The 'We're saving for a deposit' thread

quintwins

mines good and hubbys is fair so it's in his name it only has a tiny £200 limit but if we do need a mortgage at some point we wanna be in with a chance of getting some of the better deals

Starbrite

Update from me..

Last mth I managed to save nothing However having said that I did save for my pension and into my 10 year saving thingy I have, but they don't count!

This Mth I've saved £167, which totals to 6667.50

I have to keep telling myself it's a marathon not a sprint.....

tara747

You are right there Starbrite!!!

Rautavaara

Still saving. No real hurry as nothing has come up just yet. Certainly not in my price range anyhow. London is a rip-off.

beckythemadcow

Rautavaara wrote: »

Certainly not in my price range anyhow. London is a rip-off.

In 18 months, DH will be looking for a job, and we will be looking to buy wherever he gets a job. I really hope it's not London!

purplevamp

quintwins wrote: »

i was just having a nosey in debt free and someone mentioned that they rounded there account down every day and paid the extra towards a debt i thought this was a fab idea and i'm def going to do it for my savings as i won't really notice it gone so i rounded both my accounts down to the nearest 10 and put £13.10 in my savings :j don't know why i didn't think to do it that way before

I do this too, but only on a Friday!! I honestly don't miss it. Also every day when I get home from work I put my loose change in a jar, from 1p to £2 (leaving enough in my purse for the childrens bus fares for school the next day). It's surprising how quickly it adds up

This month has been slow going, but I've reached my yearly target so anything going in now is a bonus. My deposit is going to have to be massive as the average 4-bed in my area is anything upwards of £275K :eek:, and at the moment we've only got my p/t wages and a bit of tax credit coming in, DH is still studying to be a teacher and that's going to be at least 18 months before he gets anything...

Starbrite

beckythemadcow wrote: »

In 18 months, DH will be looking for a job, and we will be looking to buy wherever he gets a job. I really hope it's not London!

There are cheap areas of London, just need to find them and not have your life set up in the expensive part like I have sw london is ridiculous but hey ho thats where I was born and work so not a lot I can do....

quintwins

purplevamp wrote: »

I do this too, but only on a Friday!! I honestly don't miss it. Also every day when I get home from work I put my loose change in a jar, from 1p to £2 (leaving enough in my purse for the childrens bus fares for school the next day). It's surprising how quickly it adds up

This month has been slow going, but I've reached my yearly target so anything going in now is a bonus. My deposit is going to have to be massive as the average 4-bed in my area is anything upwards of £275K :eek:, and at the moment we've only got my p/t wages and a bit of tax credit coming in, DH is still studying to be a teacher and that's going to be at least 18 months before he gets anything...

that is alot but you will get there in the end, and him studying will make things better in the long term even if it does mean it takes u longer to save


added another £300 this morning

tara747

Yikes, London is so ridiculously dear :eek:

quintwins

i don'd think i'd wanna live in london even if i could afford it it's too busy for my liking (i'm only 25 btw)

i'm still savings my odd pennys from my banks i've managed to add £22.50 more than i would have done if i hadn't been doing it