The 'We're saving for a deposit' thread

weehev

hiya,

im also new to this thread - and MSE - its fab....but so addictive.

Iv currently found my dream house and im desperately saving for a deposit so I can hopefully get something similar one day.

Generally trying to save £300 per month to my ISA, along with adding equity in my current mortgage.

Also think il be scared to go to zero when i can finally pay the deposit!! lol :eek:

hev xx

JimLad

ceh209 wrote: »

Hello all! I'm new to this thread.:j

I'm hoping to save £30,000 for a deposit. I'm currently training to be an accountant and my target date is a year after I qualify, also happens to be exactly when my boyfriend will qualify as he's the year below me.

The aim is to have enough to buy a nice 3 bed semi with my boyfriend, or a 1 or 2 bed flat on my own - got to plan for all eventualities right?? :A

Welcome! I have the same target as you and im almost in the same boat. I have graduated from uni and my girlfriend is just over a year away from finishing her teacher training.

weehev wrote: »

hiya,

im also new to this thread - and MSE - its fab....but so addictive.

Iv currently found my dream house and im desperately saving for a deposit so I can hopefully get something similar one day.

Generally trying to save £300 per month to my ISA, along with adding equity in my current mortgage.

Also think il be scared to go to zero when i can finally pay the deposit!! lol :eek:

hev xx

Welcome to you to! I am loving the new ISA limits )

mbga9pgf

JimLad wrote: »

Welcome! I have the same target as you and im almost in the same boat. I have graduated from uni and my girlfriend is just over a year away from finishing her teacher training.


Welcome to you to! I am loving the new ISA limits )

Thought you should all know, our savings target of 100K was hit... and we spent it. :rotfl::rotfl::rotfl:

Bought a house, completed today. Over the moon. House of our dreams, none of this climbing the ladder !!!!, got straight to the house we will live in for the next 50 years.

All I can say is, Asda value beans are no different to Heinz once you get used to them! :rotfl::rotfl:

You CAN do it, it takes a LOT of effort, but when you get there, its worth the pain.

We bought a home on 1 acre, stream, large pond 5 bed including the annexe for 327K.

YOU NEED 30% as a deposit. Any less, you will pay userous rates. If you can avoid being in a chain, have your !!!!!! in 1 sock and can move quickly (we exchanged in 2 weeks from offer) you can grab some absolute bargains.

All the best and all that, Im Outta here!

purplevamp

mbga9pgf wrote: »

Thought you should all know, our savings target of 100K was hit... and we spent it. :rotfl::rotfl::rotfl:

Bought a house, completed today. Over the moon. House of our dreams, none of this climbing the ladder !!!!, got straight to the house we will live in for the next 50 years.

All I can say is, Asda value beans are no different to Heinz once you get used to them! :rotfl::rotfl:

You CAN do it, it takes a LOT of effort, but when you get there, its worth the pain.

We bought a home on 1 acre, stream, large pond 5 bed including the annexe for 327K.

YOU NEED 30% as a deposit. Any less, you will pay userous rates. If you can avoid being in a chain, have your !!!!!! in 1 sock and can move quickly (we exchanged in 2 weeks from offer) you can grab some absolute bargains.

All the best and all that, Im Outta here!

Congratulations

(I agree about the beans but we have Mr S ) Our goal is over £100K, but I know we'll get there! Eventually

tara747

mbga9pgf wrote: »

Thought you should all know, our savings target of 100K was hit... and we spent it. :rotfl::rotfl::rotfl:

Bought a house, completed today. Over the moon. House of our dreams, none of this climbing the ladder !!!!, got straight to the house we will live in for the next 50 years.

All I can say is, Asda value beans are no different to Heinz once you get used to them! :rotfl::rotfl:

You CAN do it, it takes a LOT of effort, but when you get there, its worth the pain.

We bought a home on 1 acre, stream, large pond 5 bed including the annexe for 327K.

YOU NEED 30% as a deposit. Any less, you will pay userous rates. If you can avoid being in a chain, have your !!!!!! in 1 sock and can move quickly (we exchanged in 2 weeks from offer) you can grab some absolute bargains.

All the best and all that, Im Outta here!

Congratulations, I am thrilled for you. :easter_ba:happylove:beer: Where is the house? It sounds expensive!!!

bodmil

Wow! Congratulations! It's nice to hear some success stories now and again!
It's also good to hear some couples aiming for big deposits. I'm aiming for 50k savings, (40k deposit) but I don't really expect to find a boyfriend who would have the other 50k for a big deposit like that. It must be lovely to have a partner in crime for all this saving nonsense!

Well done again, I know we'll all get there soon enough!

Carrie85

Hi everyone,

little update from me. Just managed to add £1000 to my deposit so i am now at £8200.

waiting for more invoices to be paid then i'll be well on my way to my next £10,000 target. Was hoping to reach that by the end of 2010 but looks like i can aim up again :j

congrats to everyone who has finally made it, it always encourages me more

tara747

bodmil wrote: »

Wow! Congratulations! It's nice to hear some success stories now and again!
It's also good to hear some couples aiming for big deposits. I'm aiming for 50k savings, (40k deposit) but I don't really expect to find a boyfriend who would have the other 50k for a big deposit like that. It must be lovely to have a partner in crime for all this saving nonsense!

Well done again, I know we'll all get there soon enough!

I know, my OH has nowhere near as much saved as I do. But at least he has savings and we are building up a deposit together.

[Deleted User]

I have added another £50 to my savings over the past few days.

I am beginning to get regular babysitting jobs again after they had tailed off for a while, but for pretty much every weekend in June and the 1st 2 weekends of July I will be unable to do any babysitting at the weekends due to things I have planned so I am making the most of it just now!

Dinah93

Well, all our savings are gone now. We complete on Friday. And then the terrifying morgage phase starts!