The 'We're saving for a deposit' thread

JimLad

Carrie85 wrote: »

Hey Jimlad,

how are you?

I'm getting a bit frustrated with my new job as they're taking ages to pay and so don't want to count what i've earnt towards my savings till its in my bank. Worst bit is theres no set pay day as its freelance work so will just have to keep waiting :rolleyes:

Hello Carrie good to hear from you!

Im ok, although my day has kinda been ruined. Was supposed to be going out but my friend i was going with is ill

Must be a real pain not knowing when you are going to get paid. I guess im lucky as i get my money on the 10th of each month

Im sure you will get it soon though and i cant wait to see ya update

James

dippykitty

JimLad wrote: »

gone a bit quiet on this thread recently! How is everyone doing on this fine and sunny afternoon?

It has gone a bit quiet lately!

Nothing much has changed since my last post, except that once I hit £4k in my ISA (another £68 ish), I'm going to concentrate on building up a fund of around £1k that I can get at easily for semi-regular expenses (like new glasses, new laptop, dental costs etc) so I don't have to dip into my savings for those kinds of expenses. There's just over £100 in that account at the moment so quite a way to go there! Then it'll be back to building up the proper savings again.

How are you going?

rocketchimp9

Hey everyone Payday today!!! Added 1K to savings so going good. On the downside though a house we like has just been withdrawn from the market just as we are getting close to our deposit amount aswell. What does everyone think about dropping a note stating our interest through the letterbox? Guess we dont have anything to lose.

^!£$&

rocketchimp9 wrote: »

Hey everyone Payday today!!! Added 1K to savings so going good. On the downside though a house we like has just been withdrawn from the market just as we are getting close to our deposit amount aswell. What does everyone think about dropping a note stating our interest through the letterbox? Guess we dont have anything to lose.

Good idea I say, when my parents were selling they hated all these people just randomly knocking on the door wanting to know how much the house was etcc being really nosey/ pushy i think a nice note saying if it goes back on the market could you let us know/ we could be interested etc... is perfectly reasonable

hostie1985

hi everyone,

rocketchimp - definately haven't got anyting to lose. you never know what could happen with that house - the potential buyer may pull out. fingers crossed and well done for adding 1k to ur deposit!

im hoping to hit the 13.5k at the end of the month. plan is to save til xmas. ive got a couple holidays to pay for in the new year (little bro is getting married abroad etc).

hostie

xx

ihatebananas

Hi,

Thought I would join this saving forum as I am quite disheartened but since reading a few posts I feel better!!

Can I off load a bit???:o

I am a 36 single mum who has lived with my mother since Nov 2007.

So far i have managed to save £21,000 and since june try and save 1k monthly.

Saving is the easy bit, living with my mum is painful I feel like a caged animal, dont get me wrong she is brill but I cant do anything and my 5yr old boy is quite boisterous and i am constantly shouting at him!!!

I have seen a house for £139,950 which is just the ticket and i can see myself and son there for years but I would be silly to get it as it is out of my price range I need about another £20k for it to be comfortable.

I kno I need to just stay where I am and save , save, save.

Sorry for all the above just really frustrated and wanted to chat:o

hostie1985

Welcome to the thread ihatebananas!

I've been looking at houses on rightmove etc and have seen a few houses that i like the look of, but think i will need to stay where i am at the mo as i need to save some more money. but it does feels like i am actually getting somewhere now thou

Hostie

xx

dippykitty

ihatebananas wrote: »

Hi,

Thought I would join this saving forum as I am quite disheartened but since reading a few posts I feel better!!

Can I off load a bit???:o

I am a 36 single mum who has lived with my mother since Nov 2007.

So far i have managed to save £21,000 and since june try and save 1k monthly.

Saving is the easy bit, living with my mum is painful I feel like a caged animal, dont get me wrong she is brill but I cant do anything and my 5yr old boy is quite boisterous and i am constantly shouting at him!!!

I have seen a house for £139,950 which is just the ticket and i can see myself and son there for years but I would be silly to get it as it is out of my price range I need about another £20k for it to be comfortable.

I kno I need to just stay where I am and save , save, save.

Sorry for all the above just really frustrated and wanted to chat:o

Welcome to the thread! I'm living with my parents at the moment and it's starting to feel very claustrophic at the moment. Needless to say, I'm also desperate to move out but am nowhere near my targets so that won't be anytime soon!

Feel free to vent your frustrations here as lots of us will be in similar positions and can offer encouragement and motivation

ihatebananas

:DThank you.

Should have looked you bunch up a long time ago as reading thru the posts you all seem really positive and supportive:D


:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T

[Deleted User]

ihatebananas wrote: »

Hi,

Thought I would join this saving forum as I am quite disheartened but since reading a few posts I feel better!!

Can I off load a bit???:o

I am a 36 single mum who has lived with my mother since Nov 2007.

So far i have managed to save £21,000 and since june try and save 1k monthly.

Saving is the easy bit, living with my mum is painful I feel like a caged animal, dont get me wrong she is brill but I cant do anything and my 5yr old boy is quite boisterous and i am constantly shouting at him!!!

I have seen a house for £139,950 which is just the ticket and i can see myself and son there for years but I would be silly to get it as it is out of my price range I need about another £20k for it to be comfortable.

I kno I need to just stay where I am and save , save, save.

Sorry for all the above just really frustrated and wanted to chat:o

dippykitty wrote: »

Welcome to the thread! I'm living with my parents at the moment and it's starting to feel very claustrophic at the moment. Needless to say, I'm also desperate to move out but am nowhere near my targets so that won't be anytime soon!

Feel free to vent your frustrations here as lots of us will be in similar positions and can offer encouragement and motivation

I thought I was the only 30+ living at home on here!!
As much as I love my parents - I so need my own space and I do tend to spend alot of time on my own in my room, catching up with things on TV that I record. I do get moaned at for this as my mum says I am living like a hermit and blah blah blah!!!

Welcome to the thread ihatebananas and good luck.

Dippykitty you and I are in the same boat, feeling you want to move but do not have the funds yet to do so We will both get there eventually!!