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Cca Requests Updates Please

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  • rog2
    rog2 Posts: 11,650 Forumite
    10,000 Posts Combo Breaker
    edited 21 April 2009 at 5:16PM
    stapeley wrote: »
    Well after 1 year and 5 months , and several differant DCA . The OC have now started sending text messages for me to ring them .This followeds the 40% DISCOUNT offer. All I have ever recieved from anyone is a copy of an application form .


    Report them to OFT - One dca (the infamous Mackenzie Hall) is on a warning NOT to pursue debtors who have requested a cca, but have not been provided with one.

    See: http://forums.moneysavingexpert.com/showthread.html?t=1639473
    I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
    If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.

    HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7

    DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS
  • blueforyou
    blueforyou Posts: 152 Forumite
    Excellent news for us from the OFT. Now, PLEASE anyone with any complaint about ANY OC or DCA complain to the OFT (address in link on previous post). This is a good week, firstly one of my DCA's has given up attempting to collect (in writing) and then this Mackenzie Hall news.

    I always knew DCA's were staffed by amateurs......!
  • aj2703
    aj2703 Posts: 876 Forumite
    blueforyou wrote: »
    Excellent news for us from the OFT. Now, PLEASE anyone with any complaint about ANY OC or DCA complain to the OFT (address in link on previous post). This is a good week, firstly one of my DCA's has given up attempting to collect (in writing) and then this Mackenzie Hall news.

    I always knew DCA's were staffed by amateurs......!

    Which DCA gave up in writing blue..?.
  • blind-as-a-bat_2
    blind-as-a-bat_2 Posts: 4,304 Forumite
    rog2 wrote: »
    Report them to OFT - One dca (the infamous Mackenzie Hall) is on a warning NOT to pursue debtors who have requested a cca, but have not been provided with one.

    See: http://forums.moneysavingexpert.com/showthread.html?t=1639473

    http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/requirements.pdf

    As are 1st credit:D

    http://www.oft.gov.uk/shared_oft/press_release_attachments/1stcreditrequirements.pdf

    Now all i want to know is how to get LloydsTSB added to that list:mad:
    Thats it, i am done, Blind-as-a-Bat has left the forum, for good this time, there is no way I can recover this account, as the password was random, and not recorded, and the email used no longer exits, nor can be recovered to recover the account, goodbye all …………. :(
  • ljs2000
    ljs2000 Posts: 85 Forumite
    Part of the Furniture Combo Breaker
    edited 22 April 2009 at 2:15PM
    I wonder if someone can help me. I have recently asked for my cca. They have sent the attached and nothing else which I think is not an enforceable cca. Can you please point me in the right direction for the letter after the 12 + 2 days has passed. Many thanks.

    page1letterfromegg.jpg

    page2letterfromegg.jpg


  • blind-as-a-bat_2
    blind-as-a-bat_2 Posts: 4,304 Forumite
    http://www.consumeractiongroup.co.uk/forum/legal-issues/188093-egg-credit-agreements-what.html

    you may find this usefull js2000 ;)
    Thats it, i am done, Blind-as-a-Bat has left the forum, for good this time, there is no way I can recover this account, as the password was random, and not recorded, and the email used no longer exits, nor can be recovered to recover the account, goodbye all …………. :(
  • stapeley
    stapeley Posts: 2,315 Forumite
    edited 22 April 2009 at 11:22PM
    rog2 wrote: »
    Report them to OFT - One dca (the infamous Mackenzie Hall) is on a warning NOT to pursue debtors who have requested a cca, but have not been provided with one.

    See: http://forums.moneysavingexpert.com/showthread.html?t=1639473


    I will keep this in reserve ! I see their letter as good news , they must know a application form is no good . So no threats of court action from them , just please pay something . Or we will have to ditch the account . SHAME :rotfl:
  • blueforyou
    blueforyou Posts: 152 Forumite
    AJ2703 - it was equidebt
  • aj2703
    aj2703 Posts: 876 Forumite
    blueforyou wrote: »
    AJ2703 - it was equidebt


    OK thanks, i have had one going on for a while now with cabolt. Was hoping it might have been them but from what others say there's no chance of that... :)
  • blueforyou
    blueforyou Posts: 152 Forumite
    AJ - I have one with Cabot too. I told them to stop harrassing me in February and have heard nothing since.

    Check this out though: http://www.coveritup.co.uk/
This discussion has been closed.
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