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Superpap's positive mutterings about debt/savings...

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Comments

  • Bunnyinthelights
    Bunnyinthelights Posts: 15,278 Forumite
    Thanks Papalina xx
    Empty pockets never held anyone back, only empty heads and empty hearts can do that -Peale
  • Sea78
    Sea78 Posts: 6,185 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Might see you over there again PaP :) Still working on my best friend LO - it's taking HOURS as it's all hand drawn doodles - a full 12x12!! Fingers crossed it looks good though.
    Loving having the time off to do all this!
    Sea xxx
    CCCS DMP:Feb 07
    Total:£37,016.47 now £0 DEBT FREE FEB 14

    2022 Decluttering Campaign 49/1011
  • Sea78
    Sea78 Posts: 6,185 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Hi PaP - not seen you about much - how are things?

    Sea xxxx
    CCCS DMP:Feb 07
    Total:£37,016.47 now £0 DEBT FREE FEB 14

    2022 Decluttering Campaign 49/1011
  • Sea, sorry been in hiding :rotfl: Ohhh I love doodles on a layout... I have a 'thing' for them at the moment so understand the work that goes into them.

    Umm, me, where am I at the moment? :confused: Well I am getting there, just looking at the state of my accounts and the such. My ISA is finally up and running I have £10.04 from last year still in there but it means I can start filling that up :D ummm current accounts are near on empty I think I have £15 ish floating around but thats it. Locked savings are steady and then I have about £30 in my web saver. Busniess accounts empty but will be filled payday.

    The busniess is going fine. Not any cards purchased through the site directly yet but many have been made off the back of that so I will renew that when it comes up again. First tax return got delivered the other day. Thats all filled and ready for my p60 (or something like that) code/income to be put in there and that can be sent. The big wedding order was sent a couple weeks ago so awaiting the cheque for that so I can pop that into my account too. Over all this 'year' ie nov till the 5th I have made £100 which seems a lot but bearing in mind most of my supplies I already had its not truely that much. Just wondering what they will tax me on it though?

    Spending is fine, not spending as much but I deffo need to rein it all in this month as I have my wiifit to pay for and I also have a few more cake orders to complete so I need the ingrediants for them too.

    Health wise I am doing ok ish. Still havent found a plateu in my mood so I guess its phantom 'time of the month' soon. Also my cream has stopeed working for my face and everytime I use it it just burns my face, not good. So I need to find a plan B so more money to outlay and I have also ordered some foundation in a bid to cover it up. I know I said from day one I would never wear makeup its getting to a point now where I am looking more and more like a gorilla than ever before and something needs to be done. I have only ordered some cheap stuff to see if it works, if it does I will be buying some more expensive stuff but I think it will boost my confidance and when anyone gets close I wont have to automatically cover my face withmy hand. We shall see...

    Weekend off this weekend and I am not doing much. Did hint for work to ask me to come in and do overtime but alais they dont want me so its a case of making the most of my weekend off.

    Take care all :A

    Edit ~ Oh i forgot, had a parcel come for me today only its been underpaid on postage by £4.07. Now its a recorded item so it need a signature. Now I know for a fact that those have to be weighed/sorted in a post office so why its been undecharged I never know... unless the tickets fell off in the postage system. The problem is I know of two parcels I am due and of that I know one person may give me this money back otherwise if its anything else I am well and truely stuffed. However mum is paying the cost for me and when I work out the hows/whats/wheres and if I can get it back I will refund mum.
  • In_Search_Of_Me
    In_Search_Of_Me Posts: 10,634 Forumite
    Morning pap...will wave at you today as I pass! Well done with the money & hope you sort the parcel out...v annoying! Hang in there. Can GP help with face creams or refer you to a dermatologist?
    Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.

  • Morning pap...will wave at you today as I pass! Well done with the money & hope you sort the parcel out...v annoying! Hang in there. Can GP help with face creams or refer you to a dermatologist?

