:( jamiedodger's back again

JAMIEDODGER

i love fridays:D

today should be a NSD:) i dont think theres anything i need to buy today. will have to dish out pocket money tomorrow. its looking like there should be some money left at the end of the week!!!

i have checked online banking and everything looks hunkydory:D there should be two dd's and a cheque to come out before the end of the month and the money is there to cover them, there should be a little left over which can be paid into emergency savings.

i am planning on calling up for clubcard plus today as another way to increase my clubcard points, which i want to transfer to airmiles. i signed up with the airmiles site and also phoned them to ask the valid to date for the airmiles, they said there isnt one:) perfect for me as i want to save them to travel when the children are older. i am going to aim for 3000 clubcard points by the end of the year, this will give me 720 airmiles....i currently have 865 points:)

i have some empty cartridges to send in so have picked up some of those bags to send them off in:)

must go wake up kids now....

edited to say, non school uniform...another 50p!!! money in purse now down to £28.06 now:)

JAMIEDODGER

yesterday was a really busy day, two lots of visitors and a late night:D

money in purse now down to £8.36 , on friday i dished out pocket money and bought cigarettes and posted a parcel. i am now going to put £5.00 into savings, which leaves me with £3.36 to last 3 days (sun, mon, tues).

yesterday was a NSD (first of the week:() today i will be picking up a news of the world for the £5 off £30 spend voucher. hoping tomorrow will be a NSD.

have decided to have my food shopping delivered this week, as i have a code for 1000 points. i am still trying to run down the stocks of food i have in so to keep within the GC for july. leftovers from the food budget will be probably put into emergency savings.

i did phone up on friday and ask for a clubcard plus, so i am waiting excitedly for the application forms to arrive:D

JAMIEDODGER

having bought a NOTW (or 3) yesterday, i have decided to do grocery shopping a different way this month. these vouchers have to be used this week, so i will be 'borrowing' money from my savings to pay for this upfront and pay it back over the next few weeks.

this week has amounted to very few NSD's but for a very good cause. i have now cancelled my tesco delivery for wednesday and will be having it somewhen else during the month instead.

i have nearly finished a complete meal plan for the month. i have made a shopping list to go with it and will be buying from this. i plan to use up stocks from the cupboard, fridge and freezer too. i am hoping all this combined with the vouchers will save me a lot this month:D

i transferred my remaining £2.41 to the emergency fund this morning. i am happy with how everything is becoming much easier to manage and the debt is coming down slowly. fantastic:D

JAMIEDODGER

tomorrow is the start of a new month:D

my aims for july.....

- to keep within £200 for grocery challenge making best use of coupons, vouchers and online codes.

- to pay back my parents at least £200

- to pay off at least £130 on credit cards

- to stick to my meal planner and budget as much as possible

- enjoy the 4k challenge and keep within budget for that

- collect as many clubcard points as possible (aim is 3500 by end of july)

- send off cartridges for extra clubcard points

- do not buy any books, dvds or cds

- try and make at least £20 extra this month by ebay, amazon (all to go towards holiday in august)

- continue to save in my emergency fund and have at least £20 by end of july

- sign up for clubcard plus to increase my points


thats enough for me to be getting on with:D i love the start of a new month!!!

donner_kebab

Well done JD! Looks like you are right on track and really focused too! I am like you, love the start of a new month...can't believe that it is July already! Good luck with all your plans...I need to take a leaf out of your book I think...and make some aims for the month, help keep focused!

JAMIEDODGER

Thanks DK, goals are great and it does keep me very focused:D


1st July ad 1st day of the 4k challenge for me....

off to tescos twice today to use up 2 x notw vouchers:D will go again tomorrow to use up the last one. also have a 25p off voucher to use!!

car insurance went out today £37.66 so have written that down in my challenge book.

filled in application forms for a tesco savings account last night so will be posting them back today, this will be used for my general savings....when i have some:D

payday tomorrow, have written out a budget for that and am hoping to pay my parents back another £50 this week:)

JAMIEDODGER

spent £62.49 in tescos and used 2 notw vouchers:D

i am taking the money for these early shops out of savings and then paying it back to myself weekly over the next 4 weeks, by the end, i should have all my savings back and have spent less than usual on shopping as have taken advantage of all those notw vouchers and codes:)

have to go check oil and water in car after lunch as its the 1st of the month......

dinner prepped and ready to go after i get back from ds3 sports day:)

dottyanne

hi there - not been on for a few days as not been too good but wanted to catch up - youve set yourself some great challenged this month so im going to do the same. Ive started the piggy pot savings too and have paid my phone bill in one go (ouch) so now have already put some aside for the next bill. i feel the same as you am quite determined to get rid of this debt once and for all! good luck your doing great!

brummiebabe

Hi Jamiedodger

I always used to follow your threads when I first joined MSE a few years ago & am pleased to see you posting again (although obviously wish you didn't have to...if you know what I mean;) )

Have just caught up with this thread - you've done really well & seem to be right back on track:T

I shall keep reading (and may post occasionally!)

Best of luck - you know you can do it!

JAMIEDODGER

dottyanne wrote: »

hi there - not been on for a few days as not been too good but wanted to catch up - youve set yourself some great challenged this month so im going to do the same. Ive started the piggy pot savings too and have paid my phone bill in one go (ouch) so now have already put some aside for the next bill. i feel the same as you am quite determined to get rid of this debt once and for all! good luck your doing great!

well done for paying the phone bill!!:T its brilliant this debt busting business isnt it:D