at the sick or people looking for jobs? They're the ones who need this council accommodation. Fair enough - the people who play the system are in the wrong but this thread has nothing to do with them so why bring them into it?

Yes they are tax payers. Yes, they are council rent payers. But they are paying a lower rent - much lower from my experience. Is that solving this countries housing problem? No! I've AGREED that there should be more affordable housing. I haven't 'hammered' the OP for having a council flat. Fair enough, they are a low income family. They should get help. BUT I do not agree that they should be 'entitled' to, nor should they expect to be entitled to a bigger place when thousands of families need more space but cant afford it.

I have nothing but disdain for the ones who play the system - I know first hand what a bleak life it can be. I lived on a council estate with my Mum who didn't want to work. Why work for something that you can have handed to you for free? We were caught in 'the poverty trap' because she didnt want to do anything about it. I babysat for woman down the road who didn't have a gcse to her name, but did an access course and trained to be a nurse. She then moved off of the estate into a small 2 bed place with her children - her own home. I'll never forget her determination - studying at night when her kids were in bed. SHE was the role model i looked up to and wished she'd taken me with her!

The above is not directed at the OP - but MrsE seems to want to talk about the ones who play the system as apparently I daren't criticise them for fear of being unPC. Well there you go - is criticising my own mother unPC enough for you?

PS the income figures you have quoted isn't strictly true as they will also receive around £4000 a year in tax credits/child benefit.


To the OP - I'm sorry if you think I am 'hammering' you. Its not my intention - I have offered my opinion but I seem to have to keep defending it.

in_debt_again_but_dealing_with_it

How much bitterness is bouncing round on this thread! If you own your own home (or 2) congratulations and well done to you (said without bitterness but with a great lump of envy) - I wish I could afford my own home at 43 thats highly unlikely. I'm fortunate cause my dh is a school caretaker so we live on site (STILL PAY RENT THOUGH!) and any improvements we make (if we're allowed to) is dead money! With an average weekly council housing rent of £80 per week, renters will have paid £104,000 in 25 years and still be renting and facing renting till they die. Those with 25 year mortgage will own their home and face no further mortgage payments. Obviously this doesn't include inevitable rises in rent and property value. Not difficult to see who the winners are ..... not the renters!

We seem to be returning to the "Upstairs/Downstairs" generation - if you're poor send your kids down the mine or up the chimney and definately kick them out of home at 18 ... they're adults! We could always put them in ghettos, gated of course so they can't get out and society doesn't have to see them!

neas

I sympathise with the OP and you too bluemonkey..

You have to understand though... that in economic instability people like to point fingers. Many people looking for houses really do need them, but some just sit on their porches drinking beer all day while the government pay their way.

Its harder to get council housing than it was before, but I used to live right next door to a council estate, the people who lived there had alot of crime, no money and generally had alot of bad youths causing trouble to the local community centre (paid for... by the rest of us.. .for them)..

The whole Chavy culture that goes with Council estates is appauling. Its hard to stomach when people are working their !!! to the bone to try and get on the housing market... some of us are putting off children longer and longer and its alittle bit bitter to swallow that a 18 year old has a family of 2 and a subsidised house while i am 8 years older and have nowhere near the same sort of life as her... Its an upside down world sometimes.

Im not berating anyone im just saying that the Council housing scheme and benefits is being abused by quite a few people... and this is why people (like me and others) are !!!!ed off... this also means its under strain so you can't get a good house and have longer waiting lists.

What happens when economy screws up? Do you really think more council houses will be created?... Supply and demand... More will be neded because more people will loose their job, less will be made because theres no money to create housing.

Other societies around the world dont have these forms of benefits.. and go about their business fine. In england we have a really good country for benefits.

Its hard to argue, but you can see my point... Some people have children without thinking about it, without being responsible and are rewarded with a house while those that wait loose years off their family age.

emily_jackson

funguy wrote: »

Yep agree with the above posts!

I hate hearing about council dwellers wanting bigger houses just cos they need to share rooms. Us other folk have to work our butts off to be able to afford bigger houses and i think everyone should have to do the same!

There's no need to insult people! Just because you live in council accomodation doesn't mean you're lazy. There are plenty of haerd-working people in council accommodation and plenty of lazy people who ownt their own homes! One day your circumstances may change and you may have to live in council accommodation. Does that mean you are lazy? :mad:

emily_jackson

neas wrote: »

Knock another kid out, Works for most of the locals here.
I was tempted to do the same, quit my job, get my fiancee pregnant and get a free house for life... seems a good plan to me .

Yes, very mature :mad: :rolleyes:

emily_jackson

Eli wrote: »

If I may be so blunt........

OPINIONS ARE LIKE ARS3HOLES....
EVERYONE HAS ONE

Yes, but people can also be polite

neverdespairgirl

blue_monkey wrote: »

RoxieW, while you might think it is fab to be 'self employed' it isn't! No advantages of sick pay, holiday pay etc... plus no 'guaranteed income' if no-one wants your service you don't earn any money. My friends OH is self employed and works 14 hours a day 7 days a week and my friend also has to go out to work so they can pay the bills/mortgage. If he is ill or go on holiday they lose his income. I am sure there are positives, but for the main breadwinner then it is very hard work.

I think being self-employed is fab. I am, my OH is, my Dad is too (and he was the only breadwinner when I was a child).

Yes, you do have to be careful and budget, and not spend extra just because you get a nice cheque in. And no sick pay, maternity pay, or holiday pay. But I love it, wouldn't change it for anything.

If I wake up and decide to work at home for the day, I just do. If I want to pop home and see my son, I can.