PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The 'We're saving for a deposit' thread

Options
1139140142144145517

Comments

  • Bufger
    Bufger Posts: 1,857 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    It is hard guys but you're doing the right thing by staying at home and saving the money, it'll get you there alot faster!

    I moved back home a year and a half ago out of rented just to save for a deposit, my fiance moved back in with her mum and we spend half the week at mine and half at hers. Its a nightmare! we just want our own space and its been a loooooong year but we're finally there. Dont have an exchange date for the house yet but we're pretty close (i hope the survey goes well!).

    There is light at the end so keep thinking of the end goal whilst your parents are doing your head in :A. Good luck all
    MFW - <£90k
    All other debts cleared thanks to the knowledge gained from this wonderful website and its users!
  • hostie1985 wrote: »
    hi everyone,

    rocketchimp - definately haven't got anyting to lose. you never know what could happen with that house - the potential buyer may pull out. fingers crossed and well done for adding 1k to ur deposit!

    hostie

    xx
    Hostie
    I dont think they have actually sold their house it was on the market for about 20k more than similar houses around here, been on the market since march 08 at the same price so they obviously dont need to sell I think they have withdrawn due to lack of interest so they may not be interested in the price we want to offer. I think you are all right though we dont have anything to lose. Congrats on keeping up the saving
    Moved in 12/09 Mortgage 126K

  • Welcome Ihatebananas to the thread I have found it a real encouragement over the last 6 months, 21k is a fantastic amount already.
    Am really excited for you Bufger cant wait to be nearing an exchange date
    Moved in 12/09 Mortgage 126K

  • Nixxx
    Nixxx Posts: 368 Forumite
    Palema wrote: »
    Dippykitty you and I are in the same boat, feeling you want to move but do not have the funds yet to do so :( We will both get there eventually!! :)

    Hi All

    I cant remember if i've joined this thread already but I'll join again if you guys don't mind. :o

    The above quote sums my situation off perfectly. I NEED to move out as I need space cos my room is sooo teeny. I have too much stuff, (which i'm trying to get rid off on ebay) but i don't seem to be shifting it quick enough. It seems as if i've been collecting for my "house" for a few years and my room is now full of stuff that will be perfect for when I move.

    I think i've got another 6-8months of saving to reach my target and it seems like forever!
    "Dance like nobody's watching; love like you've never been hurt. Sing like nobody's listening; live like its heaven on earth." - Mark Twain
  • purplevamp
    purplevamp Posts: 10,693 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I haven't posted in a very long time, mainly due to the fact that my savings are coming along really slowly. :cry:

    I'm up to just over 32% of my first goal, but just under 11% of my preferred goal.

    I don't think I'm going to be able to get to the magic 50% by the end of the year, unless a miracle happens!!

    Well done everyone who has reached their targets :T
    For everyone else keep going ;)
    Mortgage: Was: £154,495 Oct 2039 Now: £82,340.34 May 2037
    Swagbucks ~ £155 (2024 ~ £395)
    Surveys ~ £149.19 (2024 ~ £280.14)
    Make £2025 in 2025 #5 ~ £964.62 ~ (2024 ~ £2,561.04)
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Worked out today we should be up to 31.67% by New Year, and a nice round 60% by the time we get married next September. We've made the somewhat scary decision not to look for a house before the wedding, and hope we get some money instead of wedding presents meaning we can start to look shortly after we come back from honeymoon. Not our prefered situation obviously, but we have the rest of our lives, a few months inconvenience staying with my parents in the short term is an acceptable compromise, rather than overstretching outselves with the mortgage.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • tara747
    tara747 Posts: 10,238 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    edited 23 September 2009 at 3:59PM
    Hi all

    I'll be adding very little to my savings at the end of this month... got a big hol coming up, just been on a couple of Euro weekend trips and have to buy currency for the big hol. But I've budgeted and planned for it all and am still on target to hit £30k by the end of the year.

    Sweet.
    Get to 119lbs! 1/2/09: 135.6lbs 1/5/11: 145.8lbs 30/3/13 150lbs 22/2/14 137lbs 2/6/14 128lbs 29/8/14 124lbs 2/6/17 126lbs
    Save £180,000 by 31 Dec 2020! 2011: £54,342 * 2012: £62,200 * 2013: £74,127 * 2014: £84,839 * 2015: £95,207 * 2016: £109,122 * 2017: £121,733 * 2018: £136,565 * 2019: £161,957 * 2020: £197,685
    eBay sales - £4,559.89 Cashback - £2,309.73
  • Feels like ages since I have posted an savings update on here! I added another £59.50 to my savings today after several days/nights babysitting sice the weekend. No more babysitting til next week now :)
  • Yipeeee, feel in such a better mood today!!!

    Keep your chin up purplevamp and thanks everyone else x
  • JimLad
    JimLad Posts: 950 Forumite
    Part of the Furniture 500 Posts Combo Breaker Mortgage-free Glee!
    Hello all!

    Im up to 61% of my 20k target now :)

    Got a bit of a decision to make now..wonder if you lovely folks could help. I have now worked at my current job for 6 months and therefore am elligable to start a company pension. If i put in 5% of my salary, they will put in 7.5% which seems pretty good.

    I am currently 23, living with my parents and saving for my own house. Do you think i should start my pension? It would be £100 less i can save every month.

    Jim
    Mortgage Free 22/03/17
    MissWillow is my OH!
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.1K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.