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The 'We're saving for a deposit' thread
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Doing well, total now £16600 wohoo :-)0
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Oooh, forgot to update here. I'm at £34,410 now, am well on track for over £40k by the end of 2010 (I'm going to update my target to £41,000) and just heard that I'm getting a £1,500 pay rise backdated to July 2009 wayhey!!! :beer: My back pay will go straight into savings.Get to 119lbs! 1/2/09: 135.6lbs 1/5/11: 145.8lbs 30/3/13 150lbs 22/2/14 137lbs 2/6/14 128lbs 29/8/14 124lbs 2/6/17 126lbs
Save £180,000 by 31 Dec 2020! 2011: £54,342 * 2012: £62,200 * 2013: £74,127 * 2014: £84,839 * 2015: £95,207 * 2016: £109,122 * 2017: £121,733 * 2018: £136,565 * 2019: £161,957 * 2020: £197,685
eBay sales - £4,559.89 Cashback - £2,309.730 -
We are now 91% of the way towards a 10% deposit.
Managed to save an extra £100 than normal between me and bf due to being at home lots decorating the past month.
Getting our home valued tomorrow!Squish0 -
£30k, yippee. Gotta love pay day and updating the spreadsheet! Only 19k of that is for the deposit so a long way to go yet, laaame.0
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Well, our deposit has dissapeared. Quite sad really, bit like losing and old friend. We complete on our house in 2weeks, which is nice, although the thought of a mortgage is somewhat of a scary thought. We both work, the mortgage came in at 4 times single salary so not TOO bad, although I was hoping for smaller.
Home is to die for, although it needs significant work over the next year or so, not least because it has an annex attracting seperate council tax. Not great! So, to get round it, we need to rip out a kitchen or a bathroom at best, worst, need to knock through some walls.
After 4 years saving, I promise you, its hard to let go of!0 -
Congrats on your purchase and good luck with all the work!:jWell, our deposit has dissapeared. Quite sad really, bit like losing and old friend. We complete on our house in 2weeks, which is nice, although the thought of a mortgage is somewhat of a scary thought. We both work, the mortgage came in at 4 times single salary so not TOO bad, although I was hoping for smaller.
Home is to die for, although it needs significant work over the next year or so, not least because it has an annex attracting seperate council tax. Not great! So, to get round it, we need to rip out a kitchen or a bathroom at best, worst, need to knock through some walls.
After 4 years saving, I promise you, its hard to let go of!
Ive a few more months to save for but already getting twitchy about clearing out my ISA of my hard earned savings. Hoping to keep a few grand in there to make me less twitchy - lol!Squish0 -
Oooh, forgot to update here. I'm at £34,410 now, am well on track for over £40k by the end of 2010 (I'm going to update my target to £41,000) and just heard that I'm getting a £1,500 pay rise backdated to July 2009 wayhey!!! :beer: My back pay will go straight into savings.
I will hopefully have an extra day at work next term which will effectively be a 50% pay rise but I only work 2 days a week so we're not talking any huge amounts of money. However the extra day comes with a LOT of extra responsibilities which I have no idea if I am capable of as it is totally out of my field of expertise so I'm a bit worried about whether to accept it. They also want me to do some extra overtime on the fourth day which would be fantastic and leave very little time for temping which I hate.
Oh I don't know what to do!! "It is often said that before you die your life passes before your eyes. It is in fact true. It's called living." Terry PratchettBought our house 2012
Married 2015 
Started renovating 2015 :eek:
Renovation fund... what renovation fund? :eek: Emergency fund 40% Future fund... ongoing...0 -
Well, our deposit has dissapeared. Quite sad really, bit like losing and old friend. We complete on our house in 2weeks, which is nice, although the thought of a mortgage is somewhat of a scary thought. We both work, the mortgage came in at 4 times single salary so not TOO bad, although I was hoping for smaller.
Home is to die for, although it needs significant work over the next year or so, not least because it has an annex attracting seperate council tax. Not great! So, to get round it, we need to rip out a kitchen or a bathroom at best, worst, need to knock through some walls.
After 4 years saving, I promise you, its hard to let go of!
Congratulations! :beer: I can imagine it feels hard to let go of those savings but just think how good it will feel when you're sitting in your own home knowing that all that hard work and saving have paid off! :j For someone who is at the very beginning of probably 4 years hard saving it is very motivational for me :T"It is often said that before you die your life passes before your eyes. It is in fact true. It's called living." Terry PratchettBought our house 2012 Married 2015 Started renovating 2015 :eek:
Renovation fund... what renovation fund? :eek: Emergency fund 40% Future fund... ongoing...0 -
So happy for pay day,
Just been to the bank and have another £1,100 towards my deposit. New total £19822.84Must save to live, not just live to save!!! :think:Challenge Save 12k in 2019 #141 £6,143.34/£6kDeposit £82,317.88/£120K :jFees/ect £12K/£12K:jEmergency fund £1K/£1K:A:A'Saving again after parting with a lot of money enjoying life:rotfl::A0
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