The 'We're saving for a deposit' thread

Starbrite

Ah I like your thinking Simon 11 and iwantahome

Alas G & K are money savey! they got a sofa on buy now pay x date, during time of having sofa del and x date they saved up the monies and paid off the full amount on x date! instead of having the intrest payment plan start on x date like most people opt for

One thing they do have against them is children but alas I am godmother to their youngest so I can't get out of present buying

But liking your thinking I will own more of house in shorter time

North West I can only dream of those house prices..... Any amount over £10 is a large amount to me.....

quintwins

i've been looking at difeerent ways to save and my 2 new stratagies is emptying my bank to the nearest £10 every fri, and setting up a standing order for £50 every monday so £50 went in this morning then after my rents and other bills paid i'll send over any surplus

redbull5

quintwins wrote: »

i've been looking at difeerent ways to save and my 2 new stratagies is emptying my bank to the nearest £10 every fri, and setting up a standing order for £50 every monday so £50 went in this morning then after my rents and other bills paid i'll send over any surplus

are you on the virtual sealed pot challenge, its similar and its a great encouraging thread

lou_mango

redbull5 wrote: »

are you on the virtual sealed pot challenge, its similar and its a great encouraging thread

Whats the sealed pot challenge? I#ve see a few people add this to their signatures. I'll join if it encourages me to save

quintwins

redbull5 wrote: »

are you on the virtual sealed pot challenge, its similar and its a great encouraging thread

no i'm going to do an acual sealed pot (as in one of those big tins from poundland) after xmas for all my£5(these aren't that common now aparently) £1 and 50p but this will be going to next years heating oil rather than my savings, however that will stop me taking £500 out of my savings next year so all good i nosey at most threads on here even in forums i don't technically belong in (like mfw and dfw)


a sealed pot challenge is where you save all yoru change and don't take it out, a virtural one is just doing it online, you can find the concept here

https://forums.moneysavingexpert.com/discussion/3314530

redbull5

aye im doing both cheers, good luck

purplevamp

quintwins wrote: »

i nosey at most threads on here even in forums i don't technically belong in (like mfw and dfw)

And I thought I was the only one who stalked other threads I'm always having a nose at the MFW thread, dreaming that one day I'll be posting in it :rotfl:

Starbrite

purplevamp wrote: »

And I thought I was the only one who stalked other threads I'm always having a nose at the MFW thread, dreaming that one day I'll be posting in it :rotfl:

Oh I have a look around MFW too, and like yourself I dream to join the forum too

Slightly jealous of people who are already over paying!!

rictus123

Iv very jealous of those with there own mortgage and overpaying on it!! That will be me in 18 months!!

iwantahome

I have to hold my hand up to lurking on the MFW and dreaming of joining them too. Although I do feel a bit weird about wishing I was in debt to the tune of probably £100k. somehow it just doesn't feel right, even though I know it has to happen if I want to eventually own my own retirement property. I'm looking on it as renting from the bank until retirement but hopefully sooner.