The 'We're saving for a deposit' thread

Squish_21

Sylvia1982 wrote: »

So happy for pay day,
Just been to the bank and have another £1,100 towards my deposit. New total £19822.84

Your doing well, nearly half way to your target deposit amount. :T:)

tara747

bodmil wrote: »

£30k, yippee. Gotta love pay day and updating the spreadsheet! Only 19k of that is for the deposit so a long way to go yet, laaame.

Well done bodmil, what a boost to hit £30k!!! :T

mbga9pgf wrote: »

Well, our deposit has dissapeared. Quite sad really, bit like losing and old friend. We complete on our house in 2weeks, which is nice, although the thought of a mortgage is somewhat of a scary thought. We both work, the mortgage came in at 4 times single salary so not TOO bad, although I was hoping for smaller.

Home is to die for, although it needs significant work over the next year or so, not least because it has an annex attracting seperate council tax. Not great! So, to get round it, we need to rip out a kitchen or a bathroom at best, worst, need to knock through some walls.

After 4 years saving, I promise you, its hard to let go of!

Congrats!!! :T I also find it traumatic thinking of the day when we finally buy and our savings total reduces to zero. :eek::rotfl:

Sylvia1982 wrote: »

So happy for pay day,
Just been to the bank and have another £1,100 towards my deposit. New total £19822.84

Well done Sylvia, that's great going! :j

Everyone is doing so well, I love this thread.

purplevamp

mbga9pgf wrote: »

Well, our deposit has dissapeared. Quite sad really, bit like losing and old friend. We complete on our house in 2weeks, which is nice, although the thought of a mortgage is somewhat of a scary thought. We both work, the mortgage came in at 4 times single salary so not TOO bad, although I was hoping for smaller.

Home is to die for, although it needs significant work over the next year or so, not least because it has an annex attracting seperate council tax. Not great! So, to get round it, we need to rip out a kitchen or a bathroom at best, worst, need to knock through some walls.

After 4 years saving, I promise you, its hard to let go of!

:j Well done, that's such great news :j

Actually, that's the bit I'm not looking forward too ~ giving up the money! But that's what we're all saving for, it must feel really weird having no money suddenly, like a sudden death :eek:. I do wish you both all the best, and hope you'll be happy in your new home for many years to come :A

shrewsaver

Have updated my sig as can be seen below.

I have £15,948.40 is savings.
£1572.24 in my share account.
£1068.05 in my SIPP.
£4773.06 from my company share scheme (I am also starting a new scheme in 2 months time where I am going to contribute the full £250 pm for 3 years which should give me around 23,220 shares. At the moment these shares would give me £15,901.06).

Simon11

:jI'm getting close to 80% of my target.

However im looking at getting my eyes lasered which could cost 2k+ and looking to go travelling for a few months after graduating. O well, another 7.5hrs at work today rolls in the pounds:beer:

Squish_21

C'mon pay day (last working day of the month), I wanna add more to the deposit fund!

Also, there may be a small bonus on the cards from work, so fingers crossed for that, wont get it until Aug though!

[Deleted User]

Hi Everyone

Been quite a while since I last posted on this thread

I wiped out my savings at the start of March to pay for a new car as my old one was beginning to cost me a fortune in repairs and I need a reliable for work as I have children in my car daily.

I then bought a DSLR camera for my Photography course at college.

So now I am back :D

My BOS Monthly saver has been replaced by the Santander 1st homebuyer saver account giving 5% interest and was opened today.
I still have my 3% A&L account and like it for putting in my babysitting money into.

So I now have £447 saved, hoping for at least £20K in the next few years.

P
X

hostie1985

Hi everyone

Hope everyone is doing well on the savings front!

I've just paid the last of the holiday off the credit card, so the rest of my pay that i have not spent has gone into savings. I put £800 into this months savings, so i now have a total of £17,816.49! It would be really nice to have £25,000 by the end of the year, but we will see what happens

I dont think I will be saving much this month - have spent loads this month already! Hopefully I will be able to save £500 this month.......

Hostie

xx

[Deleted User]

I have added another £48 to my savings this week from babysitting.

At the moment I am putting half of my babysitting money into my house savings and the other half is going to pay off my CC that I have run up a bit but it is managable.

P

ceh209

Hello all! I'm new to this thread.:j

I'm hoping to save £30,000 for a deposit. I'm currently training to be an accountant and my target date is a year after I qualify, also happens to be exactly when my boyfriend will qualify as he's the year below me.

The aim is to have enough to buy a nice 3 bed semi with my boyfriend, or a 1 or 2 bed flat on my own - got to plan for all eventualities right?? :A