    :rotfl:shall watch out for you hun. Well the parcel had to be payed for but its someone I may be able to get the money from :D finger crossed. No they wont hun, I have seen them before. The cream is to get rid of a symptom there is one other cream they could offer me but its too expensive and I would get it on prescrition, so they wont allow me it. So its a case of dealing with it myslef :rolleyes:

    Have a great weekend hun :j
  • barnaby-bear
    barnaby-bear Posts: 4,142 Forumite
    :rotfl:shall watch out for you hun. Well the parcel had to be payed for but its someone I may be able to get the money from :D finger crossed. No they wont hun, I have seen them before. The cream is to get rid of a symptom there is one other cream they could offer me but its too expensive and I would get it on prescrition, so they wont allow me it. So its a case of dealing with it myslef :rolleyes:

    Have a great weekend hun :j

    This really doesn't sound right - I missed what the exact skin complaint is. You pay tax and there's an NHS - it's obviously something distressing you and affecting your confidence. If your GP isn't taking it seriously ask to see a different one, camp it up if you have to and say you are on the brink of leaving work and becoming a hermit. People spend years and huge amounts of money on the wrong potions and even end up scarred (I know you aren't that daft) when often a specialist dermatologist and clever and appropriate medication will clear up issues. Skin is organ - you wouldn't be contemplating spending huge amounts of money and deciding how to treat your own liver. I have a vague idea that lot of creams and skin complaints are affected by UV light - could the better weather be affecting it? If it's important to you and you are being palmed off please try again because you aren't being a nuisence and your GP isn't doing his job if you are being told it's not worth spending money on you. Perhaps there's a support group for whatever the condition is with better advice.

    -I went to school with a girl who was misdiagnosed with acne and had years of inappropriate treatment from a GP before a dermatologist sorted it very quickly and too be honest she went a bit unhinged and kept chucking in jobs / signing off sick / getting with scumbag fellas over her esteem issues - so I am a bit biased
  • camp it up if you have to and say you are on the brink of leaving work and becoming a hermit
    Hey bb, no need to camp that up thats how I feel, everyday of the week. Hence why I sit in front of a computer screen 100% of my free time. Nah been to every doctor in the practice. I have pcos so I get unwanted hair on my face. Docs gave me tabs to stop me becoming diabete (a sypmtom of said condition) only I have finished the tabs and he will give me no more. I asked about this problem but they wont do anything till I lose weight. I asked about this cream however they told me it cost too much so wont prescribe it. I was using nair but that now burns my face. I also have acne and thus my face looks terible anyways. So unless I lose weight they dont care but they no how hard it is for someone to lose weight with pcos. Also its a circle, hate how I feel, eat ~ put more weight on feel even worse, eat... never ending cycle. I am now on a callorie controlled diet but to be fair I dont truely care anymore, I lost 2lb this week but it feels like I have put on about 9lbs. At the moment I am still using this cream untill payday but my face is full of burn marks but hey that better than looking like a man ~ although most of the time i feel like I am sum sort if in between sex :rolleyes: Then you get the lovely general public telling you you are thick because you work in a dead end job etc etc... well when you have to deal with what I have to deal with yes I have good qualifications but when you have no confidence and am depressed to the state you have to force yourself to go to work each day its better if its a job no one cares about/no one cares about you. Simple really :D
  • barnaby-bear
    barnaby-bear Posts: 4,142 Forumite
    This isn't acceptable. I don't know much but PCOS is from what I hear a debilitating condition and very painful and it has a real medical cause and doesn't it cause weight gain(?). If you are burning yourself trying to cope with the symptoms and feeling this low then you aren't getting proper support. Have you joined a support group - they tend to be very good at knowing your rights and whether the primary healthcare trust has additional support. You have to accept that you are worth more than this shoddy treatment. Reading this as a complete outsider it just all sounds so wrong - it's obvious this isn't how it should be. I don't know if it helps to hear it but the situation and what you are going through is horrible - it's a bad situation and you do deserve better. (Most people are sh1tty to people they don't know - if you can put enough people down - puts them to the top of the pile eh!)
  • Thanks bb, the problem is I cant get to a support group because I work felxi shifts and also my confidence isnt there to go. I just tend to bottle it all up now and just get into a pattern of work, sleep, pc only when I have a day off I feel like I am worth better than this. To be honset I have given up with doctors, sad but true, they arnt worth bothering with now as I get the same thing everytime I go 'you need to lose weight', so I dont go and just tell myself that saves the hassle. My biggest problem at the momment is my 'face' is dropping, ie the one I put on everytime I go to work so no one susspects anything. Trying to hide everything is very hard and its getting to a stage now that I cant do it any more.

    Thanks for your kind words
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