The 'We're saving for a deposit' thread

shrewsaver

Update from me on my totals:

Easy access savings - £3,965.21
Locked in savings - £8,791.35
Premium Bonds - £2,650.00
TOTAL - £15,406.56

---

Shares - £4,984.07
SIPP - £923.90
Stocks & Shares ISA - ~£2,700.00 (not 100% sure of correct figure)

Overall Total - £24,014.53

Other figures:
ISA - £1,200
FRISA - £5,199.04
S&S ISA - £2,700
Total in ISA's - £9,099.04

purplevamp

What a joke! I've just had my ISA interest added and it's £6.86 for £8.4K, compare that to last year when I got £39.72 for £4K :mad: That really sucks.

I'll have to look around for a much better deal. Interest rates need to pick up and soon.

ms_london

Hello!

At the moment I am torn between saving for a deposit on a house or using the money for more travelling..... I would be buying somewhere alone and would like to be able to save £20,000 - this is going to take a while!

Anyone else going it alone?! Perhaps I could start a 'I'm saving for a deposit' thread... Don't get me wrong, this thread is still motivating but would be good to chat to others in the same boat.

xx

Vixstar

I'm saving for a deposit on my own, although i'm not a first time buyer so maybe not quite the same situation. Hovever there is very little equity in my house and where I want to move to is quite expensive so will need to save, realistically, the same amount as you.

Dinah93

I think the thread title containing 'we' refers to all the people in here, not that we all have other halves.

jen_1985_04

I'm doing it alone too! I'm seriously considering the HomeBuy scheme otherwise I'd be with my parents forever sent off an application, just a case of waiting to see if I get accepted!

hostie1985

I am saving on my own as well! just need to get to the bank and then i can update my sig!

hostie

xx

hostie1985

Just got back from the bank and I have updated my sig, I now have £16,160.65 in savings, still going to hold fire on looking for places - even though i log onto rightmove nearly everyday!:eek:

I also have money saved which has been put aside for fees etc (£2,500) and £1000 towards white goods.

hope savings are going well for everybody!

Hostie

xx

^!£$&

I'm saving alone too but also really want to do some more travelling as am still youngish!! So although I' saving I don't think I'll be buying for some time!!

Vixstar

Done a bit of calculating today and it looks like in a couple of months (taking into account equity as well) I should have enough for at least a 20% deposit in the area I want to buy. Never thought I'd have that much.